Isefu zokuhamba idiphozithi;

ingabizwa Ukuthuthwa imithwalo enzima ngenkankulu elula - imfuneko ukubandakanya izithuthi ezikhethekileyo kunye nezixhobo wawaphakamisa nokulayisha impahla ngumthengi, lugcwele eziliqela sikhala. Kuyinto enye into xa kufikwa ekwakheni izinto okanye izakhiwo hayi kuxhomekeke kwiimfuno ezizodwa ukhuseleko imbonakalo yazo, yaye omnye, xa ukunika iimeko ezifanelekileyo ngexesha impahla zothutho, ukuba buhlungu ukungahoywa wakhe ngengozi. Le yokugqibela ziquka izixhobo zebhanki - isefu, nekhabhathi zesinyithi,-ATM kunye iziqinisekiso, imfuneko yokuhamba leyo eyenzeka kaninzi. Kwaye ke kubaluleke kakhulu ukuba ezi ntlobo imithwalo leyo igcinwe ngokupheleleyo iipropati zabo lwangaphandle kunye nabathengi, emva kokugqitywa kulayishwa kunye nokothula.

Ngokutsho iingcali zoshishino, kuquka iinkonzo - ukuthutha isefu e Moscow, umsebenzi yokuthuthwa kwezixhobo zebhanki nzima zihlandlo eziliqela, phakathi kwabo - ubunzima enkulu lweemveliso, ubukho zokubopha ezimbaxa kunye itshixa iindlela, okuveza avelana iimpembelelo yangaphandle ngoomatshini. Kungenxa yoko le nto, phakathi iimpawu yokuthuthwa asethi zebhanki, kufanele kuphawulwe:

• Ukusetyenziswa kwezinto zokubopha ekhethekileyo eyenzelwe ukukhusela isakhiwo umonakalo, imikrwelo kunye nezinye umonakalo;
• Ukusetyenziswa kwezixhobo ukulayisha ukwenza okanye i ekhuselekileyo phantsi ngefestile lokuvula ukwenzela ukuba phakamisa kwakhe uYehu ezinyukweni kanye;
• Ukusetyenziswa ezikhethekileyo yeziThuthi amandla umthwalo efunekayo, emalitshintshwe apha naphaya uthutho izinto ezisindayo;
• Ukubandakanya igqiza leengcali abanamava abaya enze inkqubo yokulungiselela uthutho kunye zebhanki nezixhobo.

Ukuqwalasela zonke ezi zinto, kuye kucace ukuba izithuthi wepropati ebhankini, ngaphandle koncedo lweengcali, akunakwenzeka, yaye kuphela umsebenzi wabo ukukhonza njengesiqinisekiso sokuba zezothutho ziya kuqhubeka ixesha lifutshane kangangoko kwaye ziya kufumaneka ngexabiso, ukuqinisekisa ukhuseleko isefu kunye ATM.

Ukuphunyezwa ukuthutha asethi yebhanki

Ukhankanye ukuba iingcaphephe, kubonelelo lweenkonzo zothutho kwezixhobo zebhanki, umthengi nokuphelisa ngokuzenzekelayo ngokwawo naziphi na iingxaki ezinxulumene ngokuhanjiswa ekufumaneni, umsebenzi onzima emzimbeni kunye nezinye iingxaki ukusombulula ukuba, ngaphandle uqeqesho olulodwa, nto ayiyi kuphumelela. Kwaye kubasebenzi, umnikelo zokulawula iiseyile enzima nelula, kuza ixesha nzima enxulumene nemibutho awuqhube ngayo umsebenzi zona. Ethetha izixhobo zebhanki, kufanele kuphawulwe ukuba zokuhamba kwayo kuloo ndawo ukusetyenziswa okanye ufakelo unxulunyaniswa inani kobunzima, kuquka:

• Ukuthuthwa i-ATM ekhuselekileyo okanye phakathi ofisi ihamba isakhiwo logcino

Kulo mzekelo, kuyimfuneko ukuba ulwabiwo isithuthi okhethekileyo ubunzima kakhulu ukuba athathe ekhuselekileyo, ngecala elingaphesheya enye impahla. Oku kubangelwa, okokuqala, ukuba ubunzima balo, okwesibini, kunye nemfuneko yokukhusela komhlaba ukusuka umonakalo ngenxa ukuwa ngengozi kwezinye izinto, kwaye ithe yeza ngowesithathu umlindo, esebenzisa izixhobo zokuphatha esikhethekileyo yokulayisha kulo lori xa enye impahla ngeke usisikhubekiso yokubekwa ekhuselekileyo ngaphakathi matshini.

• Ukuthuthwa uhlobo olufanayo ngexesha elifanayo inani elikhulu asethi

kuvela ingxaki xa uthenga ibhanki-ATM eziliqela, kuba ufakelo kamva amaziko mzi. Kuyimfuneko ukuba ndibhaptize nabo emotweni, ukwenza unikezelo kwindawo yokusebenza, ubuya kuyithula apho omnye. Sombulula ingxaki yokuvumela ubukho ilori enkulu wazisa kumsebenzi iqela bayifakwa.

• Isidingo ukuthoba okanye nokuphakamisa indlela ekhuselekileyo kunye imigangatho kwizakhiwo eziphakamileyo, apho kungekho ikheshi impahla.

Kulo mzekelo, kuyimfuneko ukuba athathe amanyathelo xa kulayishwa kunye nokuphakamisa emgangathweni kwezixhobo yebhanki, usebenzisa iindlela ezizodwa njengoko uncedo bafaki ziya kuba engento ngenxa ubunzima olukhulu umthwalo. Ukuba window lokuvula ivumela ukususwa ipropati yenziwa phakathi kwalo, kulandele ekulayisheni iilori eqongeni. Kungenjalo, kufuneka kugqitha iingcango ekhuselekileyo. Lo msebenzi kufuneka nzima imfuneko mabaziqhaqhe esefini okanye ATM, nto leyo eza kufuna uncedo lobungcali ziingcali.

Uthutho isefu kunye nezixhobo yebhanki

Ukuze kuthuthwe isefu zibiza ngaphandle iziganeko mnandi, iingcali Siyaleza ukulungiselela bawuphungulela, de kufike abameli kwiinkampani zezithuthi:

Ekuqaleni, • kufuneka ibe ukukhululwa ekhuselekileyo ngokupheleleyo yonke ipropati egcinwe ukuze kucuthwe ubunzima bayo kwaye uphephe umonakalo izibambiso okanye amatywina ngexesha zothutho;
• Ukuba kukho ithuba lokuba ukuncothula isefu, kubalulekile ukuba uthathe ithuba;
• Kuyacetyiswa ukufumana impahla efanelekileyo, nto leyo eya kunceda ukukhusela ipropati ukususela umonakalo. Namhlanje lo msebenzi udla ithathe bayifakwa Inkampani Executive, ngoko kufuneka ucacise kufuneka ukuba ngenxa yezenzo ezinjalo;
• Ukwenza ezinye iingcebiso, ekwabonisa iingcali zothutho inkampani, xa bexoxa imiqathango wentsebenziswano.

Njengomgaqo, lo msebenzi lesiphelo umthengi. Phantse yonke imihlaba umsebenzi ukuthutha asethi yebhanki bacinga abasebenzi lweshishini Executive omsebenzi, njengoko umthetho, akazekeleli kolawulo nokuqinisekiswa izisombululo nokubhala esicetywayo. Tembela ukuba ukuthutha imithwalo enzima, unokuqiniseka ukuba yonke iminqweno yakho iya kuzaliseka, yaye lo mhlaba uya ukugcina umgangatho wayo lwangaphandle kunye zobugcisa neendlela zokusebenza.