Isenzo kokushiya

Okokuqala, makhe khumbula ingqikelelo "amalungelo zeekhontrakthi" kunye "nobudlelwane ezizezemfanelo." kuvela nezibophelelo uninzi iimvumelwano. Ukongeza, isibophelelo isenokuba extra-yemvumelwano. Njengoko abanamatyala imali ukuze enze lobudlelwane zomthetho? Impendulo ichazwe ngokucacileyo emyalelweni. Yaye umiselwa imithetho kunye neemfanelo kunye namalungelo omabini amaqela.

Kodwa izibophelelo zezivumelwano zimele ezintsonkothileyo. Ngokutsho Civil Code (kwiSiqendu 321), kunye inxaxheba nababolekisi eziliqela kunye banamatyala eziliqela, nayiphi na otyalwa angafuna ukusebenza, bonke nomtyali kunye bonke abasebenzi abafunwayo ukuba ukuzalisekisa iimbopheleleko (ngaphandle kokuba kubonelelwe ngenye indlela).

onetyala yesazela, ukungenisa, umzekelo, ityala, ubuyisa le mali egqitywe Bank phezu isahlakalo ixesha elicaziweyo mhlolokazi izibophelelo zangaphambili kule bhanki. Ngaphandle kokuba phezulu "ngenye", apho sokuboleka akwazi ukunika ixabiso (okanye nje abazange isaziso). "Ezinye" ukuba zokuzimela, umzekelo, igama elithi "solidarity". Kunye neminye imimiselo ye-Code Civil ityhila asilogama efana nale: otyalwayo ingafuna ukusebenza ngokupheleleyo bonke abanamatyala (okt kunye (ngokumanyeneyo), okanye nakweyiphi na ngokwahlukeneyo kwaye abe yinxalenye yetyala, kwaye ngokupheleleyo ..

Zama ukuba ume endaweni otyalwayo. uya kwenza ntoni xa ityala liyavuzwa ngexesha le unetyala kunye nezinye - akukho? Kakade ke, oko engekangeni ezilu-: zama kwakhona isixa-mali esisashiyekileyo amatyala abo banamatyala abathe ukukhuthalele kakhulu (akukho qho ezifihlakeleyo okanye ngenyanga ukwenza rhoqo isixa esithile yesivumelwano). Yaye oko bekuya kuba nganto baxabane: kule meko, isimangalo ibhanki iya ngokuqinisekileyo kwaneliswa. I-Bank mazamkelwe ukulibala ngoko nangoko malunga bonke abanamatyala.

Kuthekani unetyala ukuba ahlawule, hayi kuphela ngokwabo kodwa abanye?

Ekuphela kwendlela apha phandle - abanaluncedo. Ngokutsho komthetho, onetyala zizazela acele omnye ukubuyisela imali ihlawulwa kubo. Kakade ke, ngaphandle isabelo yayo. Ke ukuba abaseleyo abanamatyala akazange ahlangabezane nemfuneko, abanaluncedo uya kubuya isixa erhafiswa yi-Bank. Njengoko umthetho, inkundla ecaleni nexhoba kwaye unyanzelisa banamatyala abanganyanisekanga ukubuyisela imali.

NoNcedo sele abazaziyo phantse kuzo zonke iinkalo komthetho. Ngokomzekelo, umqeshi, lowo kwanyanzeleka ukuba iindleko ityala kubo nakumqeshwa umqeshwa unelungelo lokungenisa iimfuno kamva kuchaswa.

Omnye umzekelo - le abanaluncedo ingozi. Umqhubi, waqesha abanye inkampani ukusebenza, esiba kwingozi. Emva kophando icace phandle; ezibangele le ngozi yenzeke baqesha umqhubi. Oku kuthetha ukuba imbuyekezo ngomonakalo lixhomekeke kuye. Umqeshi uhlawula iindleko zomthetho, izohlwayo, ekungenwe elinye iqela liya kuzihlawula ilahleko. Ngoku umqhubi linyanzelekile ukuba uhlawule ityala sele ngqo kumqeshi wakho. Kwimeko zokwaliwa umqeshi Bambelela abanaluncedo. Ityala iya kuhlawuliswa enkundleni, ngokomthetho.

Le ngxelo sebango ulamlo kufuneka zingeniswe ngendlela emiselweyo kwaye kakuhle kuyilwa. ubuqili ezinjalo yenziwa kakuhle amagqwetha (amagqwetha), njengoko ukungqinelana neemfuno ezingummiselo ifomu kunye nesiqulatho izikhalazo akuqinisekisi ukwamkeleka yesicelo kwimveliso kwaye ahlangabezane neemfuno.

Xa kukho ukungangqinelani, ibango liya kushiywa ngaphandle intshukumo, okuthetha - awuyi kwamkelwa ukuze siqwalaselwe.

Ummangali unikwa ithuba ukuze kupheliswe iimpazamo kwingxelo sebango (sentsilelo APC ungekho) ne ukulungisa umhla isicelo lommangali enkundleni, kunye nesalathisi lentswelo okanye engachananga. kumiselwa ikopi kufuneka ithunyelwe kwi-sicelo kwisithuba imini enye emva kokuba isigqibo.