Rating "Sovcombank" ukuthembeka

Ngomhla kummandla Russian Federation iqeshe iibhanki ezahlukeneyo malunga 600. Ngamaxesha athile, eli nani ziyohluka - eminye imibutho evaliwe kwindawo zabo ezintsha. Kwaye ngqo ngenxa kozinzo abathile abantu mihla ngaphambi kokuba kwezinye iinkonzo, kuqala ukufumanisa malunga ukuthembeka ibhizinisi.

Nangona kunjalo, kukho imibutho bangathenjwa njalo. Bona apha ngaphezulu 100, njengoko umthetho. Kwaye ndingathanda ukuba zikuqaphele rating ngamnye ingqalelo "Sovcombank 'ukuba zipapashwe kakuhle.

ulwazi jikelele

Ngoko ke, lo mba - zebhanki jikelele Russian,-ofisi yakhe intloko ibekwe Kostroma. Le yinkampani karhulumente imfuyo ngokuhlangeneyo. "Sovcombank" isikali eliphezulu: ukusekwa ithatha indawo 19 phakathi onke amaziko zemali eRashiya. Umdibaniso asethi zayo ngaphezulu kwe 501 ezigidi engange (njengoko kuDisemba 2016).

Njengoko lo mbutho Asikokungena karhulumente scheme insurance idipozithi, nto leyo isizathu trust (inani eliphezulu yembuyekezo million 1.4 engange).

Hi ndlela leyi, kukho ibhanki ukususela ngowe-1990. Noko ke, ekuqaleni yokuba elinye igama. Kwaye Yayingathi "Buykombank".

Kubalulekile ukuphawula ukuba lo mbutho iphantsi kolawulo ngqo loo mntu okanye iqumrhu. abaxhamli zayo - iqela noosomashishini Russian kunye nolawulo key "Sovcombank".

imisebenzi mali

Le ndawo ethandwa ngamaziko zemali. Loo nto nje yonke nguwuphi na kubo izakhe ngokufanelekileyo. Kodwa rating "Sovcombank 'umxhelo. Ngaphezu koko, ngoDisemba 9, 2016 umsitho ka ewonga yonyaka Cbonds Awards Prize. Njengoko contenders ngokuba imbasa baba iibhanki kakuhle eRashiya. A amagama waba 24 "Sovcombank" iphumelele ababini kubo. Nokwazeka njengoko uzaliso bank ilungileyo ukusebenza noomasipala kunye namaqela achaphazelekayo, kunye nomququzeleli we nokubekwa eziziisekondari.

Kwakhona, inhlangano iindawo ezimbini yesibini. Njengoko 2 best bank utyalo-mali, ukusebenza kunye neenkampani ze-3 kubaboleki-2-enamanqanaba, ngokunjalo namaziko email.

Emva komsitho, usekela sihlalo mbutho uthe, nangona inqanaba eliphezulu yokhuphiswano kulo entsimini, baya komeleza imo yawo ephambili kule mihla indlela yotyalo-mali.

ukuqinisekisa Official ukuthembeka

Ekupheleni kukaNovemba 2016 kwabhengezwa ukuba isilinganiso of "Sovcombank" ngoku wabhekisela phawu "A". Wabelwa ukuba intlangano bangathenjwa. Ezizezi, uhlalutyo arhente yokulinganisela credit (Acra).

ochwepheshe bathi "Sovcombank" inama uzinzo. It usesikhundleni eyanelisayo kwi risk profile, kukho umgaqo-nkqubo entle okuhlawula amatyala, aze iprofayili ishishini eyaneleyo kakhulu.

izinzile umbutho nalo ilungelo entsimini ezibolekisa ngemiyinge kwaye uqinisa isikhundla salo lifake ishishini eqinileyo kwakhona waphawulwa ingqalelo.

uphuhliso olusebenzayo

Njengokuba sele kuyenzeka ukubona liphezulu kakhulu ibhange "Sovcombank" ngokwemiqathango kukuthembeka. 2016 bobunye ubungqina. Kutheni? Ngenxa yokuba ngo-2016, kukho iseti ofisi kunye namasebe ibhanki lonke eRashiya. Oku kubonisa ukuthembeka mbutho kunye imfuno jikelele kwinkonzo yawo.

Ofisi ku-Oktobha, wabonakala emizini iiholide ezithandwayo - Sochi kunye Essentuki. Kwakhona ikomkhulu Karachay-Cherkessia kunye nesixeko seDonetsk, ummandla Rostov. Buyela ku Novemba 2016 yaye "kongezelelwa" kwi isebe e Yaroslavl, Novokuibyshevsk, Neftegorsk, Leninogorsk kunye Tchaikovsky. Kodwa loo nto bonke. Hayi kudala wavula isebe Viliuisk, Yakutsk, Kurtamysh, Vyborg Volkhov, Rostov-on-Don kunye Tevriz (-uhlobo lwedolophu zokuhlala).

Ngokubanzi, ngokutsho-manani zakutshanje (06.01.16), ibhanki okhonza abantu malunga ne-1,5 million abahlala 947 zokuhlala bemimandla 65 Russian ezahlukeneyo.

Siza abaxhasi

Njengoko sele kunokwenzeka ukubona nhlengeletano noluthembekileyo ukuba "Sovcombank". Yiyiphi indawo apha simo eziwudibanisayo, kwathiwa nje. Ngoku ke kunokwenzeka ukuba uqaphele ingqalelo ezinye sijongana ebonisa umbutho ekukhanyeni ilungileyo.

Yiba ebhankini yinkqubo kakhulu ukuphucula imbali ngetyala. Kwaye isetyenziswa kakhulu ngayo. It oluqhutywa amanyathelo amathathu, owokuqala yaziwa ngokuba "Credit Gqirha". Intsingiselo kukuba isazisi umntu, kwaye ukhetho lwesibini, uthatha imali-mboleko encinane - 4999 okanye 9999 engange (isithuba-3 ukuya kwisi-6 okanye 6 ukuya kwiinyanga ezi-9, ngokulandelelanayo). 40% ngonyaka. Le mali-mboleko, nto leyo akathabathi ukuze uyikhuphile ngokwabo ngokwezimali. Kwaye ukuze "ukucoca" yembali yakho yamatyala. Ukuthatha i-mboleko 5000 ukusuka elunxwemeni, ekupheleni kwekota womntu uya 5500 p. Uya kufumana nje kuphela "uphawu lokudibanisa" kwimbali ngetyala, kodwa MC GOLD elinye ikhadi ne-50 000-inshorensi.

Inyathelo lesibini - inkonzo "kwimaphu Ngemali." 10 000 okanye 20 000 6 iinyanga phantsi ipesenteji efanayo umgaqo esifanayo. Inyathelo lesithathu - "Express Plus". Mboleko kwi-29% okanye 39% ngonyaka kwi-mali engange-30 ukuya kuma-60 amawaka ixesha-6, 12 okanye 18.

Bakuba ke benze zonke zontathu amanyathelo, omnye kuqinisekiswa ukuba "mhlophe" yembali yakho yamatyala. Akumangalisi ke, ukuba unalo enkulu "Sovcombank" rating. Izimvo zabathengi, ngasendleleni, kwakhona ukuqinisekisa oku.

ukuba ishishini

Eli ziko yezimali isebenza kuphela nabantu kodwa kunye namashishini domestic ndlela ezahlukeneyo. Kwaye kule uhlobo lomsebenzi inayo yonke into oyidingayo "Sovcombank". Yiyiphi indawo apha luhlu kufuneka ukuba sele utshilo. Ngoku, kukho amagama ambalwa enokuthethwa malunga neenkonzo zoshishino, ngenxa kuyo, ngeendlela ezininzi, kwaye iphumeze nesikhundla omkhulu onje.

Umzekelo, i-Bank inika umxhasi ngamnye ukuba iqabane lakhe, arhente okanye ummeli ngeenkonzo ukuba amaqumrhu asemthethweni.

Loo nto yonke. Iinkonzo nazo ziyafumaneka kwi kwimarike eyinkunzi, ezinxulumene umba ibhondi kunye nophuhliso loshishino yabucala. Oku kuquka securities, mboleko weqela, ukunikwa kweziqinisekiso kwi-Central Bank, imali ibhulorho, iirekhodi Emission, analytics kunye nangaphezulu.

Yintoni enye ukufuna ukwazi?

Ezi ngcali, abakhomba indawo kwi simo yi "Sovcombank" Uyavuma: kwinqanaba likazwelonke, lo mbutho unoxanduva ngokupheleleyo nezibophelelo zawo ngetyala. Kuyinto oluthembekileyo kubatyali-mali, kunye ukuxhathisa uxinezeleko. Kumgangatho wamazwe ngamazwe, Kakade ke, "Sovcombank" Kwakhona unako ukuhlawula izibophelelo zayo, kodwa impembelelo yeemeko ezimbi kuxhomekeke ukuba bomelele.

Ngokubanzi, yokuthandwa kwayo uyakhula. Kulo nyaka uphelileyo, umzekelo, ukwanda kakhulu umthamo iidiphozithi yasekhaya - 1,83%. Imali iyonke iminikelo, ngasendleleni, kukho 105 082 313 000 engange. Oko kukuthi, umthamo iidiphozithi "Sovcombank" ithatha indawo 25 phakathi onke amaziko ezemali Russian. kakhulu loo nto a exponent befanelekile.