Ziqonde FFOMS, imisebenzi ephambili kunye nemisebenzi ye-mali, mali yombutho

Fund Federal esisinyanzelo Medical Insurance (emva koku FFOMS okanye Fund) - le mali karhulumente kumisa ukuxhasa ukhathalelo lwempilo abemi Russian Federation. I Fund a non-mali, ngoko kukho imali ukuthi ukuma kwakho ngenxa lwabiwo-mali karhulumente kwaye ukusuka ngemali efunyenwe kwiSebe policyholders (abantu kunye nemibutho esemthethweni). FFOMS liqumrhu non-ngeniso, iziko zemali kunye namatyala, lalo sheet balance kunye nempahla yakhe.

ziqonde FFOMS

Cinga ngalinye ilizwi isihloko. Kuthetha ukuthini yaye kutheni ukhetha nto?

• Federal. I Fund embindini kwinqanaba federal,-ofisi yayo zommandla kwisifundo ngasinye kwezi Russian Federation, yaye usekela imisebenzi yayo zilawulwa yimithetho yase.
• Foundation. Lo ngumbutho ongenzi nzuzo-mali yayo, bekujongiwe ethile injongo lwentlalo-ntle - ngokuzibonelela unyango simahla kubemi.
• Ezinyanzelekileyo. Eli gama lithetha ukuba bonke abemi Russian Federation kufuneka inshorensi qho mandatory. NgokoMgaqo-siseko, wonke ummi unelungelo lokufumana ukusuka unyango ezamahala karhulumente, kwaye ukuba ulungise kakuhle, ubani kufuneka ahlawule izavenge zenyanga ze-inshorensi (ngokunokwabo okanye umqeshi) kwi Fund, ngoko ke baya bahlala kuzo.
• Medical. Eyona njongo iphambili ye-Foundation - ukhathalelo lwempilo, oko kukuthi, ukubonelela uncedo kubantu abanengxaki zempilo ezikhoyo.
• Insurance. Olu hlobo olulodwa lobudlelwane kwezoqoqosho isimo apho abemi kutsalwa ezithile -inshorensi, ukuba accumulated endaweni enye kwaye ukuba kuyimfuneko banikwa emva abemi isixa-inshorensi okanye iinkonzo inshorensi.

Ngenxa yoko, zokucazulula FFOMS hayi ubunzima - ngokwaneleyo ukuba uluvo jikelele malunga amagama asetyenziswa kwi Russian Federation ukuba ityumbe imibutho ebalulekileyo.

umthetho karhulumente

umsebenzi I Fund bukaThixo kulawulwa ngumthetho Russian kwinqanaba federal nezemimandla. La maxwebhu esingundoqo isebenza umzimba omkhulu neembambaniso sayo sobummandla zezi:

1. RF siseko.
2. FZ, yomhla 29.11.10 "On olugunyazisiweyo Insurance Medical kwi Russian Federation".
3. Foundation Charter.
4. BC ummiselo "Ngomhla umyalelo ngemali inshorensi yempilo esisinyanzelo" ngonyaka ngamnye.
5. Ikhowudi Budget RF.
6. Okunye mthetho UMSEBENZI Russian Federation.

umsebenzi Fund

Basic imisebenzi FFOMS - ezi misebenzi ukuba yenza ukufezekisa le njongo iphambili indalo yakhe - ukuqinisekisa ngemali iinkonzo zempilo kubemi. Bona ilungiswe kwisitanza. 8 Ch. 6 ze Insurance Act , uchaze ukuba FFOMS:

1. Athabathe inxaxheba kuphuhliso ubonelelo ezingundoqo ezamahala nkqubo iinkonzo zonyango.
2. It oluhlala kwaye ilawula mali program.
3. It silungelelanisa imiqathango ukuqinisekisa ukuba inkxaso-mali imizimba indawo.
4. Kwalathiswa umsebenzi imisebenzi imizimba sobummandla kunye nokusetyenziswa ekujoliswe kwemali phantsi program.
5. Olu hlobo lokuhlola ukungqinelana iimeko ezikhoyo mali inshorensi ukusetyenziswa ngaphakathi kwinkqubo kunye neminye iminikelo yabo enyanzelekileyo.
6. It unelungelo lihlasele kwaye aqokelele ukusuka policyholders (abantu kunye namaziko) amatyala, izohlwayo kunye nezohlwayo, leyo amele kwilungiselelo lezonyango abantu abangasebenziyo.
7. Igcina amazwi alo, beka imilo yayo kugqiba unyango accounting, imigaqo nemiba, iifomu, amaxwebhu akhuphe imiyalelo eyimfuneko phantsi kwesikhokelo amandla abo.
8. Ukugcina irejista uniform yemibutho abazibandakanya kukhathalelo lwempilo kunye ne-inshorensi yezempilo, umgangatho iirosta leengcali kunye nabantu inshorensi.
9. Ukwenza eminye imisebenzi ngaphakathi amandla abo.

nkqubo MHI

Uxwebhu oluphambili, enika Fund inshorensi yezonyango isisinyanzelo yaye apho ungummi Russian Federation uya kuba nelungelo lokufumana ezamahala unyango abaqeqeshiweyo lo mgaqo-nkqubo.

Lo mgaqo-nkqubo uyafumaneka ezithathwe kumaqumrhu FFOMS zengingqi okanye imibutho yorhwebo, apho iFund onikwe igunya layo ukuba akhuphe imigaqo (i-inshorensi yezempilo iinkampani).

Ukuba ndibhenele kwiqumrhu lwengingqi HIF (okanye ezo imibutho leyo yadluliselwa igunya-inshorensi) lifunwa kuphela yokundwendwela, xa isicelo ipolisi umntwana kufuneka anikwe kunye ubungqina lokuzalwa kwakhe. Emva kokufumana abasebenzi akhuphe isatifiketi okwexeshana (esebenzayo inyanga 1), ekuvumela ukuba usebenzise zonke iinkonzo phantsi kwepolisi kude eyona irisithi yayo.

Yintoni idityanisiwe mali kwi Fund

Ukuze uqonde into eyenza mali lweNgxowa-mali, kuyimfuneko ukuba ukukhumbula, yintoni na izifinyezo umbhalo. FFOMS lifumana imali evela kwimirhumo zentlalo ekuthiwa-, ezo yahlawulwa kwingxowa-mali yomhlala-phantsi kunye ukuya ku-22% ngo-2014 (ngesixa umvuzo wonyaka ngaphakathi 624 amawaka engange). irhafu FFOMS na kule mali 5.1%. Ukuba imali yonyaka idlula sum of 624 000 engange, intlawulo kunye izibalo olulandela Pension Fund yi-10%, kwaye% 3.7 kuphela zibanjwe FFOMS.

Ukongeza, kukho iindidi ezithile bemibutho, elathi laseka amazinga aphantsi-inshorensi.

Le rhafu ihlawulwa kwi- mali yomhlalaphantsi ngekota okanye ngenyanga ngokuxhomekeke imilo nentlangano inkqubo irhafu (UTII okanye irhafu Simplified).

isiphelo

Ngenxa yoko, zokucazulula FFOMS kakhulu lula noluqondakalayo kubo bonke abemi Russia, kuba sonke uvula nkqubo MHI zeenkonzo zonyango ahlawule irhafu makasizalise lwabiwo-mali.