Yintoni kwingcingane lentlupheko

Xa iingcali kummandla kwingcingane zezoqoqosho kwavela ingxaki ukuba aphendule imibuzo malunga nendlela imali engakanani ufuna ukuba ulonwabo, kutheni umntu iqhuba kakuhle, yaye abanye, kwaye ekugqibeleni, umahluko phakathi psychology yendoda elihlwempu esisityebi. Ukususela namhlanje, siye ukuqonda ngokucacileyo ukuba ubutyebi - ngumsebenzi kakhulu kuwe, kwaye asiyonto ngaphandle nomba nasengqondweni. Makhe sibone ukuba yintoni kwingcingane ubuhlwempu nobutyebi.

kwengeniso

Xa abantu kumanqanaba ahlukeneyo distribution bengeniso lokungena nokuphuma kwemali kwenzeka ngeendlela ezahlukeneyo.

abantu abazizityebi badla ubambe qhinga "obuqhelekileyo" bokufumana kunye nenkcitho yemali. Bayazi malunga neemfuno kunye namathuba, uzuze ngokwezicwangciso ukuchitha kangangoko ufuna ukwenza imali.

Abantu abane-avareji umgangatho yengeniso zithanda ukuphila kwi qhinga "ngokucacileyo". Bona imali kangangoko isicwangciso ukuchitha. Ngesi sicwangciso, umntu, ndayihluthwa naluphi uphuhliso zemali. Usoloko imfuneko ekuhlawuleni iindleko zabo, kwaye abanalo ixesha kuvuka. Ngako oko, nokwanda kwemali akukho mbuzo.

Kwaye ekugqibeleni, abantu abafumana imivuzo engaphantsi komndilili, ngokuqhelekileyo waqhelisela sobuchule "emhadini." Baya kwakha izicwangciso ezinkulu imali, ngaxeshanye mvuzwana mncinci aze achithe imali eninzi. Ekuhambeni kwexesha, ukungakwazi kunye nokuba mathidala ukwenza kukhokelela kukuba lo mntu uhlala kule ngaphantsi eziphathekayo. Yena lifuna ukuba athobele iimfuno lowo kuxhomekeka ukuba imeko yayo eziphathekayo.

Ubuhlobo imali

kwafunyaniswa ukuba abantu ingeniso eziphezulu bayiqonda ngakumbi ukuba baphawule ikhonkco phakathi kwemali kunye nempumelelo, ngaphezu ezinye sesayensi nomphandi. Ngenxa yokwanda indima imali kumvuzo first kunyusa ubomi bomntu, uze emva koko kunciphisa. Leyo kwingcingane eyonwabisayo. Imali kakhulu edingekayo ukuze abo umlinganiselo izinga lempumelelo. Bekukwakho kuphawulwe ukuba kunye ukunyuka kwengeniso kwandisa isiqhelo sokuba umntu ixabiso lokufihla imivuzo yabo.

Uphando lubonisa ukuba isimo sengqondo yomntu izinto ezifana amandla, umgangatho, udumo, ixhala nokungazithembi, akuxhomekekanga kwisixa semali. Ngamanye amazwi, inqanaba ulonwabo akukho uxhulumaniso oluthe ngqo ingeniso. Kukho imithombo enamandla ngakumbi ulonwabo: ixesha lokuphola esenza sonwabe ngo-42%; usapho - 39%; umsebenzi (njengendlela baqaphele amandla) - 38%; Abahlobo - 37%; ubudlelwane nomntu wesini esahlukileyo - 34%; yaye, ekugqibeleni, impilo - ngama-34%. Isimo ukuba imali ichaza iimfuno zabantu ezingahlangabezwanga kwaye uchaza umfuziselo zokuziphatha entsimini ubudlelwane yezentlalo kunye noqoqosho.

Oyijonga ngayo imali ibonisa zinto zilandelayo:

1. imali ndlela aluvumelekanga. Namhlanje intetho malunga kubudlelwane obusondeleyo abangafuniyo engaphantsi kwe ngemali kunye nenqanaba bengeniso interlocutor. Imibuzo malunga nenqanaba kwengeniso ndayinyamekela incasa embi.
2. Age kunye ngesondo. Amadoda niziingqondi abafazi, ngokwemiqathango ukuchitha imali. Xa kungekho kungenzeka ukuba uthenge into, kwakukho enkulu nakakhulu ngamantombazana. I omdala umntu, ngcono ke uyayazi ixabiso lemali.
3. iimpawu zomntu, ezifana nokuzixabisa. I elisezantsi ke, abantu abaninzi kakhulu ukubaluleka nemali.

Ulwalamano iimpahla eziphathekayo iphenjelelwa yimiba ezifana:

1. amava ebuntwaneni Early.
2. ukhuphiswano NATIONAL.
3. Ukholo.
4. zengqondo zoMzali ngayo imali.

Umntu ngamnye kuthi 'inyoba zemali "ezithile, yaye singaqondanga sizabalazele ukuba kuyo. Kwinqanaba zingqondweni, omnye uyabona nogcina iimeko izibakala ezihambelana iinkolelo zakhe buqu ngoyaba ulwazi ayihambelani umbono walo ihlabathi kuphela. Ukwandisa izakhono zalo, kufuneka uphume zone yakho intuthuzelo, funda ukuvuma iimpazamo zabo kwaye rhoqo ukuzama into entsha. Intlupheko Psychology ephikisa uphuhliso nomda kakhulu umntu, angavumeli ukuba bafikelele kwimpuhle yabo.

zeemposiso ngabathunwa imali

1. Imali onke. Ukubanga ukuba zonke izinto baze bathengiswe, kusenokuba ngumntu kuphela ayizange ngokunxulunyaniswa intsingiselo yobomi bakhe. Kunika umdla ukuqaphela ukuba kwingcingane wentlupheko kufuna inqubo. abantu abazizityebi bayazi ukuba imali kulawula ihlabathi.
2. Imali umlinganiselo lithathelwe lwentlalo. Ngamanye amazwi - kokukhona kubo umntu, kokukhona yenu, wayemthanda kunye ohloniphekileyo. imbeko ngokunyanisekileyo abunakuthengwa.
3. onakalisa Imali. Na olusizana, apho iibhloko uphuhliso psychology, kukholelwa ngokubanzi ukuba imali ububi, alihlutha abantwana nabantu. Enyanisweni, kakuhle nokuba i zemali komeleza kuphela ezo mpawu lobuntu alawule. Ngenxa yoko, imali yenza umntu olungileyo unesisa, okhaliphileyo - sobugorha ububi - ndlongondlongo olubawayo - ekumnikeni.
4. imali Big Angekhe wakusebenzela ngokunyaniseka. A izizathu eqhelekileyo kakhulu abantu abahluphekayo. Ukuza kuthi ga ngoku, kukho inani elikhulu labantu abafuna kakuhle-ntle zemali ngendlela enyanisekileyo. Abo Ngenxa ihlabathi ukutshintsha psychology of indlala, asikwazi ukuqonda ukuba abantu abaninzi abazizityebi ngokwesiseko ukwenza ushishino ngendlela enyanisekileyo. Kule nkalo, mayingabi sakhululwa ngokuba yimpumelelo, umzekelo, igosa, yona yayakhelayo ubutyebi bakhe izinyobo. Esisityebi, kodwa hayi yimpumelelo, kwaye okona kubalulekileyo - bonwabile. Ngaphezu koko, ukuba uphanda, naye kuba sisityebi, ngokunjalo-ntle yakhe komntu akuxhomekekanga ekuzithandeleni izakhono lobungcali, kwaye ukusuka ahlala isithuba okwethutyana.

Kutheni abantu silangazelela imali?

Xa ekufuneni ubutyebi badla abantu bezama ukufumana ukhuseleko, amandla, inkululeko okanye uthando. Makhe sihlolisise nganye kwezi zinto ngokwahlukeneyo:

• Ukhuseleko. Kudla badinga komntu ukhuseleko ngokweemvakalelo ukufuna nempumelelo kunye nokoyika nobuhlwempu. Kwingcingane abantu abanjalo amiliswe ngaphakathi ngokunxulumene zokonzakala komntwana. Ukunyuka kwengeniso ubuyisela imvakalelo afanayo okhuseleko, nto leyo ziviwa njengomntwana. Imali kunceda ukuba boyise ixhala. Xa lento uyijonga, bantu lungohlulwa lube ziindidi ezi-4:

1. Itshivela. abantu abanjalo ingqiqo ezisisiseko umsebenzi mali kuqoqosho.
2. Obungqongqo. Abantu kweli qela ubuhlwempu ubukhazikhazi kunye self-kuyinxenye uyakholiswa enkulu.
3. abazingeli isivumelwano. Lo mntu ukuchitha imali yonke imihla de ukwimo nenzuzo. Esisibonisa yi ngethemba ukuthenga into ngexabiso ngokungenangqiqo eliphantsi, oko ingamosha ulwandiso nto ibubudenge, ukuthenga izinto ezingeyomfuneko. A ithemba ukuthenga into eninzi umntu ungakwazi ukumoyika ubuhlwempu. Psychology yentlupheko idla wabonakaliswa ekufuneni yenzuzo. Ukuze ufumane iinkcukacha ezingaphezulu malunga ngokunxulumene imali iya kuxoxwa kancinane emva koko.
4. umthe- nenkani. Abantu abanjalo badla ukwakha izinto ihlelo ukuthi buyisela kubo, ulwalamano nabantu ababathandayo.

• Power. Imali kunye nethemba lokufumana igunya, zivula, badla makubonwe njengelinge ukubuyela neminqweno bobusana of omnipotence. Abo babefuna imali kurhulumente, avamise kakhulu ndlongo kwi wenyama yonke amabhongo akhe. Ukususela ngokombono umnqweno namandla abantu yahlulwe maqela alandelayo:

1. Eneqikili. Loo mntu ngokusebenzisa imali iqhatha abanye, usebenzise yokunyoluka kwabo ngamampunge.
2. Bukhosi lokwakha. Abantu abanjalo siqinisekile amakhono abo. Bayabukhanyela aphila omnye umntu uzame ukwenza abanye abaxhomekeke kuwe.
3. Owayemele. Olu hlobo abantu bathenga ukuba ukunyaniseka imali kunye nokuzinikela kwabanye, ngokufuthi sokudala izinyobo.

• Inkululeko. Ukususela ngokombono inkululeko imali ivela njenge ilikhubalo lokunyanga yesiqhelo, bavula ithuba ukulawula ixesha labo, kwaye ngaphandle kokuphazamisa ngokweenkanuko zabo kunye namaphupha. Ngokwayo, umnqweno inkululeko njengenkuthazo ukwenza imali encomekayo kakhulu, eyona nto ibalulekileyo - abantu ziyayazi ngomlinganiselo. Ukususela uluvo lwenkululeko yabantu bohlulwa babe maqela alandelayo:

1. Umthengi inkululeko. Aba bantu baye zibekwe bayo nokwanela njengoko njongo iphambili ebomini. Akusoloko babe lifune inkxaso kwabathandekayo.
2. mlweli nkululeko. A ummeli abaziwayo beli qela yi sezopolitiko ezinkulu, lowo ugibayo, imali ngeendlela ezahlukeneyo ngenxa kukwenziwa amakhoboka kwabantu.

• Uthando. Abantu abaninzi bacinga ukuba ngokwandisa ingeniso kwabo, baya kuba ukusungulwa nothando kwabanye. Abantu abanjalo kubizwa ngokuba "abaxhasi uthando." Baya kube izipho abanye ngethemba ukufumana indawo yabo. Amaxesha amaninzi kokuba imali unika umntu yimvakalelo ukuba nomtsalane ngakumbi kubantu besini esahlukileyo.

Abaninzi abazi ukuba umsebenzi ophambili kukuba ukusombulula iingxaki ebomini ngathi ziphambene, ukuzama ukwenza imali eninzi, yaye ngenxa yoko musani konwaba. Apha, umzekelo, khumbula besithi imali yokuthenga ebhedini kodwa ubuthongo; amayeza, kodwa hayi ezempilo; ndlu, kodwa hayi kumthuthuzela; nezacholo, kodwa hayi ubuhle; kumnandi, kodwa hayi ulonwabo, njalo-njalo.

Ngoko, ngokufuthi ekujoliswe non-mali abantu iinjongo zemali, leyo, Kakade ke, impazamo enkulu kwaye awuchaphazeli imiba efana nobuhlwempu syndrome. Kwingcingane womntu self-zingazani ekusombululeni iingxaki zawo. Njengomthetho jikelele, ukuba Ukufezekisa xhego ngephupha, umntu kufuneka kancinane imali. Kwaye ngamanye amaxesha akukho mfuneko.

abonakale Psychological ye yendoda elihlwempu

Ukuze ukuzithethelela kunye nobuhlwempu bawo, abantu benza hlabathi zabo ukujonga izicwangciso ezithile. Makhe sijonge oko imiqobo ngokwasengqondweni musa ukuvumela umntu ukuba aphume kwintlupheko, nto leyo ethintela ukuba bafumane inkululeko yemali.

Izikhalazo ebomini

Mhlawumbi lo wokuqala phawu ezikhethekileyo zabantu engqondweni esilawulwa bengqondo intlupheko. Kaninzi abantu ukhalaze malunga lizwe, izalamane, ixesha ezimbi, iintsilelo zabo yangaphandle njalo njalo. Konke oku kubonisa ingqondo lovukelo leyo uthatha ukuba umntu wayethimb kokusingqongileyo. abantu abaphumeleleyo bamshumayela ukucinga efanayo projective, ukutshintsha indawo oko alunakulungela kuzo. Nazi umahluko phakathi ubuhlwempu nobutyebi. ngokwenza psychology ezendeleyo abazizityebi yimpumelelo. amahlwempu kuphela ikhetha iingxaki zabo. Lo mgaqo mnye isekelwe bengqondo zobunkokeli. Radislav Gandapas - ibhaso le-lokuwina Umqeqeshi ishishini Russia - wathi: "Ukuba okusingqongileyo ekholisayo, ukundishiya oko, ingananwa, okanye sifele kuyo ... kodwa musa khalaza!" Ngoko ke, into yokuqala ekufuneka kuqatshelwe, xa ephendula umbuzo malunga nendlela bahlukane ukusuka kwingcingane yentlupheko, yinto yokuba kufuneka uyeke ukukhalaza. Kwaye nje kuphela abanye kodwa kuye.

"Andiqondi ukuba '

Nangokwengqondo, abantu abahluphekileyo bakholelwa ukuba zonke kufuneka (ilizwe, umqeshi, abazali, abantwana, inkosikazi / umyeni, njalo njalo). Ngoko ke abantu uxanduva lwabo kwabanye. Abantu abaphumelelayo ezisetyenziselwa ukwenza yonke into ngokwakhe. Unoxanduva ngokupheleleyo ubomi babo yaye akasoze athi ukuba umntu obenetyala kuye.

Engathandwa kwaye bemivuzo ephantsi, kodwa umsebenzi ozinzileyo

Enye kubonakaliswa oluxhaphakileyo bengqondo intlupheko. Abantu bakulungele ukunika lonke ixesha lakhe walichitha umsebenzi wothiyiweyo, nto leyo ezisa gqolo kubo imali. Basenokuba uluthiye nomphathi wakho kunye noogxa, ediniwe kakhulu, ukuba baphile ngamaphupha rhoqo yoLwesihlanu ngefoni, kodwa hayi yokuthsintsha nantoni na. Abantu ayoyika ukuyeka, kuba oko kuthetha uhlobo ukuthingaza kunye nokungaqiniseki, nto leyo ke ugiba kwingcingane ubuhlwempu. abantu abaphumeleleyo ngeke wasixhoma kwi umsebenzi omnye. Yena ukholose ubuchule bakhe yaye ukulungele makangankqonkqozi na iingcango. Ukongeza, yena usoloko ufuna ezongezelelweyo imithombo yengeniso kunye uzama imali uyithandayo zabo.

ukoyika utshintsho

Man ngokwemvelo uzibophelele ukuba uxolo nozinzo. Kodwa amaxesha amaninzi, ukuze bakwazi ukuphumelela, kuquka zemali, ukuba silungele utshintsho. Oku kungenzeka ukutshintsha imisebenzi, uhambisa, lokuvula ityala layo njalo njalo. Ukuba kukho mntu ulihlwempu, yaye akaguquguquki nantoni na, ngoko ke uya kufumana sisityebi? Lowo uyala ukuvula ukuba yonke into entsha, ekugqibeleni lwakhokela psychology ubuhlwempu. njani ukulungisa le ngxaki? Nje ukuqala ukwenza izinto ezingaqhelekanga ngokwakhe - yaye kungekudala uya ngebephumelela kule uthando namandla.

phantsi ukuzithemba

Asingabo bonke abantu abangakwaziyo kubizwa ngokuba amahlwempu, ungakhalaza ebomini. Abaninzi kubo ukuqonda yonke into, kodwa bazijonge anifanele ngaphezulu. Kakade ke, ukuba umntu akanayo ukufikelela, engenanto ukuba neqhayiya, le ukuzithemba kunye naphi na ukuthatha. Kunjalo, ukunqongophala kwempumelelo kufuneka lisikhuthaze kwi amanyathelo, kungekhona self-bake.

yokungasebenzi

Ngokuqhelekileyo, abantu psychology of engasebenziyo intlupheko. Oku kubonakala kubudlelwane nabanye, yaye kubomi bemihla ngemihla. Oku kubangelwa, kwakhona, ukuba mathidala ukufunda into engaziwayo nomngcipheko, kunye nokoyika ukusilela. Ngapha koko, ukuba siya kwenza nto, ngoko akukho ndawo ukuvuma iimpazamo. Ngoko ke, ukubatshabalalisa kwingcingane yobuhlwempu kufuna esisebenzayo, uphuhliso oluqhubekayo kunye search ubunakho.

umona

uphawu embi kakhulu bengqondo intlupheko. Ukuba umntu ngokuphandle okanye ngasese abakufuni lowo ubomi bakhe ilungile, oko ngeke ubuhlwempu. Kakade ke, kwiimeko ezinqabileyo, umona inokuba owayebalasele, kodwa lukhuphiswano, hayi umona. Xa umntu enxanwe ukukhuphisana, ayikho ncam kwingcingane ubuhlwempu. Iimpawu zentlupheko kufuneka iqwalaselwe ngokubanzi, kodwa ke kufuneka ukuba balahle umona kwindawo yokuqala. Kunokuba abe nomona nabani, kufuneka uzibuze ukuba yintoni lwenziwe iinzame ukuba ube ngcono. Kwaye ukuzithelekisa nomntu akwenzi ngqiqo, ngokuba wonke umntu ebomini babo.

ukunyoluka

Oku kucaciswe ukuba ukunyoluka kunye noqoqosho - akukho nto efanayo. Umntu obawayo ubeka imali zingundoqo, yena nozintyintya kakhulu kuyo yonke into yaye musa ukuphila ngendlela oyifunayo. umntu ukonga imali, nto, wenza into ayifunayo, kodwa kusengqiqweni ukucwangcisa ibhajethi yakho. Noko ke, zombini ezi mpawu zinto zingaqhelekanga kubantu abazizityebi, kodwa ukuba uqoqosho inani yomsebenzi kunjalo, ukubawa utshabalalisa ngaphakathi kwethu. Ukubawa kufuneka kuphelisa, kuba soze kuya kukhokelela kwimpumelelo.

"Bonke kanye"

Abantu abane bengqondo kwentlupheko badla nokuphupha ukufumana yonke into ngexesha elinye, lo gama, Kakade ke, ungenzi nto. Kakade ke, oko akwenzeki. Ukuze kuphunyezwe kakuhle-ntle zemali, kufuneka uqonde ukuba ufumana njani nzima imali. Kungenjalo, abantu abayi kuba nako ukumelana nabo. Abantu abane psychology Poverty lo mbuzo, "Yintoni obuya kuyenza xa ufumana yesigidi?" Ngokuqhelekileyo baphendule ukuba uya kuyichitha kwamanye uhlobo lokuzonwabisa. Le ndoda nge kwingcingane ubutyebi ithi iya Uchitha yezigidi kulo mzekelo, nto leyo eya kwabuyekezwa kuye. Ekubeni baphumelela, wayeza kubuya ukuba efanayo million umva.

Amkhanuke imali lula

Olu phawu kuyafana inxalenye elidlulileyo. Bonke abantu abahluphekayo ukuthanda izaphulelo kunye neengeniso lula. Ukubawa okanye uqoqosho - akunamsebenzi. Kubalulekile ukuba amkhanuke imali lula luphawu ongaphumelelanga kunye ndoda ilihlwempu. Xa umntu self-ngokwaneleyo, ufumana ithuba ukuze asindise emngciphekweni kunye ayigange. Yimpumelelo akafani izaphulelo, kuba uyazi ukuba unako ukuhlawula iindleko ngokupheleleyo. Naphi na apho kukho ukhetho phakathi "ukuhlawula" okanye "ayihlawuli", yena uhlawula. Ngokomzekelo, kutheni kwi ngaphakathi brand yemoto imali Akukho izaphulelo? Hayi kuba ngabathengi awuyifumani imali, kodwa ngenxa yokuba besoyika ngezaphulelo. Oku kuquka ukunyoba, zobuqabane, njalo-njalo. Kungenxa yoko le nto wonke umntu osisityebi sisityebi. Kuyinto zizityebi yamali, kodwa akubonakali amahlwempu.

"Mzalwana," hayi "ukupha"

Enye imiqondiso elide ngokwenene umntu osisityebi ukumkhonza. Vuma, izandi ngamazwi. Makhe uphando. Ziziphi amaphupha abangenanto? Ngokuqhelekileyo imoto elungileyo, indlu elungileyo, iholide, kunye nezinye kwimigibe ubutyebi. Ngaphezu koko, njengoko umthetho, lo mbuzo, "Yiyiphi enye into," utsho into efana, "Kulungile ... imoto, kwaye ibe bhetele." abantu abazizityebi abafane bacinge ngeemfuno zabo. Eyona nto yenza ubomi babanye ngcono. Okokuqala, nangabo kusapho, uze emva koko - ukuba umzi, uze emva koko - phezu lizwe. Yiloo nto abantu abaninzi baye baphumelela banikwa imali eninzi ukuze inkongozelo. Poor uthi: "kucanyagushelwe izono" Yaye yintoni enye bathi kuye ukuba ucinga ngokwemiqathango 'thabatha' hayi 'ukupha ", yaye akayiqondi indlela uyakwazi ukunika umntu xhopho bayisebenzele kunye mali yethenge igazi lomntu.

Ubulungiseleli ngumthombo omkhulu ezixhasayo nangamandla. Yiyo le nto inamandla abantu abayiqondi kwingcingane ubuhlwempu. Ukukhonza bungabonakala kunye kwingcingane benkokeli, uyise kunye noThixo.

ukubunjwa ekujoliswe

Izazinzulu ababonise ukuba impumelelo kudla ufikelela abo owaziyo ngokucacileyo into ayifunayo. Kwenye yeeyunivesithi yodumo ehlabathini ziye zavavanywa enye mbuzo ulula: "Ngaba ukucwangcisa, ebhalwe iinjongo ifomu ezicacileyo elizayo" Isiphumo yabonisa ukuba 3% yabo irekhodi vo iinjongo zabo, 13% abayaziyo into abayifunayo, kodwa musa ukurekhoda ize i-84% babengenayo nayiphi na injongo ecacileyo ngaphandle ukufunda epheleleyo. kweminyaka elishumi kamva, aba bantu efanayo babuzwe malunga inqanaba labo ingeniso. Kuye kutyhileka abaphenduli waba iinjongo, kodwa musa ukubhala kwabo, imali kabini njengokuba abo bangazange wamisela ithagethi. Kodwa umdla kakhulu kukuba elifanayo-3% of sabaphenduli owabhala iinjongo zabo abafumana izihlandlo ezilishumi ngaphezu kwabo bonke abanye. Apha, mhlawumbi, bengenanto ukudibanisa.

Indlela onokuwoyisa ngayo psychology of ubuhlwempu?

Ngoko ke, ukushwankathela i ngasentla, izigqibo azotywe. Indlela ukuba balahle kwengqondo intlupheko? Ukuze wenze oku:

1. Ukumbombozela!
2. Qonda ukuba akukho mntu unetyala nto!
3. Makayeke, ukubamba umsebenzi akathandwa!
4. Ukuze ukuthanda utshintsho kuqala!
5. Act, oko kuza komeleza kwabo ukuzithemba!
6. Musa ukuchitha ixesha amanyathelo ezingafanelekanga!
7. Lahlani umona!
8. Musa ukulinda ukuba iziphumo fast!
9. Kumncothula uthando lwakhe imali lula!
10. Uzinyanzele ukuze ulungiselele up for impumelelo ngokusebenzisa inkonzo!
11. Bhala iinjongo zakho!

isiphelo

Namhlanje siye saqonda, yintoni kwingcingane ubuhlwempu nobutyebi. Kuyamangalisa ukuba ngexesha lethu, xa kukho iimeko ezininzi kangaka kunye namathuba kwintlalo-ntle yezimali, kwakunye nezixhobo ukuze kufikelelwe kuyo (iincwadi, uqeqesho, njalo njalo), abaninzi behlupheka kukungabi namali. Ngokuqinisekileyo, unobangela zonke - hayi iimeko zangaphandle kunye psychology of nobuhlwempu. Le ncwadi ngempumelelo kunye nentlalo-ntle mali akubonakali ukunceda umntu lowo ulihlwempu kunye iingcinga zabo okanye woyike nje ukutshintsha into. Ngoko kuqala kwiinto zonke, kufuneka ukuba basebenze wena nombono wakho!