Indlela lokuqinisekisa ubunyani nkqubo CTP ngeendlela ezahlukeneyo

Kweli nqaku siza kufunda ukukhangela njani ipolisi ye-inshorensi MTPL ukunyaniseka, yaye kutheni elililo. Ungakhathazeki: ukucaciswa umbuzo kuthatha ixesha elincinane, kodwa wena uya kuchitha ukunqanda ezininzi iingxaki ezinxulumene phambi inshorensi "mbumbulu".

Kutheni ukuqinisekisa ubunyani CTP

Ekubeni CTP - luhlobo of "obyazalovke", abanye abaqhubi bakholelwa bekufunwa esesikweni Wayengavumi amathandabuzo ngokufaneleka yayo.

Nangento engento! Khangela sokunyaniseka nkqubo CTP ngenani - kodwa ngomzuzu omnye, kodwa ke ezi imizuzwana amathandathu uya kusindisa ukusuka iingxaki ezinkulu kakhulu. Okokuqala, ukuba ufumanise ukuba i-inshorensi yakho ubuxoki, nxamnye nawe ukuvula ityala lolwaphulo-mthetho phantsi inqaku 327 soMthetho i-Criminal Code, "Manga".

Okwesibini, ukuba ingozi na ityala lakho, uya kuzihlawulela iindleko wakhe ukuba ahlawule umonakalo. Inkampani yeinshorensi Akukhathaliseki ukuba uyazi ukuba ipolisi yakho "mbumbulu" okanye hayi. Ukuba uxwebhu olo njengentsomi, oko kuthetha ukuba kwesi sivumelwano asigqitywanga. Ngenxa yoko, i-insurance premium inkampani akakakwamkeli kuwe, yaye akukho mbuyekezo kuwo uya ungafaki.

Kulo meko, ungaya kuphela emapoliseni ukufumana izaphuli, ukuze sikuthengisele njengentsomi, kwaye kwakhona umonakalo kubo. Kwaye apha akukho isiqinisekiso sempumelelo. Ngoko lula podstelit iindiza kwangaphambili ukuba abuze malunga ukukhangela njani ipolisi yakho CTP inshorensi ukunyaniseka kwayo.

Itshekhi ekhawulezileyo kwi Internet

Eyona ndlela elula ukuqinisekisa ukuba i-inshorensi yakho kulungile - "aphule" ngokusekelwe X-ray yayo diffraction (Russian Union of nabaKhuseli). Ukuze wenze oku, yiya kweli ziko lewebhu leCandelo yombutho kunye ukukhangela sokunyaniseka nkqubo MTPL inani lemivo elishumi.

silinde ukukhetha ukwenzela ukuthenga i-inshorensi ukwenza lo msebenzi. Iitsheki zingenziwa ngqo ngexesha wo yingisela. Xa uqala ukuya ukubhalisa CTP, ndihlisa iselula okanye tablet kunye ukufikelela Internet. Buza ifomu yakho arhente apho liya ukwenza data yakho, kwaye utshekishe sokunyaniseka website SAR.

Ukuba i "iphepha" uye ubume ezonakeleyo, ilahlekile, ibiwe, ngoko musa ukuthenga i-nkqubo onjalo. Kwakhona, xa ufumanisa ukuba ifom elinikwa enye inkampani yeinshorensi endaweni enye apho ufuna ukugqiba isivumelwano kwintsebenziswano kufuneka zilahlwe.

Hi ndlela leyi, esebenzisa isiseko PCA ayikwazi kuphela ukuqinisekisa ubunyani nkqubo MTPL, kodwa kwangaxeshanye bafunde ngeli xesha, ukuba unguye woniweyo kwingozi. On kuphela inombolo yobhaliso nye uyakwazi ufumanise ukuba i-inshorensi "umoni" wakho.

Engxakini kule ndlela kukuba ukungabikho kwalo mgaqo-nkqubo kwi-database okwangoku wathi semthethweni yakhe.

uhlolo olubonakalayo

Khangela ukuchana nkqubo inshorensi CTP kunokwenzeka ngaphandle isiseko SAR, ukuba kulungile ukwazi ukuba iimpawu zokhuseleko na iintlobo lolu xwebhu. Ngononophelo cinga inshorensi yakho uze wenze isiqiniseko it has zonke iifitsha zidweliswe ngezantsi.

1. Lo mbhalo Tint eluhlaza. Ukuba uthenge CTP emva May 1, 2015, lo mgaqo-nkqubo kufuneka ukuba uthotho EEE. Ukuba nje phambi kwalo mhla, BBB. engasekho wasebenzisa Ezinye thotho kukuthi, kwakunye iifom eziluhlaza.
2. malunga ngesentimitha enye sheet engenanto elide A4 eqhelekileyo format (210 x 297 mm).
3. Inombolo nkqubo ibandakanya lemivo elishumi kwaye isiqabu (oko kukuthi, oku obungqingqwa ngomnwe wakho).
4. Icala ngaphambili mgaqo texture okhethekileyo. Ukuya ngaphandle kwebala, oku kwahlukile iphepha yesiqhelo kunye ifuze kumphezulu hlobo.
5. Kwicala emva kukho ngomsonto metal 2 mm ububanzi. Kufuneka ibe diving kwaye egungxula kunye nephepha, oko kukuthi, xa ukuziva ayikho waziva isiqabu yakhe.
6. ipateni Guilloche kukho isiqabu kwicala ngaphambili.
7. It has villi amancinci umbala obomvu phezu elingabhalwanga. Njengoko eyingozi ukukhanya, kodwa akubonakali ukuvavanya oku kwindawo basekhaya. Kodwa Lutho fake ayikho lula njengokuba kubonakala, ngoko ubukho babo nje sele usenza sibe nentembelo.
8. Xa kuqwalaselwa ifomu ukukhanya kufuneka ibonakale olumfiliba "SAR".

Ngamanye amazwi, iifom ukhuseleka ngcono kunokuba engamaphepha. Ngoko ke, ukuba ngokwenene ngobunyani nkqubo MTPL lisebenzisa kuphela ukubukela omnye neemvakalelo. Noko ke, imigulukudu abasendleleni qwa kakhulu, kunye nobugcisa nokuphuhlisa. Ngoko ke, i isiqinisekiso elililo lwe uhlolo olunjalo nakanye.

Ukuqhagamshelana inkampani yeinshorensi

Mhlawumbi ongalithembiyo iindlela elektroniki kunye uhlolo olubonakalayo okanye ezi ndlela musani kungakhokelela umphumo engagungqiyo. Ke akukho nto uhlala kodwa ukukhangela sokunyaniseka nkqubo MTPL, qhagamshelana inkampani yakho ye-inshorensi ngokobuqu. Bacacisele kubasebenzi oko ukrokrela, uze ucele ukuba ubone enoba kukho isizathu lesivumelwano yeinshorensi kunye nawe.

CTP electronic

Kwakhona sifanele sithethe ngayo imigaqo-CTP elektroniki, nto leyo waqala ukuthatha imilo ehlotyeni ka-2015. Ekubeni le ndlela ukuphunyezwa autocitizen lineqela kobunzima, ngoxa ifumaneka kuphela kubathengi "Rosgosstrakh", "RESO-Garantia", "Renaissance Insurance" kunye SC "Tinkoff".

Jonga inkqubo e-MTPL ukunyaniseka kunokwenzeka kuphela ngokubhekiselele kwinkampani ye-inshorensi okanye kwisiseko PCA. Ngokweliso, akwenzeki oku. Kodwa ke ithuba lokuba athenge njengentsomi encinane kakhulu. Ingaba ukuba ukungakhathali omkhulu kunene. Emva kokuba uxwebhu kwenziwa ngqo kwi website esemthethweni kwinkampani ye-inshorensi. Kwanele ukuba ukuthatha amanyathelo:

1. Xa ufaka uxwebhu, qiniseka ukuba ngokwenene kwi website esemthethweni kwinkampani ye-inshorensi - khangela i URL kwi browser entsimini.
2. Bangazamkeli ukuthenga inshorensi arhente intanethi, nokuba wanikela isaphulelo ebalulekileyo. MTPL ayikwazi makuthengiswe ngawo amaxabiso ayo isaphulelo kulawulwa yi-Central Bank. imigaqo Thenga kuphela intanethi-inshorensi!

Ukuba bafumana fake

Ukuba ufumanisa ukuba i-inshorensi yakho - "ikalika", ngoko nangoko inxaxheba kuyilo lo mgaqo-nkqubo. Emva koko, thatha fake yakho amapolisa uze ubhale ingxelo. Ngoko ke uzikhusele namacala senze amaxwebhu.

Ngoku uyazi apho kutshekisha sokunyaniseka isixhobo nkqubo liability insurance, nendlela uphephe maqhinga amaqhinga. Yiba siphaphile!