Ukuqokelelwa kwemali. Yintoni ifakiwe kule zebhanki - inkcazo epheleleyo

Ukuqokelelwa kwemali - ntoni na? Mhlawumbi, abaninzi sakuwubuza lo mbuzo. Eli nqaku liza kusinceda sonke ukuba baqonde. Inyathelo lokuqala ukuchaza elithi zingeniswe. Ngoku, inkqubo zokuqokelela nokuthuthwa kamva lwama lwemali eziinkozo zombini phakathi kwemibutho eyahlukeneyo phakathi kwamacandelo elinye. Ukongeza, ukuqokelelwa kwemali kuthetha intshukumo naliphi na inani. Ngokomzekelo, amaxwebhu ebalulekileyo, amatye anqabileyo, amakhadi ebhanki , kwaye ngaphezulu.

Umyalelo

Ekubeni nokuqokelelwa kwemali, amaxwebhu iindleko, intlawulo kunye nokuhlawula, kwakunye nezinye iinkqubo logcino a cash transaction, kuyimfuneko pre-obucacileyo obumalunga izibambiso ezithile. Ukuze uqalise na isivumelwano phakathi embuthweni, ngokubonelela ngeenkonzo ukuqokelelwa, yaye apho zifuneka. Kodwa musani maluphelele abantu zomthetho, ekubeni kukho iimeko apho ukuqokelela imali kubantu nazo kwemfuneko.

Kubalulekile ukukhumbula ukuba umbutho ukuze ubonelelo ngeenkonzo ezifana asebenza ngokusondeleyo kunye egcina imali, nto leyo, bazobe qho ngenyanga ngaphandle amakhadi mvume kwangaphambili. Baya ukucacisa iinkcukacha: Igama, iinkcukacha zoqhagamshelwano, idilesi kunye nexesha lombutho, amanani eyabelwe kubo iingxowa, kwakunye naxa yaye ngokufuthi kangakanani nabaqokeleli ukufika. Kakade ke, owokugqibela ezi data kumiselwa ngokungqinelana umthamo yase abathuthwayo. ingxowa nganye engenanto, ukubandakanyeka kwinkqubo echazwe, wabelwa inombolo yayo. Ke intloko inkampani yokuqokelela iyavumelana ixesha ukukhonza lokufika koomatshini ezizodwa.

yonke into oyifunayo

Kakade ke, le nkqubo ibizwa ngokuba "ukuqokelelwa kwemali" kufuna ukungqinelana nemigaqo ezininzi, enye yazo akafumani kuphela iingxowa engenanto, kodwa ubhaliso amaxwebhu ahamba nazo. Ngoko ke, lo uluhlu lwazo zonke kuyimfuneko, ezikhutshiweyo kubasebenzi kokuba bahambe, ngolu hlobo lulandelayo: isikhongozeli ezikhethekileyo iphawulwe izitshixo ngamnye nani, nesitampu, amakhadi ukugaya, kwakunye namandla njengegqwetha kuthutho amazwe okanye ezinye izinto.

Izenzo efika

izenzo olumisiweyo wayenza yacaca amanyathelo ezifunekayo ukwenza ligosa eligunyazisiweyo, wabanika indawo yonikezelo ngeenkonzo ezifunekayo. Okokuqala, osethilini unyanzelekile ukukhangela amaxwebhu ukumazi umntu efika, amandla egqwetha ngokuthutha, ngokuqesha imaphu uze uthabathe ingxowa engenanto ezikhuselekileyo kule nkampani. Kwaye, yena, ukunika isampuli itywina kwaye ezaliswe engamaphepha ibhegi, ukuba ukulibala ngexesha elifanayo ukwenza i-invoyisi ezifanelekileyo kunye irisithi. Ukongeza, ezi imisebenzi osethilini ziquka yokulungiselela xwebhu, edwelisa zonke imisebenzi eyenziweyo. Ngoko ke sheet kwaye uzaliswe irejista etshekishwa nxamnye mali ibango, kunye nephepha zifakwa engxoweni nemali. Into elandelayo, equka inkqubo ebizwa ngokuba "collection imali" kungathathwa inkqubo uphawu. Phambi umamkeli kufuneka ukhangele ingqibelelo itywina ukuba liyiseti, neengxowa, kwakunye yokungabikho kwisiqulatho engaphakathi. ugcwalisa umbutho inkonzo Abaqeshwa ikhadi de-facto, emva ekhangela umntu ogunyazisiweyo amanani phezu kwayo, irisithi kunye invoyisi. Xa kunjalo, xa indlu ekhuselekileyo xa ugcwalisa ikhadi kwaba impazamo osethilini, kufuneka ngoko nangoko elungisiwe ukuze kulungiswe irekhodi. Kufuneka bazinikele ligosa efanayo. Ukuchaneka uphawu entsha ziyakusayinwa osethilini.

amagama abalulekileyo

Xa inkqubo yokufumana iingxowa eziinkozo kunye nawo onke amaxwebhu axhasayo esayinwe sokuqokelela irisithi esiqinisekisa istampu wakhe zombutho kwaye kubhaliswe umhla, aze ayibuyisele osethilini. Noko ke, kusenokubakho iimeko apho umqeshwa koMboneleli weNkonzo ufumana komgomo ezahlukeneyo. Kubalulekile ukuqaphela ukuba ukunxaxha nemigaqo emiselwe azikho iziphene kuphela esakeni uphawu, kodwa ke engalunganga umzobo ukudluliselwa iphepha kuyo. Umbuzo uvela ngoko nangoko umbuzo: yintoni ntoni kule meko? Ukuqokelelwa kwemali igqityiwe ngempumelelo, ukuba iimpazamo asuswe ekho umntu ogunyazisiweyo, ngaphandle kokwaphula ishedyuli yakhe yomsebenzi. Njengoko ukuba ukwenza inyathelo lokulungisa ukuhlukunyezwa xesha lifutshane kangangoko akunakwenzeka, kwingxowa ukwamkelwa akenziwa. Ngenxa yoko, nokuqokelelwa kwemali (evenkileni, umzekelo) ikhutshwa phandle kutyelelo emva entlanganweni nkonzo. Kakade ke, kufuneka ungalibali ukuba ubeke uphawu olungqamelanayo kwi "uyiqhube" ukugaya sheet.

iingxowa Ukwamkelwa ebhankini

Le nkqubo iye ezinye iiyantlukwano uphawu kwaye kucingwa nzima ngakumbi ukufumana imali eziinkozo kunye nezinye izinto eziphathekayo inkonzo yokuqokelela. Okokuqala, kufanele kuphawulwe inkqubo eveliswe yi umqeshwa iibhanki isakhiwo. Ubophelelekile ukuba ukuqinisekisa ukuba iyathotyelwa yokwenza ungeno kwi onke amaxwebhu aqhotyoshelweyo: invoice, ikhadi kwindlu ekhuselekileyo okanye irisithi, kwaye ngocoselelo sihlolisise nangxowa umonakalo (ezifana namabala, iqhuma zeethishu, the seams bangaphandle, ikhefu ezweni okanye imbonakalo apho maqhuqhuva), atyhila amatywina defectiveness kunye nezitshixo . Emva koko kufuneka wenze kuluxolelaniso amanani kwisingxobo naphezu njengokukhapha amaxwebhu.

Ukunyashwa kwesi sigaba

Ukuba iinkonzo zebhanki umqeshwa ukuchonga ukungangqinelani kwezi amaphepha ezihamba, imakh yenziwe kwi bhokisi khangela yeenowuthsi magazini, kamva inishiyali ngabo bobabini umamkeli iqela yokukhulula. Xa kunjalo, ukuba ingxowa kukhona iimpawu umonakalo, oko kuxhomekeke nokukhulula kunye nesiqulatho recalculation elandelayo (singler okanye PASS). Ukuchongwa yokunqongophala okanye surplus ezisisigxina isenzo lokuvula. Kukho kwakhona zibhalwe igama kunye neenkcukacha lombutho, umhla kunye nokuvulwa unobangela, kodwa kwakhona indawo, ifani noonobumba bokuqala abasebenzi abathe basetyenziswa kwesidumbu, kwaye babekho kuyo, iinkcukacha malunga igumbi apho le nkqubo lwenziwa.

Ukuqokelelwa kwemali: ngokuthumela

Ekubeni le nkqubo ilapha ngasentla kuxhomekeke kudidi accounting, kuyimfuneko ukuba akhuphe iziliphu yemali, eza kusetyenziswa 57 "Udluliselo endleleni". Kucingwa kakhulu lula ukuba zombini imibutho nabo ngokwabo nabaqokeleli. Khangela lo mzekelo ulandelayo. Imibutho kufuneka kunikezelwe mali ka-700 lamawaka. At. e. ibhanki sokwamkelwa emva ezithile akhawunti ukutshekisha. Le khomishini 0.2% yexabiso ifunyenwe.

Ngenxa yoko, nokuqokelelwa kwemali ngokwegrafu lucaciswa kule theyibhile ingentla.