Zingaphi lamanani ikhadi Savings Bank? inombolo yekhadi Sberbank. Imephu Savings Bank - oko amanani ukuthini

Ukhankanye ukuba Russian Sberbank kokwamkelwa iinkonzo zemali, umntu lowo ke uya lijongene ngokuqinisekileyo nesiphakamiso akhuphe amakhadi ebhanki. Asithabathele wona kwizandla zakho ndifunda ngenyameko, ekusweleni ndiyabawela ukwazi zingaphi lamasuntswana imaphu Sberbank noko ukuthini.

Namhlanje Kunzima ukucinga ukusebenza kwenkqubo zebhanki lwehlabathi, ngaphandle cards. ikhadi iplastiki - lophawu ebalulekileyo kubomi bemihla ngemihla phantse wonke ummi.

iinkqubo zentlawulo International

inkqubo yentlawulo International Visa, MasterCard, JCB, American Express, isidlo sangokuhlwa Club zisebenza ngokusebenzisa inkqubo payments non-cash ehlabathini lonke. Ukuthandwa nkqubo ngenxa elula, lula nokuthembeka. Ngamafutshane, abathengi abaninzi ukugcina imali yabo kwi-akhawunti zebhanki ezinxulumene amakhadi zeplastiki. Ukuba kuyimfuneko, ahlawule umntu ukusebenzisa imali, kunye nemephu apho ukuze sitsale anenani elifunekayo intlawulo. Savings Bank ibambisane iinkqubo yentlawulo ezimbini - i MasterCard kunye Visa.

inkqubo yentlawulo Nawuphi - i-International Association of yeebhanki. Kukho ezithile imithetho yokusebenza kwenkqubo kunye onke amaziko emali kufuneka athobele nabo. Njengelungu inkqubo yentlawulo yelizwe, ibhanki inemisebenzi emibini. Okokuqala, kuye kukhutshwe amakhadi. Okwesibini, eqhuba inkonzo yabo. Njengoko umthetho, lebhanki idibanisa zombini ezi misebenzi.

Ukusebenzisa amakhadi ebhanki

Kungakhathaliseki amanani amaninzi kangakanani kwimephu ye Sberbank, ubukho balo ivumela abaxumi bayo ukufikelela kwiintlobo ngeentlobo kwiinkonzo zemali ezifana:

• Intlawulo yempahla kunye neenkonzo yebanki;
• notsalo imali;
• ukufumana ulwazi ezahlukeneyo malunga nemeko kunye nolawulo lwe-akhawunti;
• imali kwenye ikhadi okanye akhawunti njalo njalo.

Kubalulekile ukuba kusetyenziswe umnini uthwala, kodwa ikhadi ngokwayo sihlala isisixhobo ebhankini.

Iintlawulo Non-cash eziyingenelo bonke abathathi-nxaxheba, njengoko zinako zingaqhubeka zisebenzise imali umxhasi aseleyo kule akhawunti. Umxhamli usoloko ukufikelela isixa-mali esikhudlwana kunokuba ngenye indlela kuba ilifa yimali, ngaphezu koko, imali biyela ubusela. Abamkeli Akuyomfuneko ukuba uhlawule ukuqesha kubaqokeleli, ukhuseleko njalo ukuwusa kwaye yokufumana imali njengoko isixa sentlawulo aphakame ngokukhawuleza kwi Ibhodi.

Ngenxa yoko, inkqubo yentlawulo kuqinisekisa ukuba imisebenzi ukubalwa phakathi kwabo bonke abathathi-nxaxheba kule nkqubo. Instrument inkqubo yentlawulo sele amakhadi yeplastiki ebhankini.

Yiyiphi inkcazelo iqulethwe kwimaphu

Bank Card Savings Bank - kuba sisixhobo esibalulekileyo iinkqubo zentlawulo. Ngoko ke, ukuze kumgangatho sikhutshwe amakhadi kwiziko abe standardised iparameters.

ulwazi lwezezimali yenethiwekhi na ikhadi Sberbank. Yintoni na le amanani kuyo kunye nezinye iinkcukacha kulawulwa ngokucacileyo. Ngoncedo lwabo kungenzeka ukuba:

• ukuchonga shishino kunye ebhankini ekukhutshweni, inani, igama ngumnini;
• ukumisela iimfuno yibhanki enxulumene nenkonzo ikhadi;
• ukuqinisekisa ikhadi kwaye umnini kwayo kwimo ekude.

Kuyinto ikhadi mandatory kufuneka siqulathe le ngcaciso ilandelayo: Inombolo, umhla wokuphelelwa kunye nekhowudi zenkonzo yawo, ibhanki data ekhethekileyo ingasetyenziswa ububhali.

Imigangatho ye amakhadi zeplastiki

Sberbank of Russia okhupha iintlobo ezininzi amakhadi ebhanki, ezinxulumene iinkqubo zentlawulo Visa Classic and Standard MasterCard. Kungakhathaliseki ukuba amakhadi kunye nabanye zahlukile kwinjongo functional, ke bonke ukuba ukukhawulelana nemigangatho yamazwe ngamazwe yokuba amakhadi zeplastiki. Iimpawu ze inikwe ISO / IEC 7810 umgangatho wobomi babo.

Zingaphi lamasuntswana imephu Sberbank

Savings Bank - yenye yeebhanki ezinkulu Russian. Ngokutsho ukusekwa ezisesikweni resource web, inani zabathengi lidlula 800 amawaka abantu. Kwaye abaninzi amakhadi ubuncinane enye yeplastiki ekhutshwe ebhankini. Nangona ebonakala onke amakhadi afanayo, ngamnye kubo siqu yayo, yahlukile kwezinye egumbini. Cinga inani lamasuntswana kwi Savings Bank of imephu nento ukuthini.

Umvo lokuqala ikhankanya ushishino umnikeli ngayo. Kwimeko kwicandelo logcino, inokuba inombolo 4, 5 okanye 6.

Imivo mihlanu ezayo - identifier umsebenzisi. Ingakumbi, ukuba ingasetyenziswa ukuqinisekisa ukuba yeyiphi ikhadi inkqubo yentlawulo kuyasebenza:

• 4 limisela ukuba ikhadi lobulungu kwinkqubo Visa;
• kwi kuluhlu ukususela 51 ukuya 55 - MasterCard;
• amanani 34 no 37 - American Express;
• Maestro luqala 6.

Imivo ezishiyekileyo - ukuchongwa inani le akhawunti ye client. Ngamanye amaxesha kwimephu dibanisa inani elinye ngaphezulu, ekusebenzeni yokugqibela xa itshekhi. Kuba definition salo algorithm ethile Leung.

Inani lamanani iimephu ezahlukeneyo kunokuba 13 no 16 ukuya 19. amakhadi endala-isimbo, kukho eziyi-13. Uninzi amakhadi zeplastiki ekhutshwe namhlanje inenombolo ayi-16. Inani ukusuka amasuntswana angu-18 ukuya Savings Bank of maphu ifumaneka yeplastiki Maestro ikhadi. Ikhadi ne kwamanani amalungu ma-19 ukuba kunokwenzeka ukuze awiselwe ezongezelelweyo engundoqo.

Maps of Sberbank of Russia

Sikhutshwe ngu Sberbank of Russia amakhadi kweentlobo ezimbini: amakhadi singatsala mboleko ebhankini. Uninzi lwabo ziyafana iimpawu zazo kunye noluhlu lweenkonzo ezinikezelwa. Kodwa ke kuphela xa efika kuqala. Enyanisweni, onke amakhadi bendawo kuxhomekeka injongo ebezabelwe awuthwale.

Ikhadi Visa Classic and Standard MasterCard zilungiselelwe abantu kusoloko kubashiya urhulumente. Ngenxa inani elikhulu leendawo zenkonzo, kuba lula kakhulu ukuhamba.

Cards Visa Gold and Gold MasterCard isesikweni olu hlobo mveliso zemali zigxininisa ubume ngumnini. Plus eziliqela amalungelo kunye neebhonasi xa kuthelekiswa nabanye.

Kwabasebenzi, imihlala-phantsi, yokufunda, iinzuzo zentlalo usebenzise omnye amakhadi amaninzi ethandwa - ikhadi "Maestro-Sberbank". Zingaphi lamasuntswana iqulathe inani, sinokuqiniseka kumnini. Olu lwazi luncedo xa ngokutshintshela iingxowa phakathi amakhadi, sokuchonga kumnini, xa kwimeko yesibheno inkxaso iziko lenkonzo yomxhasi. Funda inombolo yekhadi, ukuba ayikho esandleni, ungenza ngokutsalela kumgca we-Savings Bank shushu. Noko ke, kule meko, kuya kufuneka ukuphendula uthotho lwemibuzo (ngokuba ungqinisiso client).

ukuphepha

Abanini abaninzi ikhadi lebhanki siqinisekile ukuba, ngokugcina i-PIN imfihlelo, ukuba bangazikhusela kwizenzo nabakhohlisi. Awu, akunjalo. Ngokwendalo, iPIN khowudi kufuneka akasinikanga elikheswa. Nangona kunjalo, oku akwanelanga. Ukuze okuhlawulela iimpahla kwi-Internet, kwanele ukuba ukwazi amanani amaninzi kangakanani kwimephu ye Sberbank, ezo amanani, umhla wokuphelelwa kwekhadi, ikhowudi yayo yokhuseleko. Ngolu lwazi, izaphuli-ngokulula kubalwa imali abanye abantu. Ngoko, nawuphi na umnini ikhadi yeplastiki ngetyala kufuneka aqonde ukuba ngcono ukholosile ukugcina lonke ulwazi, olusetyenziswa ngayo.