Kwithuba elingaphezulu konyaka ngoku, i-Sberbank yaseRashiya iqalise "Uyabonga kwiprogram yebhonasi", ekuvumela ukuba uqokelele amanqaku ebhonasi kwaye uyitshintshele izaphulelo, iimpahla kunye neenkonzo ezivela kubalingani beprogram.
Amaphuzu ebhonasi anikezelwa ngawo onke ukuthengwa kweempahla kunye nentlawulo yeenkonzo, ngaphandle kohanjiso, inani leentlawulo zezindlu kunye neenkonzo zentlalo kunye nokuhlawulwa kwemali-mboleko. Into emnandi kakhulu kubasebenzisi beprogram yebhonasi kukuba inani lamalingani kunye neendleko ezikhethekileyo ezivela kubo ziyanda. Oku kungaphezulu kwenkcitho ephantsi ye-0.5% yemali ehlawulwe ngendlela yebhonasi "Ndiyabonga".
Indlela yokuqokelela ibhonasi
Njengoko sele kukhankanywe, ngaphezu kokufumana iibhonasi phantsi kweprogram eqhelekileyo yeBhanki ye-Savings, unako ukuthatha inxaxheba kwii-othengiso zamashishini. Ngaloo ndlela, unokufumana ngaphezulu kwama-20% eebhonasi "Siyabonga". "Siyabonga kwi-Sberbank" ibhonasi isipho esihle kubo bonke abahlala behlawula amakhadi asebhanki. Ukwenza rhoqo ukuthengwa, awugcini nje ngokuzisebenzisa ngokupheleleyo ngekhadi leBhanki ye-Savings kunye namalungelo enkqubo yokuhlawula, kodwa unokufumana iibhonasi zokuthenga. Ngubani ongathandi ukufumana izipho? Ngoko uSberbank ubapha imihla ngemihla kubo bonke abanamakhadi ebhanki. Kwaye kulula kakhulu ukuba ilungu leprogram. Kwanele ukubhalisa kwiprogram ngeSMS, nge-ATM okanye kwisigxina. Ngaphezu koko, iinyanga ezintathu zokuqala kukho iimeko ezizodwa zokubala "Amanqaku" ebhonasi.
"Ndiyabonga ku-Sberbank": njani unokuchitha?
Xa usebenzisa ngokufanelekileyo ukuhlawula iimpahla kunye neenkonzo ngekhadi lebhanki ngokukhawuleza kwikhokhsi yebhonasi "Siyabonga kwiBhanki Yokusindisa" ukuqokelela. Ungayisebenzisa njani iibhonasi ezixhamla kakhulu? Ukuchitha iibhonasi iingongoma kunokwenzeka kumaqabane oprogram, phakathi kweendawo ezithengileyo zintengiso eziseRussia. Omnye wabalingani abanjalo yi-Euroset. "Ndiyabonga kusuka kwi-Sberbank" - inkqubo enokuthi ixhaphaze ngempumelelo le nkcukacha. Kwakunokwenzeka ukuhlawula kwi-Euroset ngamaphuzu ebhonasi ukusuka ekuqaleni kweprogram yebhonasi "Siyabonga ku-Sberbank". Ungayisebenzisa njani apha? Kwanele ukubonisa ikhadi kumthengisi ngenkokhelo kwaye uthi ufuna ukuhlawula ngokupheleleyo okanye inxalenye ngamaphuzu ebhonasi. Unokuhlawula ngale ndlela ukuya kwi-99% yeendleko zeempahla. Kunokwenzeka ukuhlawula inxalenye yamaphuzu, kunye nabanye - ngemali. Kwakhona kwisayithi lomlingani ofanayo unokuthenga izinto kwivenkile ye-intanethi kwaye uhlawule ngokuthe ngqo kwiindawo zokubonga "Ndiyabonga ku-Sberbank." Ungayisebenzisa njani amanqaku ebhonasi kwi-Intanethi? I-Webmoney ivumela ukuba bahlawule ukuthenga kwiivenkile ezininzi ze-intanethi ezisebenza nale nkqubo yemali. Ukwenza oku, kukwanele ukukhetha indlela yokuhlawula - imali ye-elektroniki uze ukhethe ibhonasi "Siyabonga". Uninzi unomdla: "Iibhonasi" Ndiyabonga ku-Sberbank "njani unokuchitha kwiinkonzo zonxibelelwano?" Ngelishwa, oku akunakwenzeka. Unokuchitha kuphela kwimpahla kunye kunye nabalingani beprogram kuphela. Uluhlu lwabalingani luhlaziywa rhoqo kwaye luhlaziywa kunye neentengiso ezitsha, ngoko ke wonke umntu unokuzikhethela yena umlingane ongcono kwaye enze ukuthenga okunenzuzo.