Iimpawu ze imali ukutsala imali

Namhlanje, xa phantse yonke into zingathengwa zithengiswe, kunye nemeko-mali ezinzileyo ivumela ukuqonda nasiphi iphupha ngokwenene, imali kuqwalaselwa phantse lehlelo into. Abantu bachitha impilo, namandla ngengqondo iminyaka emininzi ukuze kukhuselwe umgangatho ophezulu wokuphila. Noko ke, kukho abo banisukelayo iindleko yamonga usebenzisa iimpawu ezahlukeneyo, amasiko imali kunye neenkolelo. Mhlawumbi oku kwenza ingqiqo? Ngapha koko, yenzeka ukuba ezinye imali izokwazi ukuhamba lula nangona umntu ayibonakali ngathi ukwenza umgudu okhethekileyo, yaye umntu usebenza ukususela kusasa kwada ebusuku kwaye akanako ukunika ingeniso endilisekileyo.

Kukholelwa ukuba kudidi lokuqala abantu basebenzisa nje umlingo ethile, ngokusekelwe kwiinkulungwane ubudala iintsomi ubulumko, ngoku apho ubufanasini njenge imiqondiso imali ukwandisa imali. Mhlawumbi, abaninzi libona nokuyekelelwa esingenabulumko yinkcitha xesha, kodwa ngokuqinisekileyo kuya kubakho abo sele wallet yakho wawabona amandla emimoya, nkqu wabona iziphumo ezidibanisayo. Enoba kunjalo, ulwazi malunga nendlela ukwandisa cash flow soze isenokubaxeka.

Indlela ukujongana imali

Namhlanje umntu kufumana amawaka amanqaku neencwadi ezithetha imithetho yokuphatha izimali, ngokunjalo iphinde ihlanganise imiqondiso emali nobutyebi. Makhe uqhelane kunye nezincomo kakhulu umdla:

• Ukuhlonipha imali - kuyimfuneko, ukuphunyezwa kwe apho uthembisa uthotho izixhobo eziphathekayo, kwimeko esahlukileyo, ukungabikho kwabo ngokupheleleyo. Kukholelwa ukuba isixa-mali kuxhomekeke phezu kwethu, ukuba sivumela ukuba, kuya kuza abaninzi kangaka. Kulo mzekelo, kufuneka sicinge ukuba imali eninzi, okanye esipajini sakho ungakwazi kanye undibuyisa ndilambatha.

• Ukuhlonipha ukuba imali - kufuneka kusoloko makahlatywe zipakishwe ucwangco semali. Amahlelo ekumgangatho ophezulu kubhetele ukuba bazahlule incinane kwaye, kakade, evela kwizinto ezincinane. Ukuba nemihlali naziphi na iimali kumarhamente, nkqu umntwana, esithi: "imali yenza imali", kwaye anike loo nto ithetha kucetyiswa ukuba ukunyanga.

• Ingqalelo ngemali - uvumelekile ukuba ukukhulisa imali wafumana, nokuba imali enkulu okanye iipeni. Kukholelwa ukuba utsho yonke ukhangela ukuba umntu kufuneka imali okanye hayi. Noko ke, awukwazi imali kwi ekudibaneni kweendlela kunye kusasa, ukuba walamba.

• Ukubonelela ngemali turnover isigxina - akufuneki "ukufihla" phantsi umatrasi. Imali "bakhetha" intshukumo - ngcono ukuba imali kwimigangatho kunye nokutyala imali kwenye indawo. Iimpawu imali abaninzi itulo ezinxulumene mali ngqo.

Iimpawu kwabendlu ukwandisa imali

iinkolelo ezinjalo emali kunye neenkolelo zizikhokelo jikelele yokuziphatha yobomi bemihla ngemihla ekhaya, nto leyo eza kuthi ukususela kwixesha lakudala. Kucingelwa ukuba ukuthobela nabo kuya kusinceda ukuba silwe intlupheko, ukuba balahle inkcitho engeyomfuneko, kwaye ukutsala ubutyebi.

Awukwazi ukuwubuthela phantsi malunga ephumayo ukusuka ekhaya - ngoko ke iindwendwe unako 'amgxothe "kwintlalo-ntle yezimali. Ephila kufuneka sibe umbundu umnyango wangaphambili yaye kufuneka ahlambe umgangatho kunye kwindawo enye. Emva kokutshona kwelanga naphambi ntwela-jikelele akakwazi ngobuhlakani imisebenzi enjalo.

Kuyimfuneko ukuba zonke izinto kwiindawo zazo, ukunqanda nokwanda eluthulini kunye nokwanda zifundo - imali uthanda ucoceko nocwangco. Spider endlwini - ukuze inzuzo, ngoko ke asikwazi abulawe.

Kwikhaya imali draw kufuneka kwandiswa kwi iimbombo nengqekembe okanye onke amagumbi ezibekwe kwimvulophu ebomvu kunye imali enkulu ngaphakathi. Kwakhona Kucetyiswa endlini ukuze zikhule umthi imali, imbonakalo yawo lubonisa inqanaba imeko yezimali.

Itheyibhile endlwini - indawo ekhethekileyo, eza kusetyenziselwa kuphela ukutya. Awukwazi ushiye ilambatha, izitya ezimdaka ugcine ukutya ukuphakheja yokuqala.

imilingo Folk ukuphucula impilo-ntle yezimali

Ngoku abambalwa kakhulu abantu ingqalelo imiqondiso, ikhombisa imali kunye nezithethe, Noko ke, sikhokelwa ngokufuthi ayikwazi kuphela kusindiswa ngaye kuyo lembandezelo, kodwa kuzisa amathamsanqa kunye nozinzo zemali.

Ngoko ke, inani ezeni umdla:

• xa ubhatala ukuba uthenge ndiphuma kufuneka afake imali kwi counter uthabathe unikezelo lomthengisi wezandla;
• onke amatyala, kungakuhle ukubuyela kusasa - akunakwenzeka ngokuhlwa;
• ukuchitha ixesha elininzi nabantu yimpumelelo gqitha - eziyiyo igunya elithile lemali;
• ukuya boutiques eninzi kunye zokutyela, nokuba awukwazi ukuthenga into nje ukuzama ezimpahleni zakho ozithandayo okanye ikomityi yeti;
• rhoqo ukuba alungise izinto zendlu kunye balahle elingasetyenziswanga;
• ukuthenga ekhaya umfanekiso naziphi amanzi;
• kunqweneleka ukuba ikati okanye ikati, kungcono ukuba othuke;
• ukugcina nethemba eli hlabathi - mali ababetsaleleke esebenzayo kunye nokuzila;
• ukuthintela mgodini kwi yamali, kungenjalo kuya kuba njalo;
• nemali, rhoqo Ndibalise kungakhathaliseki ukuba isixa - eli siko iza kutsala ngentlalo-ntle mali indlu;
• awukwazi ukunika okanye ukubolekisa ngemali ngokuhlwa - akuthembisi ilahleko eziphathekayo.

Imiqondiso Imali ngosuku ngalunye

Kukho kwakhona iimpawu imali ngosuku lweveki, nto leyo eya kukunceda ulawule ngobulumko imali.

Nazi ezinye zazo:

• NgoMvulo - musa ukubala ukuboleka okanye ukuhlawula amatyala nemali,;
• Lwesibini - loo mini engafanelekanga ukufumana okanye imbuyekezo mali waboleka;
• NgoLwesithathu - ukuba azibeke phantsi penny isithende uthembisa impumelelo kunye nokwanda ezezimali;
• NgoLwesine - akukhuthazwa ukuba inkunkuma enkulu;
• NgoMgqibelo - usuku oluhle ukuba ingxelo-asethi eziphathekayo;
• NgoMgqibelo - elona xesha lifanelekileyo zonke iintlobo ukuthenga;
• NgeCawa - musa uboleke imali , yaye ukuba singene ematyaleni.

Njengoko 'ukuba uzokoyikisa' kuye imali?

Ukuphucula impilo-ntle zemali, akukho zimpawu kuphela imali ukunyusa imali, kodwa imithetho ethile ukuba Kucetyiswa ukuba agcine, ukuba u nokungena kwemali.

Akwenzeki ukuba baphathe imali epokothweni yakho - imali efana obutofotofo izipaji ezikumgangatho ophezulu okanye KDE, apho kufanele ukuba kukho nantoni na ngaphandle kwemali.

Bayinikele umva imali kunye andiqhayisi translation ezezimali amazwe. Ukuba isivumelwano kunye nokwanda kwemali, kufuneka sihlale sikhangele ukufumana iqanda indlwane.

Indlu kufuneka ibe umtshayelo omnye kuphela, nto leyo ibekwa ubuso phantsi. Kwakhona ayikwazi ukubeka isipili malunga emnyango wendlu, kungcono ukuba ayifake ekhitshini phezu kwetafile.

Abantu abaninzi ukujongana ngemiqondiso imali ngokupheleleyo imisebenzi kwezinye ezifana ikhwelo endlwini - icace phandle, imali "ngendelelo 'yakhe. Kuyimfuneko ukuba esweni imeko imibhobho yamanzi, bonke umonakalo kufuneka walungiswa ngendlela efanelekileyo, ngakumbi ke milenge yangoku.

Imali kufuneka 'ukuphumla "- akukho mfuneko ukuba babale ngokubanzi ndibenze naliphi na inyathelo ngokuhlwa. Ayikhuthazwa ukuba babelane amatyala amakhulu zibe ncinane - iza kutsala imidlalo.

Kuyimfuneko ukuba ukondla amahlwempu, kukholelwa ukuba imali emva handsomely, kunjalo, kufuneka nje ukuba akwazuza, kodwa hayi imali yephepha.

Eva New Year kaThixo iya kuba sisityebi

Iimpawu imali, nto leyo eza kunceda ukuba zizityebi unxulunyaniswa leeholide kunye New Year ibisoloko ezinxulumene ne umlingo kunye ukuzaliseka amaphupha.

Nazi ezinye mabophe eziqhelekileyo kulo mzekelo:

• Awukwazi Ongayinikeliyo imali ebolekiweyo ngosuku olwandulela iKrismesi neIsta;
• ebusuku festive njenge inani 7 zingasetyenziswa rhoqo - ukupheka izitya 7, wabeka isitulo phantsi iinkozo 7 ukumema iindwendwe ezisixhenxe;
• Ukuba unayo nayiphi na abanamatyala, cela ukuba athumele yemalimboleko zabo de zobusuku;
• ngoxa kwakusiliwa chimes ska kwi ingqekembe kungengqindi uze wenze umnqweno uze ukuphosa imali kwi iglasi nisele imixholo ukuba adle ezinkozo, Kakade ke, akukho mfuneko - inokusetyenziswa kamva njengoko uhombiso;
• Eva New Year xa kuthintelwe ukuba ndizihlambe izitya, oku kufuneka kwenziwe phambi kwemini emaqanda nge-1 Januwari - omnye ezezimali "flow kude";
• ngentsasa yokuqala kunyaka omtsha ukuhlamba imali kufuneka - bagcobe ngokulula ingqekembe kwelinye icala kunye yokunyakamisa ubuso bakho ngamanzi, ezele ngamandla imali.

Zonke iimpawu kwi luck ngemali, nokuba azivezi ukuba olusebenzayo ngokuqinisekileyo ivuyisane ngeeholide kubo yonke intsapho.

Amasiko kunye amakhubalo ukutsala ubutyebi endlwini

Ukuba umntu okholelwa izihlabo, imali esicacisa kwaye usebenza angakhathali, kwaye iimali emva kwexesha kwaye kwabonakala ukuba flow kude akucacanga apho nangoko emva kwabe, kufuneka babhenele izithethe engaqhelekanga. Ezo amasiko zijolise ekuphuculeni eziphathekayo intlalo-ntle kunye nempumelelo. Ngoko ke, sicebisa ukuba ziziqhelanise kunye iindlela ezithile eziqhelekileyo ukuphucula imeko yemali kakhulu.

Cash kwiyelenqe New Moon

yamaphepha Kwathathwa zamaxabiso ahlukeneyo: ukusuka kweyona incinane ukuya kweyona inkulu, wayibeka ngaphandle kwendlu kwindawo esitheleyo, apho imali nzima ukuzibona. Kungcono ukuba uya kuba phantsi ebusuku baba ngexesha elifanayo. Okulandelayo kufuneka uphume uye evulekileyo, ukujamelana nenyanga, uze uphinde la mazwi izihlandlo ezithathu: "Inyanga-ukunyuka ngokwandisayo, yaye (igama elizeleyo) kukunika ubutyebi. Makube njalo kuya kuba! ".

Emva kweentsuku ezintathu ndiqokelele yonke imali tirhisa kuyo ekufunyanweni kwe nantoni na yexabiso, umzekelo, tableware eninzi, izincedisi elingaphakathi okanye izacholo. Ngenxa yoko, uyabaleka yasasazwa ityala inyanga kuthetha ukuba abuyele kabini. Lo mkhosi kufuneka yenziwe yonke inyanga entsha.

groats Charging isikhwama

Iinkozo ezininzi "siphumelele" ngokwemiqathango yokutsala imali ingqalelo semolina. Kucetyiswa ukuba uthwale kwiwalethi uwathandabuze ngumgubo.

Kuzo zonke imali imibala efana kakhulu obomvu - ubatsalela ngathi umazibuthe wakhe. Ngako oko ke kucetyiswa ukuba abe isipaji nawuphi umthunzi ebomvu.

Kufuneka ukuba uthwale kwiwalethi iphepha ebhaliweyo kunye ebomvu usiba kwakungcono-imadlana okanye inani "7" - iza kutsala kuphela kwendlela, kodwa amathamsanqa.

Isiko ngokusebenzisa isikhumba yetswele

Kuba abo bakholwayo imiqondiso imali, kugxothwe kunye namasiko ukuba bacetyiswe kwisiko ilandelayo. Xa ukucoca namatswele, Ixolo ibekwe kwibhokisi ekhethekileyo umbala obomvu. Kabini ngosuku, nkxu ukuya ngasekunene, lenzwinini bethetha ngaxeshanye: "Yinto imali yam rustle!" Ngaba ihlaziywa rhoqo bhokisi, kwaye xa ese leyo kakhulu, ngomhla inyanga ikhula, kufuneka niyikhuphe kwaye zivutha. Yesiko kufuneka wenziwe yedwa kunye nesimo sengqondo esihle kwaye ngoko indalo kufuneka ukuphulaphula leminqweno yakho.

Bhala ngemali eziinkozo zegolide

Kukholelwa ukuba le ndlela isebenza ingakumbi xa akutsalwa mali nje umnqweno kodwa kubalulekile, umzekelo, ukuba ngandlel 'oko kuvela ukubambelela umvuzo.

Phambi kokuba ukufeza isiko kufuneka ngokufanelekileyo acoce indlu, ukuba aqhube ukucoca ngokubanzi, ukuqinisekisa ukuba akukho izinto zangaphandle kunye ngamakhubalo, esicacisa kokuphazamisa inyathelo. Kufuneka ukuba yandiswe egumbini qho eziinkozo ezisithoba ezahlukeneyo umbala omthubi, nganye ibekwe kumgangatho yayo. Oku kulandelayo ukuba ahlale phezu kwebhedi, uvale amehlo akho athi amaxesha alithoba "Gold ngaphakathi, kungekhona ngeenxa zonke endlwini yam." Ngoko ke ukutsala imali.

Isimo sengqondo echanekileyo imali - ukuze uphumelele

Ngexesha ukuphunyezwa yonke, nangokwamasiko zibaluleke kakhulu mood ngokomoya lwangaphakathi. Kufuneka kukuphelisa ezimbi iingcinga, amathandabuzo, umona neemvakalelo sikweni. Kakade ke, ayizizo zonke imiqondiso, ikhombisa imali kunye nezithethe ziya kusebenza kwi-100%, ubukhulu becala kuxhomekeke ulwalamano umntu ukuba imali. Xa kunjalo, manyathelo kuba nempembelelo entle yabantu, nangenxa abanethemba eza futhi, kunye nentlalo-ntle zemali. Eyona nto ibalulekileyo kukuba ukukhumbula ukuba imali kufuneka ingabi injongo yobomi - ukuba nje iyindlela ukuze aphumeze icebo lakhe.