Iibhanki inkulu eRashiya. iibhanki Russian Major: uluhlu

Kutshanje, iibhanki ezininzi zabandezwa mvume, bemkile yimali okanye ivaliwe ngenxa yaso nasiphi na esinye isizathu. Ngokuqhelekileyo, i akukho nanye abantu abaqhelekileyo yale ujikelezo akayi kukuxelela ngoku baya kuba elide kwaye usoloko udiniwe ukungqina ukuba kumaziko zemali baba iindlela zabo, uze uzame kwakhona emva kwabo. Ukuze siphephe iimeko ezinjalo, kufuneka ngakumbi phambi imali inikelwe ebhankini, ukuba ukuhlola yayo mali, inqanaba ukuthembeka, ukufunda nohlolo kunye, kakade, sifumanise nokuba yinxalenye yeebhanki ezinkulu eRashiya. Ikubeka la maziko zemali, thaca ngezantsi, uya kwenza oko ngokukhawuleza yaye ngakumbi kakuhle. Kufuneka kukhunjulwe ukuba ibhange a client enye engafakwanga kuluhlu ecetywayo, oko akuthethi ukuba abanobubi aba, okanye kungekudala uza kuhamba yimali. Lo mzobo enikwe ngezantsi sidwelisa kuphela 10 ezinkulu kweendonga ngokwemigaqo data ezisemthethweni ekhoyo.

kubalwa olusuka

La maziko zebhanki ecetywayo ngezantsi rating linikwa kwi iinguqulelo ezimbini. In lokuqala - yebhanki inkulu eRashiya, uluhlu elo ezibekwe ngayo ngokwemigaqo-asethi. Ngokuba ukubala yayisekelwe ulwazi kweli nxiwa lelona Central Bank of Russia. Zibandakanyiwe xa kubalwa-asethi engamanzi kakhulu, zizodwa imali kutyalwa esitokisini, bonds, amanqaku promissory, kwaye iimali abandakanyeka ekubunjweni kwekomkhulu neminye imibutho, ii-asethi ezisisigxina, mboleko ukuba abantu amaqumrhu asemthethweni, ezingenakuchukunyiswa kunye nezinye izinto.

Uluhlu lwesibini, olubandakanya iibhanki ezinkulu zorhwebo eRashiya, thaca ngokwemeko iidipozithi ngemiyinge emincinci iyakudlala nomdla izimali. Ngaphandle kwento yokuba kufunyenweyo kunikwe eminikelweni ngabantu, avela kuluhlu ezingenisiweyo ziya kuba nako ukutsala izigqibo ekunene kunye nemibutho esemthethweni. Zonke iinkcukacha ukungaphili ka-Apreli 2015.

Iibhanki inkulu Russian: Iimpahla

Olu luhlu lulandelayo ingqinelana ku-Apreli 2015. Iibhanki ibekwe ubuncinane ukunciphisa isixa-asethi, oko kukuthi, i-ephakamileyo ibhanki kuludwe, kokukhona isixa-asethi zayo, yaye vice versa.

1. Sberbank of Russia.
2. VTB.
3. Gazprombank.
4. VTB 24.
5. Rosselkhozbank.
6. FC Discovery.
7. Alfa-Bank.
8. Bank of eMoscow
9. National Clearing Center.
10. UniCredit Bank.

Kufuneka kuqatshelwe ukuba olu luhlu iyavela iibhanki enkulu yaseRashiya. imibutho efanayo kwamanye amazwe azithathwa, nangona abanye babe ofisi zabo ummeli kunye namagatyana amazwe. Ngoko ke, eneneni, uthungelwano zebhanki enkulu, akakafiki iphumelele imarike Russian, nakubeni ke ngeke ibe enasilela ngayo kwamanye iibhanki kuluhlu kukuthembeka kunye nozinzo, awusayi kumakishwa.

yebhanki inkulu eRashiya. iidipozithi abantu

Olu luhlu lulandelayo ingqinelana ku-Apreli 2015. Iibhanki ibekwe ubuncinane ukunciphisa isixa iidiphozithi abantu ', okt phezulu kweebhanki kuluhlu, kokukhona isixa iminikelo yakhe; vice versa.

1. Sberbank of Russia.
2. VTB 24.
3. Alfa-Bank.
4. Gazprombank.
5. Rosselkhozbank.
6. Bank of eMoscow.
7. Raiffeisenbank.
8. Promsvyazbank.
9. Ekhaya Credit Bank.
10. "Ukuvula" Khanty-Mansiysk Bank.

Kuba udidi abantu ukuba unomdla ubeka imali yabo, kodwa woyika ukuthemba amaziko zokubhankisha ngenxa yokulahlekelwa imingcipheko emfono kunokwenzeka ukuba kucetyiswa ukuba balisebenzise entlanganweni ikhankanywe apha ngentla, nto ixesha elide ubukho yemarike zezimali yangqineka ithembekile, banyanisekile yaye isakhiwo sizinzile.

Izinto eziluncedo nokubambisana yeebhanki ezinkulu

Njengoko ubona, imizi egcina imali, ingakumbi ezincotsheni ezi zintlu zimbini ziyafana. Intsebenziswano nabo amandla ukwanda siqinisekiso ukuthembeka iidipozithi, ukugcina imali kwii-akhawunti kunye neebhokisi imali ekhuselekileyo. Ukongeza, amaziko ezinkulu zemali, kokukhona amasebe ayo, ngenxa yoko, inqanaba eliphezulu intuthuzelo ngabathengi musa ukuba aye kwelinye icala ledolophu ukuya kwinqanaba elifunekayo lenkonzo. Njengoko iibhanki ezinkulu Russian badla zinika uluhlu olubanzana iinkonzo kunye neemveliso (zombini ngetyala kunye idiphozithi) ngaphezu enye, nayo leyo eyandisa ukuhamba zabathengi.

Bendlela intsebenziswano neebhanki ezinkulu

Bobubi ephambili wentsebenziswano kunye nemibutho ezinkulu ezinjalo iimeko, iirhafu kunye namaxabiso. Ngokufuthi ngaphantsi kwe kwibhanki enkulu inokufumaneka iimeko ezithandwa kakhulu ukuba ukuboleka khona imali. Qaphela, noba kunjani, ukuba kulo mgangatho kukuthembeka kunye nokhuseleko imali kwiibhanki ezinkulu, akusekho naphi na. Uleqa iimeko abangenabani, ungaphulukana yonke into. Isigqibo ukusebenza omnye okanye kwenye ibhanki, Kakade, ezifunyenwe ummi ngamnye okanye umbutho yabo nganye, ngokususela kwiimeko ezininzi ezahlukeneyo, kodwa xa kukho ithuba lokukhetha, sincoma usebenzisa iinkonzo zebhanki kanye apho isiqinisekiso bezokhuseleko kunye nokuthembeka, nokuba ngeendleko nenzuzo kangako uluhlu lwamaxabiso. Kufuneka kukhunjulwe ukuba naliphi na iziko zemali enika intsebenziswano kunye ngaxeshanye ligxininisa evumayo kakhulu lwamaxabiso / inzala / irhafu / iintlawulo njl E., eziya kwahluka kakhulu kwi-avareji enokuba yi-ofisi wasentsomini benza imisebenzi yobuqhetseba.

iziphumo

Ngokusekelwe kule nkcazelo ingasentla, oko kuqatshelwe ukuba iibhanki inkulu eRashiya, akhiwe kwimigca yokuqala kuluhlu zibekwe khona ixesha elide, nto leyo ungqinela kuphuhliso lwabo rhoqo, ingqalelo kubaxumi, ukuqaliswa iindidi ezintsha kweenkonzo kunye nokwandisa nangentuthuzelo zokusebenzisa ikhona. Kwiimeko ezininzi, xa umxhasi we ibhanki enkulu, ukuba kutyelela isebe lakhe rhoqo akukho mfuneko, njengoko inani elikhulu zeenkonzo zingafunyanwa nje usebenzisa i-internet banking. Oku kusebenza kuzo zombini abantu kunye nemibutho esemthethweni. Ukuba kufuneka ndwendwela isebe lebhanki ukho, kwaye kule ngobuwena, ibhanki enkulu Kukhethwa ngakumbi kuba inabemi ngamanqaku nje ngakumbi enkonzo kunye nabantu zomthetho ngaphezu neminye imibutho efanayo.