Yintoni na le - inshorensi franchise?

Yintoni i-inshorensi okanye ishishini-inshorensi?

Kuyinto ethile uhlobo lobudlelwane kwezoqoqosho, ijolise ekukhuseleni iimfuno impahla yabantu kwiingozi ezithile. imisebenzi inshorensi kuquka ukufundiswa inshorensi, equka inshorensi kakhulu kwaye reinsurance ngokwengqiqo ebanzi kwikota. Eyona nto ifunekayo ukuze ukusebenza iinkampani ze-inshorensi i-mvume ye yomsebenzi inshorensi. License, enika ilungelo lokwenza inshorensi, i isiqinisekiso le yokuhlawula amatyala iinkampani ze-inshorensi ngeendleko nto edala zolondolozo-inshorensi efunekayo ukuze ukuphunyezwa omnye okanye olunye uhlobo lwe-inshorensi lweentlawulo inshorensi elizayo. Okwangoku, eRashiya iyakwazi ukukunyanzela, ebandakanya mvume lwemisebenzi inshorensi, ubhaliso imibutho, inshorensi kunye nolawulo phezu kwemisebenzi yabo, othi uqhutywe kweso inshorensi. Konke oku kuhlanganiswa ikhusela umdla policyholders. Mvume lwemisebenzi inshorensi eRashiya alinayo nayiphi na imiqathango malunga nobude bexesha wesenzo, ukuba azibonelelwanga ngokungqalileyo Rosstrakhnadzor ngexesha yokukhupha iimvume ezithile. Onelayisensi njengomnikelo wokuzithandela inshorensi nolunyanzelekileyo.

Inshorensi, kwakunye neendawo ezininzi zoshishino, uquka iqela iingqiqo ezizodwa kunye ngokoMthetho. umsebenzi Insurance ye-inshorensi kunye policyholders ngokuyimfuneko kubandakanya nalo ilungelo njengoko udlula ikhontrakthi nganye ezicaciswe ngalinye lomgca imveliso insurance.

Yintoni na le - inshorensi franchise?

Iguqulwe ukusuka nalo ilungelo French kulilungelo. inshorensi itsalelwa - asiyiyo inxalenye elinokufunyanwa ngezo umonakalo. Babalwa njengepesenti ukuba isalamane isixa-inshorensi. Ngamanye amazwi, ukuba isiganeko benefits oku kwenzeka ke, xa kubalwa imbuyekezo-inshorensi, isixa nalo ilungelo iya kutsalwa kwintlawulo iyonke. I amaRashiya, njengoko umgaqo, zama ukuba bayeke franchise, ngokuchaseneyo kubaxumi basemzini iinkampani ze-inshorensi. Sicinga oku akufuneki kwaye kuyimfuneko, kodwa ke xa ucinga ngayo, yonke into eyahlukileyo. inshorensi itsalelwa kunika ithuba lokuba ukusindisa. Ubukhulu encinane nalo ilungelo inika ingxelo epheleleyo ngakumbi umonakalo, kodwa izinga eliphezulu inshorensi; franchise ezinkulu - ngaphantsi kwe engenangxelo umonakalo, kodwa kunciphisa iindleko inshorensi.

Kukho iindidi ezimbini-inshorensi franchise: enemiqathango kunye kwemibandela.

Xa isibalo enemiqathango okanye non-itsalelwa uya kuyikhusela kuphela xa lidlula ubungakanani franchise, ngenye indlela, intlawulo esuka kwinkampani ye-inshorensi ukuba afumane ukusebenza. Ngokomzekelo, masithi kancinane corny, kodwa nje yokwazi, wena inshorensi ukuba isixa weembadada-1 000 ngo-1% franchise olunemiqathango into engange-100, yaye kamva walahlekelwa isithende. imali yesondlo iya kuba ngaphantsi kakhulu ngaphezu franchise, ngoko imbuyekezo ayikho. Kwaye ukuba akuyi baphelelwa isithende kunye yedwa ezifeleyo ngokupheleleyo, ngoko ke iindleko zokusilungisa zingaphezu isixa itsalelwa kwaye inkampani ye-inshorensi iza kumhlawula na umonakalo ngokupheleleyo. Ekubeni imbuyekezo lwenziwa phantsi kwemiqathango ethile, kwaye nalo ilungelo iye yazuza igama "ukuxhomekeka".

franchise kwiimeko zithile itsalelwa okanye kutsalwa iintlawulo of umonakalo yokwenene isoloko, ngaphandle naziphi na iimeko. Ngoko ke, yi olungaveliyo phezu ngaphambili umzekelo, siyabona ukuba omncinane umonakalo intlawulo esuka inshorensi kwinkampani akayi, kwaye ingeniso isixa esisiso umonakalo kuhlawulelwa uya kusoloko kwicredit ubungakanani franchise, ukutsho oko, kwimeko yethu - $ 100.

Ukuba ukuhlola imeko okuyo, siyabona ukuba i-inshorensi franchise kuyingenelo kuthi. Akukho kangako yingenelo ngayo ngokwabo-inshorensi, kwakunye nabo ithuba elililo ukusindisa.