Indlela ukufumanisa yeyiphi ibhanki kukulungele kanye ukuba uthathe imali-mboleko

Makhe bazahlule nje ingqolowa nomququ. Ukuba ukhetha apho ebhankini kukulungele kanye ukuba uthathe imali-mboleko, kufuneka kukhunjulwe ukuba iinqobo yesiqhelo sisebenzisa xa uvula idiposithi, ikhadi okanye ngokujonga akhawunti, loo nto iyasebenza na. Xa sithanda ngokukhethekileyo lophawu, kunye nezinye izinto ze-moya ngokweemvakalelo kufuneka ngoko nangoko zibekelwe bucala.

Namhlanje, indlu phantsi mortgage enze okungaphezu ezintandathu (!) Of amaziko zebhanki lonke eRashiya. Kwaye ke umsebenzi wonke ummi wagqiba ukufumana izindlu, kukuba ukwenza ukhetho olufanelekileyo. Njengoko unokuthelekelela, lo gama mboleko kule meko phakathi kweminyaka eli-10 ukuya kwengama-30. Oko kukuthi, ngesiphoso esenziwe eqongeni yokukhethwa iimeko ezifanelekileyo, ukuze zibiza kakhulu.

Ukumisela ukuba ngowuphi ibhanki kukulungele kanye ukuba uthathe imali-mboleko, ezinye kubaboleki bakhokelwa kuphela kubukhulu umdla mboleko. Njengokuba, lilikhulu oko kukuthi, ngcono. Injalo loo nto. Kodwa inxenye kuphela. Apho bekuya kuba echanekileyo ngakumbi ukutsalela ingqalelo imiqathango ezisisiseko iinkqubo ezinjalo. Oku, umzekelo, imali-mboleko, ixesha liphezulu mali, uhlobo izibambiso. Kodwa kubo sele kwaye kuya kuxhomekeka ekubeni umyinge wenzala, kwaye ubungakanani isixa-mali sivunyiwe kwaye lukhulu ngakumbi.

Indlela ukuba umboleki?

Umntu ucinga ukuba indlela yokufumana imali-mboleko sokubambisa, baqonde ukuba ukuba iminqweno elinye kunye nengeniso ephezulu akwanelanga. Amaziko mali ukwenza kwi ezinokuba kubaboleki zakho inani iimfuno. Phakathi kwabo:

• ubudala;
• Ukufumaneka kwempahla wamanzi;
• ukukwazi ukutsala itransekshini co-obolekayo okanye ezimbalwa.

Ukongeza, ingeniso leyo sele ikhankanyiwe, kufuneka ube nje phezulu, kodwa igosa. Kwaye apha, nayo, iye ubuqili yayo. ubungakanani bayo kumele ukuba luvumele inkonzo le mboleko ethathwe ngaphandle kobunzima. Kwaye umbuzo apha akukho nje malunga ekwenzeni iintlawulo zenyanga. Ukongeza apho, kufuneka ukuba ahlawule ikhomishini ngenjongo yokuba iqwalaselwe yesicelo (ukuba ikhona), imirhumo izivumelwano kunye Umvandlakanyi, inshorensi. Kulo mba, emangalisiwe apho ibhanki kukulungele kanye ukuba ukuthatha mortgage, qiniseka ukucacisa le ngongoma, njengoko olusebenzayo wenzala. Ngamafutshane, oko isambuku zonke iindleko zale mboleki, aya baphathe lonke ixesha mboleko.

kufuneka ibe yintoni umbolekisi?

Kwaye ngoku, enyanisweni, ngakumbi malunga ebhankini. Okanye kunoko, kufanele kube njalo.

Yiyiphi imibuzo eza kuqala, xa sicinga, apho ebhankini kukulungele ukufumana-mboleko? Okokuqala bonke abanomdla ngobukhulu, ethandwa, ubuni balo zendawo (Russian, okanye "intombi" yeziko mali kwamanye amazwe) thina. Apha, impendulo ecacileyo kule mibuzo akukho.

Kodwa ke, njengoko uhlalutyo iminikelo lentengiso, amaziko ezinkulu akuvamanga luphawulwa iimfuno ezithambileyo ngokugqithiseleyo ngenxa kubaboleki, kunye nezinga lenzala elisezantsi. Kule nkalo, ababeqala ezinomdla kakhulu kwinkalo ezibolekisa lwezindlu.

Enye yezona zinto zibalulekileyo - indlela ecace ngayo ulwazi. Kwi iimeko nayo yonke enye into. ibali engacacanga malunga mboleko, nto leyo kulindeleke ukuba uhlawule isibini eminyaka, kufuneka yaziswe. Sithetha ngayo imali kakhulu kunye nexesha. Ngenxa yoko, kuzo zonke kufuneka izigwebo ezicacile apho.

Ekugqibeleni, ngexesha lokubonisana kufuneka ziphathwe ngentlonipho. Hayi nje supplicant kodwa umlingani alinganayo. Ukuba umthengi ayenziwanga ngokukodwa Kwesi sigaba makucingwe, kufuneka ucinge kabini, nokuba ngumbandela ezinkulu eziseleyo intsebenziswano enjalo?