Njani 13 ekhulwini kunye nokuthengwa nendawo yokuhlala? Return of 13% kunye nokuthengwa zokuhlala

market Residential real estate, kwakunye esiphilayo, rhoqo kukho iimoto ezininzi endleleni. Abantu baze bathengiswe indlu ngawo onke amaxesha. Namhlanje umthetho Russian elisekwe ithuba kubuyiswa isabelo kwemali echithwe yokuthenga izindlu - zokuhlala, izindlu, amagumbi kunye nezinye izibonelelo. Makhe sithethe ngezinto iindidi abarhafi ubuyiselwe imali nangendlela endinokuwucima ukusebenzisa imbuyekezo yerhafu ukuthenga indlu.

Ngubani unelungelo lokukhupha lokubuya

Ngokutsho imithetho esekwe ngumthetho, ukuba babuyele yinxalenye imali ehlawulwa izindlu zokuhlala unelungelo umntu ofumana umvuzo kunye lingasisusa irhafu yengeniso kwisixa iyonke ingeniso ethe ekusebenzeni nje. Eli lungelo buchazwa yi Art. 220 of the Code Tax. Ngokufutshane, umba unako ukubuyela kuphela Mhlawuli yerhafu yengeniso. Loo kubanjwe kwi Code Tax ebizwa ipropati, oko kunokwenzeka kuphela xa imali ye rhafu transfer. Ukuba irhafu kwi mali leyo engeyakwenziwa, oko kukuthi. E. Lo mntu ayisebenzi okanye ukusebenza ngokungekho, ilungelo imbuyiselo lungenzeki. Ngenxa yoko, ilungelo lomthetho, ehamba elo nyathelo njengoko ukuthenga zokuhlala, - kufumana 13 epesenti iindleko ezenziweyo.

Kukho sum of izithintelo yentengo, leyo siza kuhlawula kamva. Fumana kubanjwe kungaba:

• umqeshisi okanye iqabane zabo zomthetho;

• omnye wabazali yomnikazi minor ukuba kutsalwe ngaphambili abayi ziya kukhutshwa.

Iziqulatho nga atsale kuphela xa, ukuchitha imali yabo. Ukuba kuthengwe yenziwe ngeendleko izibonelelo zemali yombutho, uhlahlo lwabiwo-mali kumanqanaba ngamanqanaba, ikomkhulu kubeleka, ilungelo hlawuleka khona. Ngoku sijonga yokufumana indlela ekhulwini 13 kunye nokuthengwa yokuhlala.

kubanjwe Iziqulatho impahla kunokwenzeka xa kuthengwa impahla okanye umhlaba ekwakhiweni kwayo, ulwakhiwo isakhiwo zokuhlala, ahlawule inzala semali-mboleko mboleko.

It alibandakanyi le nzuzo nendleko kwakhona ucwangciso kwizakhiwo, nokufunyanwa imibhobho nezinye izixhobo. Oku kubalulekile kuba ukukhankanywa ezi ndleko kwisifungo kuya kubangela kukukhanyela wokuvelelwa yerhafu yokwamkela yayo uze ubuyele sokuhlaziywa xwebhu.

On nayiphi kuthenga imali yerhafu yengeniso

Phantsi kwenkcazo 'into yokuthenga' ivela amaxwebhu asemthethweni, baqonde iiyunithi real estate ilandelayo:

• inxalenye tyaba, egumbini;

• isabelo indlu kulo;

• ilizwe ukuba IZhS udidi, t. E. Ingaba efanelekileyo yokwakha ngamnye. Buyisela i-13% kunye nokuthengwa zokuhlala (izindlu) kule meko kunokuba unyaka xa ubunini usakha okanye wabelane ngayo abhaliswe ngokusemthethweni;

• Umhlaba (share) kunye nesakhiwo ibekwe phezu kwayo.

Ukubalwa kubanjwe impahla

Isixa-mali ebanjwayo 13 pesenti ukuthenga indlu. Oku kungabandakanya nje ixabiso eflethini okanye indlu, kodwa iindleko zokwakha kunye nokugqiba, iinkonzo intlawulo kuphuhliso projekthi, ukuxhuma amandla kunye nonxibelelwano. Ukongeza, i- credit irhafu isebenza kwintlawulo inzala kwimali-mboleko. Ngokusemthethweni kuzo ezisekiweyo kunye nezithintelo kwisixa imali. Esiphezulu kuyinto:

• 2 million engange kwixabiso ezifunyenwe kwezindlu, okt. E. Ithuba ukubuyisa iindleko kwi-mali ka-260 lamawaka. Thambisani. (13% of 2 mn);

• million 3 engange. ekuhlawuleni inzala mboleko, t. e. 390 lamawaka. bagcobe. (13% ye-3 m).

Kubalulekile ukukhumbula ukuba. Ukuba iindleko zokuhlala engange ngaphantsi kwe 2 million, umthengi unelungelo lokusebenzisa imali eseleyo kwi yokufunyanwa elizayo kwezithobekileyo lokwenene. Umthetho efanayo isebenza ukuthenga ipropati ukususela ekuqaleni kuka-2014. Ngaphambili, i algorithm ubalo esetyenziswa yi imithetho ezahlukeneyo: ukufumana iphungulwe kwenzeka kuphela kuthengwe olunye, Ke ngomhla ukutsalwa imingcele mboleko mboleko hayi zicwangciswe (nokuba iindleko lwezindlu sele kakhulu ngaphantsi kwe-2 mln.).

Ngoko ke, xa uthenga ikhaya ngezavenge kufuneka kuqwalaselwe ingakumbi ithuba lokufumana ilungelo ukuba axhuzule, ngokuba yaqala kuze-2014 ukuba benze izicelo hlawuleka kufuneka xa kuhlawulwe ixabiso ngokupheleleyo okanye inxalenye yaso, leyo ilingana engange zigidi ezi-2., Ngokuba oko kwenziwe kuphela on into enye.

Kuba yintoni ixesha nizuzane iphungulwe yezindlu ezifunyenwe ngo-2015?

Ukuba nokwenzeka kukubuyisela ixabiso wepropati ezifunyenwe iza isatifikethi, ubhaliso amalungelo obunini (isivumelwano sokuthenga ukuba dili ebunjiweyo) okanye isenzo transfer yeyam inxaxheba equity ekwakhiweni kwendlu. Umzekelo, ukuthenga indlu ngo-2015, umhlawuli werhafu kwi ezayo, ngo-2016 ulungiselela iipakeji amaxwebhu afanelekileyo ukuqinisekisa nokuthenga, kunye imvume IRS, ofumana unelungelo lokufumana imbuyekezo yerhafu yengeniso-mali ka-13% yexabiso lempahla ukuya kumda elimisiweyo. Ukuze akhuphe mbuyiselo umhlawuli werhafu ungakwazi kule minyaka mithathu izayo, lowo udla umhlala - kwiminyaka emine (2016, 2017, 2018, 2019).

Iimpawu ukuba kuqwalaselwa kuyilo lotsalo

Cinga ukubuyela njani 13 pesenti ukuthenga indlu. Kubalulekile ukukhumbula ukuba akunakwenzeka ukuba babuyele kulo unyaka omnye isixa kutsalwe ngaphezu ubungakanani yerhafu yengeniso kubanjwa kulo nyaka. Intsalela yemali kudluliselwa amaxesha t elandelayo. E. A imali kwenziweyo imbuyekezo epheleleyo abaseleyo wabeka.

Njani 13 ekhulwini kunye nokuthengwa indlu: amanyathelo asisiseko

Ilungelo lokubuya kuza emva tyaba (okanye enye indawo yokuhlala) zithengwe kwaye anakho.

Ukuze bayihombise, kumele:

• ukuqinisekisa ukuthengwa kunye nokuhlawulwa kwerhafu yengeniso kweli thuba irhafu ;

• ukukhupha lokubuyiswa kwerhafu ze ulingenise kwi-uhlolo lwengingqi Federal Tax Service.

Zokungqina izixa-mali zerhafu transfer isebenza njenge reference f-inani thina 2-NGOBUCHULE, leyo ngesicelo umqeshwa uya accounting. Olu xwebhu kufuneka zisayinwe yintloko kunye mali abaziintloko ingqinisiswe litywina lokuqinisa mbutho. Declaration f. 3-NGOBUCHULE kuzaliswa ifomu yangoku umgangatho. Qaphela ukuba kukho ze web ezininzi iingcali uthathe uqeqesho kwi-Declaration ngokwayo, kodwa kwanokumelana ekugcwaliseni le fomu lula.

La maxwebhu eziphambili eziyimfuneko eziza kungeniswa IRS

Masiqonde ukuba yokufumana 13 ekhulwini kunye athenge indlu, waza waqalisa ukuya kuqokelela amaxwebhu ayimfuneko. Abanye babo - eziqhelekileyo. Kwaye phezu kokuvela ekunene ukutsala werhafu uqokelela iphakheji eziza kungeniswa IRS, equka:

• Uncedo f. 2-NGOBUCHULE;

• Ikhadi ID;

• Declaration of f. 3-NGOBUCHULE;

• isicelo yokutsalwa.

amaxwebhu

Iphakheji ngasentla - ziqhelekile zonke iimeko amaxwebhu yentengo.

Kuxhomekeka iimeko ezenza kube ngamanye amaxesha kuyimfuneko ukuncedisana enye ingcaciso efanelekileyo, ezifana:

• isivumelwano yentengiso;

• isivumelwano equity nenxaxheba ekwakhiweni kwezindlu, ngolwabiwo ibango;

• isivumelwano lokuthenga umhlaba;

• ukufunyanwa isivumelwano kwempahla mortgage.

Ukufunyanwa kwepropati in co-ubunini sikhatshwa ingxelo lotsalo zokusasaza. Abathengi abatshatileyo nabantwana abancinci, ukuthenga indlu ubunini joint, ukunika iphakheji jikelele kunye njengokukhapha amaxwebhu:

• isiqinisekiso somtshato;

• Ingxelo ye ulwabiwo lwezabelo;

• izatifikethi zokuzalwa zabantwana;

• amaxwebhu obunini.

Ukuze sizuze estate yokwenene elo belisidla umhlala kufuneka ibe namalungiselelo isiqinisekiso pension.

Iindlela zokufumana ukutsalwa phezu kwezindlu ezifunyenwe

Kukho iindlela ezimbini zobhaliso lotsalo kwempahla:

• kwi wabahloli irhafu elifutshane;

• ngokusebenzisa kumqeshi.

Ukwenza amalungiselelo imbuyekezo ye-13% kunye nokuthenga zokuhlala, kwiofisi yerhafu ekuqaleni konyaka, kunyaka ozayo ukuze kuthengwe, ukunika iphakheji amaxwebhu, esixoxe ngasentla. Emva kokuhlola maxwebhu, i IRS kunika werhafu iphungulwe xa imali ihlawulwe yerhafu yengeniso yonyaka ka lokuthenga. kokutsalwa intsalela yenziwa ngendlela efanayo kunyaka ozayo. Ukuba kuyimfuneko, ukuba ekupheleni konyaka eyesibini kokuphungula intsalela kwakhona, amaphepha kwakhona ngokuphindaphindiweyo.

Buyela ka-13% kunye yokuthenga indlu and kungenzeka kumqeshi. Kulo mzekelo, ngokubonelela amaxwebhu kwiofisi yerhafu kwaye ufumane imvume, izibheno umrhafi ukuba umqeshi, ophezu kwesi siseko unika umyalelo ukuba ukubamba irhafu yengeniso ukusuka umqeshwa nyanga kungqinwa phambi kokuphela kwalo nyaka. Ilungelo ukutsala kunyaka olandelayo kwakhona iqinisekisiwe.

Yeyiphi indlela kuyingenelo ngakumbi Mhlawuli?

Masiqonde njani ukubuyela 13% irhafu yentengo indlu kakhulu elula ukhetho. Ubhaliso lotsalo propathi i IRS Kukhethwa kuba xa imbuyekezo yerhafu ngumqeshi ilungelo ukutsala kuvela inyanga isiqinisekiso, ngenyanga t. E. Omnye uya ngokuyimfuneko kulahleka, ngokuba ukuya kuqokelela amaxwebhu, idlulisele kubo IRS kwaye afumane imvume ngoJanuwari ngqiqweni. Tax UMhloli inelungelo ngokutsha amaxwebhu ngaphakathi inyanga, okt imvume elide elikufutshane - .. Umbindi - ekupheleni kukaFebruwari. Xa isigqibo ukubuyisela kutsalwe imali kuba zibandakanyiwe xa kubalwa kweenyanga, kuya kufuneka ekuqaleni konyaka olandelayo kwakhona ukuba ikhuphe isibhengezo-3-NGOBUCHULE zonyaka odlulileyo.

A iingongoma ezimbalwa ezibalulekileyo ukuze werhafu:

• Inyanga lokuyifumana na ezingabalulekanga, ekubeni isixa serhafu ihlawulwe kuthathelwa ingqalelo ukulungiselela unyaka wonke;

• Isiqinisekiso f. 2-NGOBUCHULE kufuneka odolwe ekuqaleni konyaka ozayo, kunokuba ekupheleni kukaDisemba zonyaka xa kwaqhambuka lokuthenga (ifunyenwe ekuqaleni konyaka reference 2-NGOBUCHULE iqulathe ulwazi malunga kokuba kutsalwe irhafu ngokupheleleyo).

Ngoko ke, emva kokuqwalasela lo mbuzo kwinqaku malunga ukufumana indlela ekhulwini 13 kunye ukuthengwa eflethini, sinethemba okuveza kucaciswa.