Izinto eziluncedo nezingeloncedo of ngetyala zemfundo: izimvo zeengcali

Amaxesha xa wonke umntu angalindela ukufumana imfundo ephakamileyo nengqesho qinisekisa, ngelishwa, kwasilela kakhulu. Kakade ke, kwiiyunivesithi mihla ezisenezithuba yezemali, kodwa inani labo lehla ngonyaka ngamnye. Kwaye kucingwa ukuba iindleko zokufunda ukusuka komnye unyaka ukuya komnye, kwaye iindlela abanjalo intsapho nganye, abazali abaninzi baqalisa ukucinga malunga nokuyilwa ngetyala lemfundo.

okukhona

Uncedo ibalulekileyo - kuba ngokuqinisekileyo ithuba lokufumana imfundo kwi kwiyunivesithi amaphupha akho. Ke kaloku, njengokuba umthetho, intlawulo yetyala yenzelwe ukuze ngethuba uqeqesho kufuneka uhlawule kuphela inzala, kwaye umzimba mboleko zibuyiselwe ebhankini emva kokugqiba. Kukho nezinye iingenelo eziliqela ekufumaneni mboleko zemfundo:

• mboleko nje kuphela abo siceba ukuba angene e-isigulane iyunithi, kodwa abafundi abakhetha i ngokuhlwa okanye ifomu imbalelwano;
• nkqubo ayipheleli iiyunivesithi kunye namaziko, kodwa amanye amaziko: zezifundiswa, iikholeji, izikolo zobugcisa;
• inani kweebhanki ezifundisa amathuba okuqala iintlawulo zeenqununu kunye nenzala efumanekileyo kuyo, ukususela ekudalweni lokuthweswa neenyanga ezintathu emva, oko kukuthi, abafundi kufuneka ixesha lokuba bafumane umsebenzi;
• amathuba mali karhulumente kwakhona kuluncedo kakhulu: ngokusebenzisa kuyo, ungenza ngesiqingatha ixabiso letyala zemfundo;
• Bank uhlala yedwa libala imali efunekayo kwi-akhawunti yeziko kwaye wenza njalo ngendlela efanelekileyo.

Nyaka ngamnye, kwakunye nazo zonke ezinye iintlobo-mboleko, olu hlobo kuya zifikeleleke ngakumbi ebantwini - iibhanki idini unyanisekileyo nenzuzo.

bendlela

Wonke ngqekembe a icala Flip, kunye mboleko emfundo kubafundi - akukho ngaphandle:

• Mhlawumbi i ethile ephambili kukuba uninzi iibhanki bayavuma ukuba basebenzisane kuphela ezo maziko ube uqinisekiso karhulumente;
• iibhanki kakhulu ingqalelo kungekuphela ezikhethiweyo eyunivesithi, kodwa kulo msebenzi, apho ubolekayo ufuna ukufumana, ukuvavanya amathuba ayo, ukufaneleka kunye nokuthembeka;
• phantse kusoloko kukho imfuneko ukuba ahlawule idibhozithi okanye ukunika sinzima yebhanki (kwindima yokugqibela, njengokuba umthetho, ukuba kusapho lomfundi, kwakunye akananto ingasetyenziswa imoto, indawo okanye izibambiso);
• ukuba umfundi ungalinikeli intlanganiso aze agqibe ukuba ayeke uqeqesho, ukupheliswa intengiselwano uya yena ebiza kakhulu isixa ngeenxa zonke.

Phambi kokwenza mboleko zemfundo bonke nobunzima kanye "kwizazi" kunye "bawo", uze ukhethe a nenzuzo zokubhankisha umnikelo.

NgokoMthetho kunye nenzala

First Bank, nto leyo laqalisa inkqubo efanayo "Savings Bank". Noko ke, oku yathathwa yi namanye amaziko amaninzi. Noko ke, inkoliso yabo ithuba lokufumana imali yemfundo eRashiya iimeko ezinjalo;

• Thabitha mboleko senziwe engange;
• ixesha lokuhlawula seminyaka 10-11;
• umyinge wenzala - 12-20%.

Ezinye iibhanki, phakathi kwezinye izinto, yenza kube lula ukufumana imali-mboleko ngenxa ukufunda kwamanye amazwe, kodwa kulo mzekelo ubudala umboleki kufuneka ube neminyaka engaphezu kwama-21, kwaye ubukhulu kwe izinga lenzala iphezulu kakhulu.