Xa sihlalutya unikezelo amaziko zebhanki yasekhaya ngokwemiqathango iimveliso ikhadi umda ngetyala, kuye kucace ukuba ikhadi lamatyala Savings Bank, uhlaziyo kuyo inkoliso yabo HIV, i imveliso kakhulu umdla. Phakathi kwezinto zalo eziphambili zezi:
• Izinga eliphantsi inzala;
• Uphuhliso kothungelwano yesebe.
Ungacela ukuba ezidityanisiweyo uthungelwano ofisi (amasebe) kunye nekhadi credit? Sberbank (baqinisekiswa zabantu, kunye negosa website zaqinisekisa oku) ezingaphezulu kwama-19 000 ka-ofisi zalo omele eRashiya, kuquka amasebe zengingqi 17. Oku kuthetha ukuba umnini-mveliso, kumbuzo, ungenza isicelo ngokukhuselekileyo namnye kubo ukujongana nemiba yangoku. Kucacile ukuba, ngokuyinene, kungcono ukuba ukusebenza kunye nesebe apho ikhadi amaphepha. Kodwa likaxakeka akuyi kuba umthengi efanayo ukulinda hambo, umzekelo.
Amaziko zebhanki Domestic ukuba balumke kakhulu kumba uboleka ngabanye. Yiloo nto ngaphandle kunye Sberbank. ikhadi lamatyala (reviews zingafunyanwa ngokulula, umzekelo, i-World Wide Web) inikezelwa kubemi abaye ufikelele kwiminyaka yobudala engama-21. Ke yona iminyaka elikhulu mboleki, kufuneka ingadluli kwiminyaka 52 ngexesha lobhaliso. Kwakhona kubalulekile ibikukubakho ubudlelwane kwingqesho rhoqo iinyanga ezili-12. Ngelo lixa umboleki kho emsebenzini lokugqibela kufuneka basebenze ubuncinane kwiinyanga ezi-6. Ukuba umxhasi igutyungelwe ngokupheleleyo phantsi kwezi meko, ngoko unga ngokukhuselekileyo ukuya kwisebe elikufutshane. Not ndizilibala ukuthatha yakho yokundwendwela kunye nesatifiketi, nto leyo ibonisa ubungakanani holo esemthethweni kwezinyanga zintandathu zidlulileyo.
Kufuneka kuqatshelwe ukuba credit card Savings Bank uqokelela ncomo ezintle. Umzekelo, kusenokuba kunikwa koosomashishini ngamnye. Hi ndlela leyi, hayi zonke ibhanki Russian ubanika le nkonzo.
Ngokuphathelele iirhafu, ngoko ke iziko mali uthe umi ngaphandle esihlweleni. Umzekelo, ukuba ukusetyenziswa Siboleke imali abanini of "igolide" amakhadi (Visa kunye MasterCard) ahlawule 17.9% -23% ngonyaka ngamnye. Udidi olusezantsi - MasterCard Standard and Visa Classic - kudla umnini-19% -24% ngonyaka. Ukuba ukubuya ebolekiweyo imali ngexesha ukwelixesha loxolelo, ngokwenene ikhadi lamatyala Savings Bank (iirivyu ngokwenene kubaboleki, oku kungqinwe ngendlela) unika ithuba lokusebenzisa imali phantse ngaphandle kweendleko. Phawula igama yesibini ukwelixesha loxolelo - lubabalo-xesha.
Ekugqibeleni ndingathanda ukuthi udidi "ikhadi lamatyala izimvo Savings Bank" kwi-imfuno inokufumaneka kakhulu ezimbi yaye ngokugqithiseleyo bamakhadi iimvakalelo nezimvo. Ufundo ngakumbi le meko, ezindihleleyo ngabemi, kucacile ukuba kwiimeko ezininzi le kweebhanki tyala, kodwa umsebenzi ethile. Oko notorious into zabantu. Kucacile ukuba umsebenzi omnye umntu akakwazi ukugweba malunga kwinkqubo yonke. Kodwa ebomini ke ngoko kuvela.