Indlela ukufumana capital kubeleka ukwakhiwa?

capital zokukhulelwa - yinto umlinganiselo zongezelelweyo zenkxaso karhulumente kwiintsapho kunye nabantwana-2 okanye ngaphezulu. Banelungelo lokufumana kulo iintsapho apho kwakukho usana yesibini (okanye olandelayo) ukususela ekuqaleni kuka-2007.

Indlela ukuchitha imali eyinkunzi imali sikanina?

• Ukuphucula iimeko zokuphila usapho (lokuthenga, ukwakhiwa kwendlu, intlawulo mboleko athathiweyo nokufunyanwa kwepropati, kubandakanywa sokubambisa, njalo njalo).
• Ukuhlawulela imfundo yabantwana kummandla we-Russian Federation.
• Ukunyuka yomhlalaphantsi akhawunti yoomama.

capital kubeleka ukwakhiwa - yenye yezona ndlela ithandwa kwaye bafuna ukusebenzisa inkxaso karhulumente. Ngokutsho manani, yonke intsapho yesibini, wagqiba kwelokuba ukulahla indlela kwenkunzi umzali, ithumela ukuba kukuphuculwa kweemeko zokuphila.

Indlela ukufumana capital lokubeleka ukwakha indlu?

Ngokutsho komthetho Russian, ukuze basebenzise iimali zenkxaso karhulumente, indlalifa ka (xa kungekho umama - ithatha ubuso bakhe) isiqinisekiso ukutyelela Pension Fund kwaye usebenzise isigqibo yommiselo lwenkunzi. Ukongeza, kufuneka angenise amaxwebhu engqina ukuba umenzi-sicelo (okanye iqabane lakhe) na umnini-mhlaba, ngokunjalo ke imvume ukuqala nokwakhiwa kwezindlu. Kodwa ke kubalulekile ukuqwalasela ukuba xa yonke le mali ayisayi kunikezelwa. umthamo wazo uya kuba ngaphantsi kwesiqingatha lilonke. Abanye siya kukhutshwa kuphela emva kweenyanga ezintandathu, kwaye kuphela apho aya kunikwa amaxwebhu ukuqinisekisa imisebenzi yokwakha. Ukuba anike abasemagunyeni elikhuphe imvume yokwakha.

Kufuneka kukhunjulwe ukuba amandla ku tirhisa ikomkhulu umzali awugubungele nokulungiswa kwezakhiwo. Igama elithi "wokwakha" libhekisela kwakhiwe izindlu ezintsha okanye ngokutsha yamandulo. Kwakhona, imali eyinkunzi umzali zabelwa apho zifuneka khona ukuze kuguqulelwe kwindawo ezingezizo ekuhlalwa kuzo zokuhlala.

Yonke enye into, kufuneka unikeze:

• isiqinisekiso pension inshorensi kumntu lowo satifikethi sikhutshwa;
• yokundwendwela umntu abafumana isiqinisekiso;
• Isiqinisekiso ndizihlawulele eyinkunzi umzali (okanye duplicate).

capital maternity ukuba ukwakhiwa inika sokosula ukwakha izindlu ubunini eliqhelekileyo ngabazali bobabini kunye bonke abantwana, kungakhathaliseki nokuba ngaba isiqinisekiso sele ngenxa nawuphi na umntwana. Kulo mzekelo, ilungu losapho attained eyi-18 ubudala, nangaliphi na ixesha angala ukwabelana, Yeremiya ukuba naliphi na ilungu losapho. Kuba kumntwana kuchithwa akakwazi ukubhala, nokuba ukuba ngaba umzali okanye umgcini womfundi.

capital kubeleka ukwakhiwa, okanye mandithi imali yabo isetyenziswe kuphela emva kokuba umntwana (kuba abasamkelayo) efikelela kwiminyaka engama-3. Esi sithintelo isusiwe xa kunokwenzeka ukuba ezi mali ngqo okuhlawula amatyala ngemali-mboleko, nto leyo wasiwa wokuvuselela, ukwakhiwa okanye yokuthenga indlu.

Ukuba capital umzali ziza bachitha bonke, imali yayo iya sikwalathisa ngokuhambelana emali nokunyuka. Kwixesha elizayo inokusetyenziswa ezinye iinjongo (imfundo, umhlalaphantsi olwenzeka sikanina).