Yintoni ireyithi weBhanki isitshixo? Izinga engundoqo ye-Central Bank of the Russian Federation

Ukuqwalasela umbuzo lithini izinga oluphambili kuba kusengqiqweni niqaphele ukuba le ngcamango ijongene sixhobo entsha yomgaqo-lawulo wemali eRashiya. Into yokwenza isicelo esi sixhobo kwi West eqhelekileyo kakhulu, njengoko kunokuba ukuba nempembelelo ebalulekileyo lwemali. Thathela ingqalelo nkcukacha zoqoqosho Russian, kwaye izinga iqhosha nefuthe yinqobo kwi imeko kweli lizwe.

A isuntswana imbali kunye besimo

Ukufunda umbuzo lithini izinga ezingundoqo, oko kufuneka kunokuthiwa eli xabiso, esetyenziswa kwi kubonelelo ngenkxaso-mali kwi-Central Bank kumaziko zemali zorhwebo. Libonakaliswe njengepesenti, ebalwayo kwi-mboleko ezinikwa Bank of ngamaziko zemali ezincinane. Ngomhla kummandla Russia eli cebo labonakala kuphela ngo-2013. Eyona njongo ephambili yale ngokuqaliswa esi sixhobo - oku ukubonisa ulawulo phezu inkqubo kwamaxabiso. De 2013 kwagqitywa ukusebenzisa le njongo izinga ekufuneni imali. Ukuphuculwa komgaqo-mali lwaqhutywa ngokunxibelelene nesibakala sokuba isantya ekukhutshweni kwemali ayisa zibonisa imeko benene kwimarike resource le. Yibhanki eyongameleyo igqiba indlela yokusebenza ilingane kwiqhosha rate. Izinga mboleko, umahluko ebalulekileyo ukusuka COP iye kwasekwa i-Central Bank. Revaluations COP lwenziwa rhoqo ngenyanga (ngokususela ngesona simo kwimalike).

Njengoko ireyithi zatshintsha ekuhambeni kwexesha?

Kulo nyaka ophelileyo isicwangciso litshintshiwe amaxesha amaninzi. Ekuqaleni nani kwakuhambisana 5.5%. Kweli thuba ukususela ngoMatshi ukuya kutsho kuJuni 2014, watshintsha amaxesha amaninzi: 7%, 7.5% ne-8%. Ekupheleni kuka-Oktobha 2014 ubungakanani COP zafikelela 9.5%. Sele December 12, 2014, ngenxa nokunyuka elibukhali kwi dollar, iBhodi-Bank of Directors eRashiya bethontelana kwirekhodi ye-10.5%. Ngenxa yokuba utshintsho umlinganiselo akukhange iziphumo ezilindelekileyo kunye nempembelelo umthamo kulindeleke emarikeni wayengekho apho ngomhla we-16 kwinyanga enye, izinga iye-17%. NgoFebruwari 2, 2015 kwathiwa lancitshiswa-15%. Kwintlanganiso yokugqibela, ebanjwe kulo nyaka ngoMatshi 16, kwagqitywa ukucwangcisa izinga kwi-14%.

Yiyiphi wafika kuqala?

Izinga engundoqo i-Bank of Russia - i-analogue le rate ekufuneni imali. Namhlanje, lo CP isetyenziselwa ekubaleni i-fayini, izohlwayo kunye irhafu. elide Kuye wahlala kwi 8,25%. Ngaphambili yakhonza njengesiqalo yokuqingqa inzala kwimali-mboleko, namhlanje ayithethi ukwenza lo msebenzi. De September 13, 2013 CP kugqalwa ebalulekileyo isibonisi kwezoqoqosho, nto leyo ebonakalisa iinkqubo zoqoqosho eRashiya. Injongo yesibini CP ihlala namhlanje. Oku kusetyenziswa njenge inani kubonisa ukuba uhlahlelo kwezinga lokwenyuka kwamaxabiso kunye kushishino olupheleleyo. Izinga engundoqo ye-Central Bank of the Russian Federation - sisixhobo into andigweqe phantse ngokupheleleyo CP njengoko ngesalathisi imeko yezoqoqosho.

Impembelelo ye-COP kwi imeko kweli lizwe

Ukutshintsha COP, urhulumente Russian uyakwazi ukulawula kwamaxabiso. Ukuphakamisa umkhondo izinga isitshixo yokuba kukho ukunyuka kwexabiso kwezibonelelo zamaziko zemali zorhwebo, kukho ukwanda elibukhali kwi inzala iidiphozithi mboleko. inzala High ukwenza mboleko kubantu azifikeleleki kuninzi. Ukuncitshiswa kwemali ezikhokelela nokwehla okukhulu ngokuthenga ngamandla. Uxinzelelo Ruble lincipha kakhulu emali lunqunyanyisiwe. Ukuba uqoqosho lwelizwe kuyehla ngenxa ekuncipheni kwemveliso, ivela isenzeko of deflation. Bank of Council Russia xa ugqiba ukwandisa izinga isitshixo, kwaye zinokuwehlisa. Mboleko beba efikelelekayo ngakumbi, qala siboleka kwicandelo yokwenene kuqoqosho. Le meko equalized.

Iimpawu zesixhobo

Ukufunda umbuzo lithini izinga ezingundoqo, oko kufuneka athi malunga nokungabikho isixhobo kuwiso-mthetho ka-Russia. indawo yakhe sisasebenza izinga ekukhutshweni kwemali, nangona indima yayo kuba eneneni kakhulu zingabalulekanga. Zonke kuphela nendlela ekubalwa ngayo izohlwayo, izohlwayo kunye irhafu. Ekupheleni kuka-2015, i-COP kukuba endaweni ngokupheleleyo Slovak Republic. Inzuzo ephambili yokusebenzisa esi sixhobo kukuba oko zisetyenziswa ukunyenyisa izinga lokukhula kwamaxabiso, ke ngoko, kuba nempembelelo entle kakhulu ukufunyanwa kuqoqosho karhulumente. Abarhwebi ehlabathini jikelele bemlalele le COP ezibambe market (USA, Switzerland, eJapan, Canada njalo njalo.). Phambi kokubhiyozela iirhafu ad kwi kwimarike kunokubonwa hexa ngakumbi. Ukuba utshintsho rate, ngoko kukho iintlantsi ebalulekileyo. Izinga engundoqo ye-Central Bank of the Russian Federation - sisixhobo zemali ayikho ngaphandle iziphako. Kufuneka enokuthethwa inertness kwakhe ukusebenza ephantsi kwiimeko lobunzima. Nge ukonakala kweendlela elibukhali kwi imeko yezoqoqosho, ingakumbi xa ifuthe urhulumente ukuba iimeko zangaphandle, utshintsho umlinganiselo akuthethi ukuphatha kukungqinelanisa meko, kwaye neziphumo ezimbi zibonakalaliswe.

Alternatives namathemba

Ukuqwalasela umbuzo lithini izinga isitshixo, kubalulekile esithi ngamaxesha obunzima kubhetele ukubuyisela umyalelo nawolawulo. Kusenokwenzeka ukuba ukukhenkcisa rate okanye urhulumente ummiselo kwamaxabiso kurhwebo. Kananjalo inzala kwimali imigangatho kwiimalike zemali. Xa siqwalasela imeko kwimeko Russia, kuye kucace ukuba kunyuke kwi-17% azizange result kulindeleke, hayi nje kuphela ngenxa yokhuphiswano ezayo ukwehla kule engange, kodwa ngenxa kwezohlwayo evela West. utshintsho olukhulu kwisalathiso ngenxa ukusebenza kwalo lwakhawuleza zancitshiswa, okokuqala kwi-15% ze emva koko kwi-14%. Ngelo xesha langoku, i-Central Bank akukho sizathu ukunyusa iirhafu ngakumbi. Esi sigqibo kungakhokelela kuphela amaxabiso aphezulu kakhulu kwiimveliso zebhanki ukuba nangoku ingafikeleleki, kwaye kakhulu yabemi. Ukuba sicinga ukuba iRussia ngoku wenza konke okusemandleni alo ukuqinisekisa ngemali uqoqosho yokwenene, singathetha ngayo ngakumbi ukuthotywa COP.

News Latest kwi CA kunye notshintsho kumthetho yerhafu

Key Bank of Russia rate - i "isixhobo efihlakeleyo 'le-Central Bank, nto leyo iye yaziswa kwi-nkqubo wolawulo ukwenzela ukuphucula elubala yayo. Zakutshanje ezibalulekileyo kunyuke kwi-17% sabhalwa ekuqaleni 2015. Ngenxa yoko, amaziko zemali yorhwebo baqalisa ukuphakamisa ngokubonakalayo iirhafu hayi kuphela mboleko, kodwa iidipozithi. Ngenxa yoko, ngokungqinelana nomthetho, ipesenti iidiphozithi zorhwebo leyo ingaphezulu CP 5 ipesenti amanqaku kufuneka kubalwe (NGOBUCHULE). Ukuba sicinga ukuba emva ukwandisa CP COP ihleli injalo, kunye isivuno yesibambiso ngaphezulu 13,25% (elijikajikayo kuba ezininzi) saba ngokuxhomekeka kwirhafu. Ngaphambili, inani leenkqubo imali kunye isivuno ngaphezu kwe-13,25% ibe ncinci, namhlanje nibaninzi. Phantse bonke abantu abaye iidipozithi, wawa phantsi irhafu yengeniso.

ukungafani sebenzo jikelele

Ngenxa ezingangqinelaniyo zomthetho abatyali kwafuneka ukuba ahlawule malunga 35% yerhafu inzuzo kwemfuneko. Ngenxa yezi meko, kwagqitywa ekubeni ukwenza utshintsho imithetho yerhafu. Eyongeziweyo we 5 ekhulwini amanqaku utshintshelwe kwi dibanisa-10 ekhulwini amanqaku. iidipozithi Ruble nge isivuno 18.25% abekho phantsi irhafu. lilungelo lamkele - kuba sisisombululo yethutyana, ogama elide liphelelwa December 31, 2015. Kucetywa ukunciphisa izinga kunye nezinga mboleko kwaye izinga isitshixo ixabiso enye.

Yintoni onokumxelela COP?

Njengoko sele kutshiwo ngentla apha, iNkundla yoMgaqo-siseko - sisalathisi yemeko yoqoqosho Russian. Kwaye cinga ukuba izinga bank enjalo ezingundoqo, kufuneka sinikele ingqalelo ubukho imbalelwano phakathi ubungakanani kunye imeko kweli lizwe. Kunye eliphantsi izinga lenzala, ungenza uthi ukuba imali engange ubuthathaka kakhulu, kwaye izinga lwemali yesizwe ephantsi kakhulu. High wenzala ibonisa ukuhla isantya sophuhliso lwezoqoqosho karhulumente kwixesha elizayo. Isixa semali ejikeleza ngaphandle kweBhanki, iqala ukuba ukwehla, kwaye izinga lwemali kazwelonke landa. Ukuba sicinga ukuba emva uhambo ebusika eRashiya kwathotha phantsi izinga layo ukwehla le engange ngoku esisiso kuthi ukuba ukwehla elandelayo COP kunokukhokelela nokuzinziswa le meko kunye dollar enganeno. Uqoqosho zasekhaya ziya kuphuhlisa ngokukhawuleza, kwaye ngesisombululo zonke iingxaki urhulumente uye Sawufumana impendulo yombuzo yintoni na rate engundoqo yeBhanki ngenxa lizwe.