Ulwazi malunga nendlela yokutsala imali kuwe ngokwakho lufumaneka kuwo wonke umntu

Kubonakala ngathi, kutheni kungenakulungile ebomini: umntu usebenza ukususela kusasa kuze kube sekuseni kwaye ngexesha elifanayo ubale i penny, ngelixa elinye, ngaphandle kokuzibamba, linemali engenayo? Inyaniso kukuba kukho iindlela ezizodwa ezifundisa indlela yokutsala imali kuwe. Ukuwasebenzisa, unokuphucula kakhulu imeko yakho yezemali.

Imali, imali ...

Imali ayithandi kuphela i-akhawunti, kodwa nesimo esifanelekileyo sengqondo. Ukuba emphefumlweni wakho, nangona kunzulu, kukho ubomi obunzima kwiibhili, ngoko ungalindelanga uthando olukhethekileyo kubo. Kwaye kwaba ngabantu bethu ukususela kumaxesha amandulo loo mali ihlanganiswa nobubi, kwaye abantu, abavela kubo, bahlala bephathwa kakubi ngabantu abangabahlali abanomdla kunye nabamelwane. Uyakhumbula ukuba uninzi kangakanani uva ukuba abantu abathembekileyo abahlali ngokucebileyo, ukuba imali eninzi ingabelwa kuphela kunye nezinye iingxelo? Kwaye bangaphi amaxesha abo bona babiza ii-ruble "zihluthiwe", "ziyisithulu" okanye zibi? Ukuba ufuna ukufunda indlela yokutsala imali kuwe, kufuneka ufune ukuthetha izinto ezinjalo. Zifundise ukuhlonipha nokuthanda imali yakho. Ukuba izimo zengqondo malunga nobuhlwempu zomelelekile emphefumlweni wakho, zisebenzise ngokuqinisekileyo.

Ngokwenza

Ngangaphi na, xa ufumene oko uzuzile, uhamba ngokukhawuleza uchithe imali yakho? Vumela imali ukuchitha ubusuku endlwini yakho, ushiye amandla akho apho. Zithathele ngokubambisana, zibambe ezandleni zakho, ngengqondo okanye ngokuvakalayo (njengoko ukhetha), mbulela iibhilikhwe kunye nobomi kwinto onayo, ngenxa yokuba ayinelisekanga kwimeko edala ukuphuma kwamandla endlwini. Yaye uvuyo kunye nokwaneliseka kuvumela bobabini ukukhangela imali ngokwabo kunye nokwandisa ukunyuka kwabo kwiqondo elifanelekileyo. Nangona kusasa uthabatha yonke imali kwibhanki ukuhlawula ityala, vumela ukuba uphuphe. Khawucinge ngento enokuthanda ukuyithenga ngayo, kwaye ubuze iiruble ukuba zibuye ngokukhawuleza.

Ubulumko beenkulungwane

Zonke izizwana zineenkcubeko kunye nemiqondiso ejoliswe kwindlela yokutsala imali kwintsapho. Masisebenzise ilifa lookhokho bethu, kuba ukuba olu lwazi luphila nanamhla, lithetha ukuba basebenza. Ngokomzekelo, eRussia bekuhlala kucingelwa ukuba inobungozi ukuboleka ngokuhlwa, ngokukodwa ngoLwesibili, kunye nokuqwalasela okubhalwe kwisikhwama emva kokuqala kokuhlwa. Ukuphendula ngezimali ngeemali zilandelayo kwiintsuku zokukhula kwenyanga, njengalesi xesha amandla ayo aqondiswa ukongezwa, ukuchuma nokunyuka kwezinto zonke, kuquka ukuhamba kwemali, oku kufundiswa ngumlingo omhlophe. Indlela yokukhangela imali, yayingaziwa kuphela kumaSlav. Ngokutsho kobulumko beSayinesi ye-feng shui, ukuphala kwamanzi okuphambukayo kunokuchaphazela iziqulatho zepokothini, ngoko ulungise izibhobho zamanje. Kwaye ngokukhawuleza lo mgaqo usebenza kwi-latitude! Musa ukukratshi, kodwa ungalahlekelwa yimali, inxenye kunye nabo ngokukhawuleza, kuba kungekudala uza kubona kwakhona. Xa ufikile kubahlobo abacebileyo ekutyeleleni, unokusiphulaphula isitshixo sendlu yendlu (kuphela ngokukhawuleza, ungathethi nto) kwaye utshale izindlu ngamagama: "Kufuneka ukhule kwaye uphuhlise, kodwa akudingeki ukuba ndahlukane nemali."

Enye indlela ephumelelayo yokutsala imali kuwe, nayo yavela kuthi kwizinto ezenziwa ngumlingo omhlophe. Ebusuku enyangeni epheleleyo, gxiba kwiifestile zokuhlawula iindleko, kwaye ukusuka phezulu yenza iglasi yamanzi. Mxelele: "Njengoko inyanga igcwele, yintoni indebe epheleleyo, ngoko ipokhethi yam ihlala igcwele" kwaye iya kulala. Phuza amanzi ekuseni. Imali emva kokuba umthendeleko kufuneka ugcinwe ekhaya iintsuku ezintathu, uze uchithe.