Yiyiphi imbala ekufuneka i-purse ibe yinto yokuba imali inkulu kwaye incinci?

Isikhwama siyindlu yakho yemali. Mhlawumbi kuhlekisayo ekuqalekeni, kodwa imali ephantsi, i-shabby, i-leaky esikhwameni ayifuni, igijimela kumnini obathandayo kwaye uyabakhathalela. Kuya kwiimali ezinkulu ezikhawulezileyo ukushiya isikhwama sakho, kodwa kunokuba uhlale kuyo ixesha elide kwaye wada wanda, kubalulekile ukuba uthathe ngokungqongqo.

Yingakho umbuzo othi: "Yiyiphi ipakethi enokuyikhetha?" Akukude ukuba luhle.

Kakade, kwindawo yokuqala kufuneka ucinge ngobukhulu bekhredithi kunye nokulungeleka kokubeka iiofisi ezahlukeneyo ngaphakathi kuyo.

Kodwa nangona kunjalo, Yiyiphi imibala ipakethe kufuneka ibe yinto, kwaye yintoni umgangatho wezinto ezivela kuyo kubalulekile.

Ekubeni imali ifuna isimo sengqondo sokuhlonela, kufuneka igcinwe ngendlela echanekileyo. Kwaye kuyimfuneko ukuhlula kakhulu iinqununu ezinkulu zeedolophu ezivela kwiinkonzo ezincinci, zibeka ngaphandle kwamasebe ahlukeneyo. Asifanele sikhohlwe ngezinto ezincinci - kufuneka sibe neSebe elihlukile kunye elifanelekileyo.

Ngako oko, iipokethi kufuneka zibe namandla kunye neenkulu, iindidi eziliqela ubude nobubanzi kunokuba zikhulu (ngobukhulu) iibhili.

Ukubuyela kumbala wekhredithi. Ukuze uphendule ngokufanelekileyo le mbuzo, kufuneka wenze isigqibo sokuba ufuna ntoni ngaphezulu.

Ukuba kuwe ukubaluleka komfanekiso wakho kubalulekile, ngoko umbala kunye nezinto eziphathekayo kwesikhwama sakho siya kuxhomekeka kwimimiselo yangoku kwimveliso yezinto zesikhumba. Ukongeza, umbala wesikhwama sakho, kunye nekhwama kufuneka uhambelane neempahla zakho nezicathulo, ugxininise ngempumelelo ubuntu bakho.

Kodwa ukuba unomdla kwintlobo yekhredithi yombala ekhangela imali, ngoko yonke into iyatshintsha kakhulu.

Imibala ezisa ubutyebi iyaziwa kwixesha elidala: igolide, isilivere, abamnyama.

Okokuthi, iiplothi ezinjalo ziyakulungele ukugcinwa kunye nokuqokelela imali. Nangona kunjalo, ukufundwa ngokujulile kombuzo wembalo umkhwa kufuneka ube, ukwandisa ukuchuma, kubonakala ukuba yonke imibala ephuzi kunye nomdaka, kunye nalo lonke uluhlu olumhlophe, lufanelekile oku.

Ukusuka kwisikhwama esibhakabhaka, eluhlaza okwesibhakabhaka, eluhlaza, kunye ne-palette yonke yezinto eziphilayo zamanzi, imali ihlanjululwa ngaphandle kokulandelwa. Ukongezelela, umnqweno wokuba nenkokhelo enjalo ibonisa ukuba inkosikazi yakhe ayichaze ngokucacileyo indlela imali ezuzwa ngayo.

Umbala obomvu wesikhwama kunye nezikhwama ezithatyathwe yiTshayina, kodwa ubomi bemihla ngemihla, isikhwama salo mbala asifanelekanga. Ekhanyayo kwaye ekhangayo kubaphangi!

Isikhwama esenziwe ngezinto ezendalo kunye nezindleko (isikhumba, i-suede, ezinye iintlobo zeendwangu) ziza kuzibuthela imali ngokwazo, kodwa zenziwe ngezixhobo zobugcisa okanye zokwenziwa ziza kuvimbela indlela eya ekuphumeni kwemali.

Musa ukulibala ukuba isikhwama esenziwe ngesikhumba sokwemvelo nesigqoke kakuhle okanye se-suede sihlala sisigxina, kodwa kodwa asilahlekelwa yimbonakalo yayo.

Ixabiso elikhulu libuye libuye njani imali leyo eyifake kwi-wallet yakho. Ukuba le mali "yinto engacwangciswanga": ifunyenwe ngobuqhetseba okanye inkohliso engayitholiyo, ifumaneke okanye iphumelele, ngoko kufuneka uyilahle - uyisebenzise okanye uyinike inceba, kuba ithwala amandla angenamandla.

Unokuthatha nayiphi na into enomdla kubantu obaziyo malunga nombala umkhwa kufuneka ube yintoni, ukuze kuvuyiswe, "kodwa xa nje unayo imali enjalo, inhlalakahle ayikwazi ukufikelela. "Ukutshatyalaliswa" imali akukazanga kuzisa uvuyo kunye novuyo kunoma ubani. Kunoko, bakhupha intambo yeengxaki kunye nokudumala.

Kwaye okokugqibela. Ungesabi ukuchitha imali eninzi ukuthenga isikhwama sezinto zokunethezeka. Yazi-zonke iindleko zokuthenga "ikhaya" elihle nelithembekileyo ngemali yakho liya kubuya kuwe ngemali emininzi. Khawuthande, uyonwabile kwaye ucebile!