Ezikhupha - ngumba imali okanye izibambiso?

Igama elithi "umba" livela ukukhutshwa elithi French, elithetha "ukukhululwa". Eneneni, umbandela - nkqubo yenziwa yi nomnikezi nokukhutshwa izibambiso kunye engamaphepha.

wokunciphisa lemali ke iintlobo ezimbini: non-cash and cash. Yandisa kwi umthamo imali ababandakanyekayo kule meko egameni le-Central Bank. ixesha-Enye ubeka yasasazwa umthamo othile imali ezinkozo. wokunciphisa lawulo wemali wenziwa ngokwemigaqo ethile.

1. yamaphepha Ikhutshwe hayi exhaswa yi ngegolide.

2. In Russia le engange - indlela ezisemthethweni kuphela apho ukwenza iintlawulo.

3. Release, impatho umbutho, ukususwa ubonelelo imali kwenziwa kuphela yi-Bank of Russia.

4. Isigqibo sokukhupha, ukusetyenziswa kunye nokurhoxiswa imali eRashiya izakwamkela iBhodi kuphela yabaLawuli ye-Bank of Russia.

5. yamaphepha Old zibe nokutshintshanisa kwabo ezintsha ngaphandle mali umda. Loo exchange imali akakwazi kuhlala unyaka ngaphantsi kwe-1, okanye iminyaka engaphezu kwama-5.

umba non-cash - kukudala yeebhanki iidiphozithi imigca ngetyala. Olu hlobo wokukhutshwa kwesixa-mali bakwazi ukujongana nje kuphela yibhanki eyongameleyo, kodwa neebhanki zorhwebo. Banakho ukwandisa umthamo mboleko elinikwe ukuba ii-akhawunti zazo imali kunye noovimba ezikhulayo. Le nkqubo yokudala a non-cash credit kuthiwa oopopayi. Ngokutsho ngokwemiqathango yalo umba non-mali lingaphezu kude umba iindleko imali.

ezikhutshwayo Amazwe - inkqubo nokukhutshwa wemali kunobukhulu engundoqo ezibhankini likaNondyebo. Iibhanki ukudala non-cash imali - engamaphepha. Treasury ephithizelayo release iingqekembe ezincinane kunye namanqaku zobuncwane.

Benkampani anokuthumela zabo izibambiso kwezengqesho (zonke izabelo, iibhondi ngexesha elinye-, amanqaku zemali) kwiimarike stock. Ezikhupha - yinkqubo entsonkothileyo yaye kubize. Ngoko ke, imihlaba inani la maxwebhu, kufuneka ukuba ibaluleke kakhulu. Iinjongo eziphambili ze ukukhutshwa ingaba:

• Securities zidalwe ngexesha lokusekwa inkampani ukudala capital eligunyazisiweyo.

• Ukwanda kwemali wengxenye, okanye abatyali ukuboleka nezaemnyh.

• Le ngokuhlanganisa inkampani yoluntu okanye nokudalwa eziliqela namaqurhu alo.

• Ukuqhekeka okanye ukudityaniswa izibambiso sele ezibalaseleyo.

Isigqibo ukubamba ezikhutshwayo owamkelwe sobunyani ngokusekelwe kuhlalutyo le conjuncture market stock. Kuhlolwa umtsalane kutyalo-mali. It ubala ixabiso le siganeko, ukuba umba kuyingenelo. Ukumiselwa kwe iqhina, ifomu, ihlelo kunye nobungakanani eyimfuneko ezi zibalo.

Emva kokuba izigqibo izibambiso ukukhutshwa ngokuqinileyo iirejista kumaqumrhu karhulumente kwindawo yomsebenzi. Lo mbutho yenza iikopi zamaxwebhu constitutive, isicelo sokubhaliswa kwisampula lusekiwe, kwenziwe isigqibo sokuba kubekho kwekhabhoni. Ubhaliso namagunya afanelekileyo kufuna basenokuba ngabafundi, isigqibo abasemagunyeni kumba amaxwebhu.

Ukubekwa izibambiso equity luqala kwiiveki ezi-2 emva kokukhutshwa iintengiso zabo kwaye awutsali ngaphezu konyaka. Ulwazi malunga iindleko yempahla lwezabelo okanye imixokelelwane ubonakaliswa ngomhla unyango lwabo. Iziphumo kwentengiso izibambiso equity zipapashwa kumajelo eendaba. Inyanga emva kokugqitywa neenkqubo ugunyaziwe wokubhalisa uya kunika ingxelo ngeziphumo siganeko.