Indlela Umncono yokwehla: iimpawu, kunye umzekelo olungumgubo

Ukwehla kwi ingxelo inkqubo isebenza iindleko kokukhutshelwa-asethi ezingaphathekiyo kwaye ngokuyinxenye phezu ixabiso yemveliso (imisebenzi eyenziwa, iinkonzo ezinikezelwa) njengoko ukonakala yokuziphatha ngokwasemzimbeni. Ukubalwa iipremiyamu ikhutshwa phandle ngeendlela ezahlukeneyo. Bona kuchaziwe kwi-RAS 6/01.

lwesigama

Ukutsalwa kwemali Ukwehla ibizwa ngokuba iindleko OS ukuba ahlawule izinto banxibe. Ziquka iindleko zonyango okanye imveliso. Utsalo ezenziwe ngokusekelwe izithethe ezisekiweyo, kwakunye nexabiso incwadi asethi, leyo, enyanisweni, ngokuxhomekeke lokuyimfihlo. Ummiselo ibizwa ngokuba% amalungu imbuyekezo ixabiso ezinxitywa OS yonyaka.

iindlela

Ngokuhambisana nemigangatho yesizwe yocwangciso ubalo inikeza iindlela ezine:

1. indlela yomgama. Eqala ulwabiwo efanayo isixa yoqobo ukuya ixabiso lokugqibela (ekupheleni kobomi kweenkonzo) lonke ixesha indlela yokusebenza kule nkonzo. Ixabiso yangoku ntsalela umiselwa ngokuthabatha inani wamaxabiso ezingasetyenziswanga kwepropati ukusuka yokuqala.
2. Bhala off iindleko ngokomlinganiselo umthamo iimveliso wakhululwa (iinkonzo, umsebenzi owenziwa). Olubalo senziwa ngenxa lwezibonisi zendalo (umzekelo, umsebenzi umatshini-ngelixa izixhobo).
3. Indlela yokwehla eseleyo. Imali xesha ngalinye elingana nexabiso lokugqibela, iphindwe ipesenti ethile. Ukwehla ebizwayo ngonyaka ekuqaleni kwexesha.
4. Bhala-off wamcacisela inani leminyaka yobomi yenkonzo.

Ukungqinelana nomthetho lweshishini unakho ukukhetha indlela wokuphendula ukuphelwa lixabiso. Le ndlela ilula kuthathwa yomgama. Nangona kunjalo, imibutho emininzi usebenzise ebuya umva kuluncedo kakhulu. Lingcwaba lomfo iindlela non-linear accounting. ngakumbi Qwalasela ukuba ndlela imele imali ebuya umva. Umzekelo yale ndlela uchazwa kweli nqaku.

incazelo

Xa indlela non-linear buyiselo yexabiso lo mhlaba ezimagqagala lonke ixesha lokusebenza. Ukwehla ebuya umva kubandakanya ukusetyenziswa kukukhawuleziswa factor. Le nkampani uyifake ngaphakathi 1-2.5. Ukongeza, kuba asethi ratio eziqeshisayo kathathu. Xa practice, oku kuthetha ukuba inkampani reimburses ezininzi iindleko zokuthenga izinto ngoxa kusekho ezintsha noko.

bona

Kwezinye iimeko, ezi luncedo ukuphelwa lixabiso? Ebuya umva na izityalo xa izinto rhoqo ngonyaka yokulahlekelwa kakhulu ngabakwenzayo. Emva kokusebenza icebo elikhankanyiweyo, ipropati ufuna iindleko zonke eziphakamileyo yesondlo kunye nokulungiswa. impumelelo yayo yehliswe kakhulu, nangona ubomi ngokusesikweni okwangoku lixesha.

Ngamanye amazwi, iinzuzo evela kukusebenza asethi ezinjalo iqala lunciphe. Xa umdla lomnini ukubhala off ukuba kuthengwe ngokukhawuleza kangangoko kunokwenzeka. Ngoko ke uya kukwazi ukuqalisa ukusebenza ukususela mali yokuzika.

ngaphandle

Kufuneka ke ukuba uwa eseleyo indlela wamaxabiso ayisebenzi kuzo zonke iimeko. Phantsi le ndlela xa inganeli:

1. izixhobo Unique kwiintlobo ezithile kwimveliso.
2. Izinto, Ubomi olunoluncedo ngaphantsi kweminyaka emi-3. Ezi ziquka oomatshini kunye nezixhobo ukusuka 1-3 kumaqela ukuphelwa lixabiso.
3. iimoto umkhweli. Ngaphandle iimoto nkampani kunye neeteksi.
4. indawo Office.
5. Izakhiwo kunye nezinye izinto, wabhekisela amaqela 8-10 th ubomi luncedo.

Iimpawu ze ukubala

Isiseko ekubaleni sithathwa ixabiso intsalela ye propati. Kuyinto ulingana iindleko zokuqala ukuthenga kwayo kokugunyaziswa etsalwa imali lokuhlawula ekuqaleni kwexesha. Esinye isalathisi eziya kufunwa ekubaleni - lokuhla. Oku kuxhomekeka kwixesha ubomi luncedo. Faka lomlingani lichazwa 100% / n. Apha n - esaphila kwiinyanga okanye kwiminyaka (ngokuxhomekeke ngexesha apho kubalwe kwenziwa). Icandelo lesithathu, esetyenziswa kule formula, - lunikezelo factor. Oku ebekwe yi kwishishini ngokuzimeleyo yaye zirekhodwe kwi-nkqubo yemali.

Ngoko Indlela minuend intsalela ithatha equation ilandelayo:

A = Co * (R * Ky) / 100 kuyo:

• isixa ubhale-zibekho - A;
• lentsalela nto-tsh - Over;
• ukunxiba izinga - K;
• lunikezelo factor - Ku.

bangazisebenzisa

Cinga ngendlela lendlela kunciphisa intsalela. Idatha zokuqala zezi zilandelayo:

• amawaka 50 engange - isixa ukuthenga indlela yokusebenza;
• kwiminyaka 5 - ixesha lobomi luncedo;
• lunikezelo factor - 2.

Olubalo kungenziwa ngeendlela ezimbini. Kwimeko yokuqala, ixesha nkonzo kule nyanga nangoko ukuguqulelwa. Kule yesibini - isixa ngonyaka ibalwe, ngoko lahlulwe 12. Ukubala imfuneko yedwa, kunye namanye amanani. Inyaniso yokuba njengokuhla yenziwa nyanga nganye, yaye zijongisise ixabiso intsalela le mali yonyaka ezifunekayo. Ireyithi yokuqala mboleko. Le 20% / ngonyaka (100% / iminyaka emi-5), okanye 1,67% / ngenyanga. (100% / 60% okanye 20/12). Ngenxa Ku = 2 umlinganiselo banxibe kangangonyaka kwaye ufumana 40%, nangenxa nyanga - 3.34%.

Ukusebenzisa le ndlela yokwehla eseleyo, ukubala unako ukwenziwa ngenxa qho kwiinyanga ezili-12 kuphela:

1. Kunyaka wokuqala iindleko efunekayo lilingana yokuqala. bhala-off ixabiso amawaka 50 engange x 40/100 = 20 000 okanye 1670 p / ngenyanga.
2. Kulo accrual kunyaka wesibini iqala ekumiseni ixabiso intsalela. Kuyinto 50 000 - 20 000 = 30 000 engange. Ngaphezu koko, usebenzisa ifomula ,: 30 000 x 40/100 = 120 000 okanye 1 000 / mo.
3. Ngomnyaka wesithathu ukubala lwenziwa ngendlela efanayo. Isiphumo 7200 / unyaka okanye 600 p / ngenyanga.
4. NgoJanuwari olandelayo (eyesine), intsalela indleko yokuqala ukuthenga indlela yokusebenza yi-10 800 bagcobe. Kufakwe amanani kwifomula, sinokuyifumana sum of 4.320 / konyaka okanye 360 p / ngenyanga.
5. Ekuqaleni konyaka ophelileyo, ixabiso yi 10800 - 4320 = 6480 p. Inani okubangelwa - i-13% yexabiso yokusebenza, kuthathelwa ingqalelo ekuyilweni into eseleyo. Kweli nqanaba, kufuneka kubalwe zenziwe kwimimiselo werhafu. Ngokuhambelana imizuzu ISiqendu 259 NK akuba ixabiso balance ka-20% le ndlela yokubala yokuqala itshintswa. Ukugcina iintlawulo ishedyuli intlawulo yenyanga nokubhalo-off yeendleko ekungenwe kwipropati ngokupheleleyo intsalela kufuneka bahlulwe ngenani iinyanga ukuya ekupheleni msebenzi. Ngenxa yoko, 6480 yahlulahlulwe iinyanga ezili-12. Isiphumo sisixa ukuphelwa lixabiso ngenyanga nganye kunyaka ophelileyo yokusebenza - 540 engange.

isiphelo

Ngeli xesha nkonzo, eli xabiso lwepropati kuncitshiswa mali ukuphelwa lixabiso. Oku kuya kuqhubeka de lufikelela zero. Kuyimfuneko ukukhankanya ingongoma enye ebalulekileyo: ukuba inkampani ukungena eyehlayo ulungelelwano, kufuneka isetyenziswe kulo lonke ubomi nkonzo. Usebenza kunye umhla wokuthumelwa kwaye phambi kokugqitywa ukubala wamaxabiso. Le intlawulo epheleleyo yexabiso kwipropati okanye kususwe ku lomncono lisebenza njengesiseko ukupheliswa kwenkqubo lokuyimfihlo. Kumele kukhunjulwe ukuba indlela ekhethiweyo yinkampani mazisoloko bawafaka nkqubo yemali.