Zingaphi izihlandlo ungafumana ukuxhuzulwa irhafu indawo yokuhlala, unyango kunye noqeqesho

Phantse wonke ummi uyazi ukuba ingeniso ngokuxhomekeke zobuqu irhafu uniform-13%. Kodwa abaninzi bazi kokuba kutsalwe irhafu. Kuyenzeka ukunciphisa le pesenti. Malunga mangaphi amaxesha ungafumana ukuxhuzulwa irhafu - kamva kweli nqaku.

Concepts kunye neentlobo

A bit mbono. kokuba kutsalwe irhafu - it izibonelelo ezibonelelwe yi nomthetho, zinciphisa ingeniso irhafu ngamnye (13%).

Zahlula ngokwezi iinqwelwana on:

• eqhelekileyo;
• impahla;
• kwezentlalo;
• professional.

Engachanekanga aveze umbuzo ngale ndlela: "? Ungafumana Kukangaphi ukuxhuzulwa irhafu" Okokuqala kufuneka ufumanise sisiseko yokuxolelwa.

standard

ngaphandle:

1. iindidi abemi abaye ezinxulumene ne yengozi iChernobyl Nuclear Power Plant and "Mayak". Ezi ziquka liquidators, abantwana abakuloo ndawo sifo, abasebenzi zomkhosi zonyango, abo bathatha inxaxheba kwezi ziganeko. Ubungakanani ukutsalwa ebonelelweyo mali ka-3,000 amawaka. Bagcobe. ngalinye ngenyanga. Ulwazi oluninzi malunga oku kubhalwe kwi-Code Tax.
2. Le Heroes USSR neRashiya, abathathi ye Patriotic IMfazwe Enkulu, kokurhangqwa eLeningrad, amabanjwa kwiinkampu zoxinaniso, kwakunye namaqela abakhubazekileyo I no II. Ubungakanani ukutsalwa kuya kuba 500 engange ngenyanga.
3. Abazali (abagcini) - 1,400 engange ngasinye ukuya abantwana ababini, 3000 ngenxa kwesesithathu ezilandelayo.

Ingongoma lokugqibela usebenza ezininzi, ngoko sihlaziye ngokweenkcukacha.

liyicuthe kananjalo irhafu ehlalwulwayo abantwana

Qwalasela inkqubo yokufumana kubo.

1. Kufuneka ubhale ingxelo igama yomqeshi.
2. Ngenisa amaxwebhu ilungelo kokuba kutsalwe irhafu. Umntu kufuneka azi ukuba abazali kuphela ukunika izibonelelo ezongezelelweyo kubungakanani kabini.
3. iingxelo ezimbini kuthiwa kuMlawuli okanye kuNobhala. Omnye, esayiniweyo yafakwa istampu, shiya ngokwakho. Ukuba nangasiphi na isizathu irhafu ziqokelelwe ngokupheleleyo, ikopi yesicelo iya kuba izizathu zesibheno ukuya wabahloli wabasebenzi okanye iinkundla.

Imizekelo nobalo iinzuzo zerhafu abantwana

Ngoko ke zingaphi izihlandlo ungafumana werhafu lotsalo abantwana? Nangona imali yomvuzo wonyaka sele ifikelele amawaka 280. Engange.

Chaza umzekelo ethile.

Unobhala Nikolenko AV Yena ufumana umvuzo of $ 35 amawaka. Engange. Yena unabantwana ababini. Unelungelo lokuba kutsalwe irhafu 1600 kuphela. Iyonke 3200.

Ngenxa yoko, 3200 akukho rhafu ukusuka 35 amawaka.

(35000 - 3200) x 13% = 4134.

Ngaloo ndlela, umvuzo Nikolenko iya kuba:

35 000 - 4134 = 30 866 engange.

Ukuba unobhala alisebenzi kuba iingenelo, ngoko yayo yerhafu yengeniso uzokuba ukuba yayimikhulu:

amawaka 35. X 13 = 4550 engange endaweni 4134 engange.

Kakade ke, imali engange 400 zibonakala zingabalulekanga, kodwa ukuba uyithatha iinyanga ezi-6, ukufumana 2 400. Imali enesidima isicelo esibhaliweyo kanye.

Ngokwalo, siya babhale elinye nokunye:

• 1 umntwana - 1600 engange;
• abantwana 2 - 1600 X 2;
• 3 okanye ngaphezulu - 1600 x 2 + 3000 (liphindaphindwe ngenani emva kokuba abantwana ababini ezilandelayo).
• umntwana ukhubazekile ukuya yobudala emntaneni, okanye ukuya kwiminyaka-24 (ebezinikwe abafundi) - 6000 ngamnye.
• yibona kuphela - liphindaphindwe zonke izibonelelo kabini.

Sebenzisa Period iinzuzo

Iinzuzo ukuze kutsalwe irhafu ezinxulumene kubantwana benganikwa kunyaka wonke. Bona bengekho xa ingeniso iza kufikelela 280 amawaka engange.

Ukuqhubeka ne umzekelo lwethu kanobhala Nikolenko. umvuzo wakhe, khumbula amawaka-35. Per ngenyanga.

280/35 = iinyanga 8. E. Ku nga zisebenzise eli lungelo de Agasti olubandakanyayo. Ukusukela ngoSeptemba, ukubalwa yayo yerhafu yengeniso kuza kwenziwa qho jikelele.

social

ezibanjwayo Social banikiwe:

• uqeqesho;
• unyango;
• sa;
• iindleko ezinxulumene i-inshorensi pension.

Welcome akukho rhafu

uncedo Cash kwimibutho eyahlukeneyo engenzi-nzuzo wesisa okanye ezinye izinto rhafu. Kodwa umthetho onjalo anqongophele.

Uncedo imibutho engajonganga nzuzo wesisa, ezemfundo, ezenkolo kunye nezinye kwiinkalo yenzululwazi, inkcubeko, imidlalo, imfundo pre-school akufuneki udlule kwi-25% yengeniso kweli xesha lokwenza umbiko.

Kuba iinzuzo kufuneka zingeniswe:

• Ingxelo umholo.
• Imiqulu engqina iintlawulo.
• Iikopi izivumelwano iminikelo kunye iminikelo kunye namaxwebhu usemthethweni yombutho, ukufumana uncedo.

uqeqesho

Ngoku ngakumbi ukuba mangaphi amaxesha ungafumana ukuxhuzulwa irhafu izifundo. Le Mboniselo iza kwahlulwa ibe ezimbini.

1. Zingaphi izihlandlo ungafumana ukuxhuzulwa irhafu yemfundo zabantwana. Kukwaquka nokufunda yabo.
2. Ukutsalwa kwemali yerhafu nezizalwane.

Xa ungumnikazi nokufunda nabantwana babo unelungelo rhafu ukukhululeka ukuya ku-120 lamawaka. Engange. Xa isixa-mali efanayo ibandakanya zonke izibonelelo zentlalo (ngaphandle sa). Sele ekhankanywe ngazo.

izihlobo Education (bazalwana, noodade) nazo ziyanceda. Kodwa kulo mzekelo akufuneki ngaphezulu amawaka-50. Engange.

amaxwebhu afunekayo:

• Ingxelo umholo.

iikopi:

• Neerisithi okanye amanye amaxwebhu engqina intlawulo.
• Izivumelwano ngoqeqesho.
• Mvume amaziko emfundo.

Ngenxa yoko, ummi 'baxolelwe' kwintlawulo yerhafu yengeniso ngokwazo kunye kwimfundo yabantwana babo in inani ukuya ku-120 lamawaka. Engange, 50 amawaka. Engange kwizalamane.

unyango

Ngoku, mangaphi amaxesha ungafumana i wokutsalwa kwerhafu unyango. Eli lungelo, kwakunye kuqeqesho, ubalisa lezentlalo. Wokuhlangana zonke iindidi, njengoko kutshiwo apha ngasentla, hayi ukuba ngaphezu kwe-120 lamawaka engange. Le mali ayibandakanyi inkcitho ngeenjongo yesisa.

Ngesaphulelo yi-13% yerhafu yengeniso inikezelwa, ngoxa loo mali ixhuzulwe lifikelele amawaka 120. Thambisani. ngamnye ngonyaka.

imizekelo ukubala

Iinzuzo ukuba unyango irhafu kunye noqeqesho kuthathwa yi ifomula elinye.

Niba ummi Petrenko ifunda kwisikolo samabanga aphakamileyo. Unikela amawaka 130. Engange ngonyaka ngamnye (ngasentla ukutsalwa kwerhafu maximum). Petrenko wamkela 100 lamawaka. Per ngenyanga. NGOBUCHULE (13%) ilingana no-13 lamawaka. Per ngenyanga.

Kunyaka ikhalenda Petrenko uya kumnika irhafu karhulumente:

13 x 12 = 156 lamawaka. Engange. Kwezi, kuya kubuya amawaka 120., Nangona yokuba uhlawula amawaka 130. Per ngonyaka yimfundo yomntwana.

Ke unyango kunye noqeqesho yokubuyela kuphela imali yerhafu yengeniso eyayichithwa, kodwa engange hayi ngaphezulu kwe 120 thous..

Iinzuzo unyango: ukwanda kwamatyala

ukutsalwa kwerhafu zinikwa kwezi meko zilandelayo:

• Intlawulo kunye nonyango yakhe izalamane, abantwana (abangaphantsi kweminyaka eli-18) phakathi kweenkonzo, evunywe yi-Government. Ukuthengwa amayeza kunye nezibonelelo zonyango efakwe kuluhlu evunywe yi-Government. Kufuneka atyumbe gqirha.
• Intlawulo iminikelo kwi-inshorensi ngokuzithandela ngokwabo kunye namalungu eentsapho (abantwana kuphela ukuya kwiminyaka eli-18).

Amaxwebhu afunekayo ukuze wokutsalwa kwerhafu unyango

• Ingxelo umholo.

iikopi:

• izivumelwano Service.
• Amaphepha-imibutho zonyango.
• Iirisithi kunye namanye amaxwebhu engqina intlawulo.
• Ngawo.
• Amaxwebhu esiqinisekisa isibakala lolwalamano.

ezibanjwayo impahla

Ngoku vula kumbuzo ukuba zingaphi izihlandlo ungafumana ukuxhuzulwa irhafu kuba indlu kunye nokuthengwa.

Ukuthengwa kunye nokuthengiswa izindlu zihlelwa ngokuba "Ukutsalwa kwemali nempahla." Ukuze uthathe angenelwe, kufuneka ube ingeniso esemthethweni.

Ngoko ke zingaphi izihlandlo ungafumana ukuxhuzulwa irhafu yokuthengisa? Kuxhomekeke kwixesha lilifa:

• Ukuya kwisigidi esi-1 ukuba indlu, umzekelo, ubunini ngaphezu kweminyaka emithathu.
• Ukuya ku 250 lamawaka. Engange, ukuba ngaphantsi.

Ukuthengiswa kobunini share

Umbuzo ngulo: "Kuthekani ukuba umhlali ayikho yonke indlu kwipropati, kodwa kuphela iqhekeza?" Kulo mzekelo, ukutsalwa uya bulingane kule nxalenye. Enye into - ukuba sheya ebunjiweyo njengento esecaleni. Umzekelo, igumbi kwi indlu, leyo yokundwendwela yalo. Emva koko ke umhlawuli werhafu isicelo inzuzo enkulu.

Xa uyithengisa inani izindlu zokuhlala kwikhalenda unyaka omnye ummi unelungelo lokukhetha ukutsalwa kwerhafu into enye kuphela.

Ngoko ke, impendulo yalo mbuzo: "? Zizihlandlo ezingaphi ungafumana ukuxhuzulwa irhafu" - iya kuba: kanye ngonyaka. Le exemption unikwa kuphela enye indawo yokuhlala yokwenene yokuzikhethela. Isixa ixhomekeke ixesha elichithwa kule propati.

yokufuna impahla

Sichubeka ukuthenga. Okunye ncam, umbuzo zingaphi izihlandlo ungafumana ukuxhuzulwa irhafu kuba nokufunyanwa indlu.

Iyonke imali yezibonelelo kunikwa 2 mln. Isixa-mali angandiswa kunye nokufunyanwa kwempahla mortgage.

deduction Property asilungiselelwanga yokuqala ekufunyanweni kolunye izindlu close izalamane okanye abanye abantu, ukuthenga nokuthengisa phakathi leyo ngenjongo zokufumana inzuzo indlela kwenkunzi umzali okanye enye ekujoliswe mali mali (inkqubo "Affordable Housing", "usapho oselula" njalo-njalo. D. )

Sebenzisa le sibonelelo kuba kanye ebomini

Le exemption iqala ukususela ngexesha lokuthengwa kwempahla kwaye kutshintshelwa kwamanye iminyaka kwexesha ukugqiba ukukhathala komda. Kulo mzekelo, akukho ummiselo umda ngasekunene lotsalo.

umzekelo

Sidorenko AA Ndathenga indlu engange-3 million. umvuzo wakhe - amawaka 50 engange .. ngalinye ngenyanga. imali yonyaka yerhafu yengeniso iya kuba:

(50 x 12) x 13% = 78 amawaka.

Ngoko ke, ukutsalwa kuya kufikelela kuma-78 amawaka. Per nyaka. Imali eseleyo (2000 000 - 78 000) 1 million 922 namawaka engange kugqithiselwa elilandelayo.. Kude kube lelo xesha uxolelo abayi wachitha.

Indlela ukubala ngetyala yerhafu indlu athengwe isiqinisekiso for capital lokubeleka

Iindleko lwezindlu kuyimfuneko ukuba uthabathe isixa olwanikezelwa ngolwakhiwo umzali. Kwaye ke intsalela unikwa inzuzo ebomini elilinganiselweyo.

Lwabiwo-mali olubekelwe bucala imali yokuthenga izindlu kunye isixa iziqinisekiso umzali enganikwanga nokunye.

Ukujongana imoto

Abanye abanomdla umbuzo zingaphi izihlandlo ungafumana ukuxhuzulwa irhafu imoto. Xa uthenga nasiphi na izibonelelo ezinokunikezelwa.

Ngaba ngokuxhomekeka kwirhafu yengeniso intengiso yesithuthi, leyo sele ephethwe iminyaka engaphezu kwama-3.

Kukho kwakhona ilungelo lokuthengisa ukuya ku-250 lamawaka. Thambisani. Ukuba isixa intengiso imoto, wayengumhlali ngaphantsi ixesha "ezamahala", kokukhona uxhomekeke yerhafu yengeniso.

umzekelo

Titarenko PD Ndandithengisa imoto, leyo kobumnini wakhe kunyaka 1. Le deal yaba 700 lamawaka. Engange. Ngenxa yoko, Titarenko kufuneka ahlawule:

(700 000 - 250 000) x 13 = 22 750 engange.

professional

Oku kuyanceda ukuba siyahambelana isangqa elimxinwa zabantu. Banikwa ukuba umvuzo yombhali, iziphumo zemisebenzi zophando, amaxwebhu ngamnye ukuba iindleko abarhwebi awabandezeleka ilahleko kwimarike izibambiso.

iziphumo

Ngoko ke zingaphi izihlandlo ungafumana ukuxhuzulwa irhafu? Kufuneka sijonge phandle ukuba konke oko kuxhomekeke ngenzuzo iziseko. Uninzi iinzuzo zerhafu i elinikwe imida ethile kunyaka ngamnye. Njengoko yalo ingeniso, kwimeko nganye kuyimfuneko ukuba abonisane kunye nabasemagunyeni irhafu ukucacisa na, ekubeni uluhlu esibonelelwe amaxwebhu axhasayo kufuneka imiselwe kwi-Code. Oku kunokwahluka ngokuxhomekeka meko. Thina nje efuna ukudlulisela ulwazi ukunceda abemi baqonde ukuba yintoni iingenelo ukuba banelungelo. Kakade ke, iirhafu ayafuneka ukugcina ucwangco nozinzo kuluntu. Baya kwimivuzo yootitshala, oogqirha njalo njalo. On. Kodwa kwiimeko zobomi zizinto ezifana ukuba ngokusemthethweni lokubaleka ukuhlawula irhafu kukho unxibelelwano. Ukuchitha imali kwezemfundo, kulondolozo lwabantwana, ukuthenga lwenkobe kakhulu ushaya kucebisa abemi. Ngoko ke, uxolelo kwiimeko ezinjalo kukho unxibelelwano.