Le factor lwengingqi - yintoni na le nto? wage apaka rayon

Le factor lwengingqi - eli binzana ngokugqibeleleyo eliqhelekileyo kubantu besizukulwana abadala. Ingakumbi abo ngexesha iminyaka yobutsha bakhe ukuba baye "imali enkulu" kwimimandla esemantla yelizwe lethu. Kodwa isizukulwana esitsha ayisoloko uyazi ukuba yintoni loo nto. Yiyiphi into zommandla kwimimandla Russian kwaye nokuba yena? Iimpendulo zale mibuzo neminye siza kuzama ukunika kweli nqaku.

Yintoni RC?

Russia - ngenene lilizwe omkhulu nonamandla. indawo yayo iye apho ixesha eziliqela sezulu. Oku ngazo kwaye kuya kuxoxwa ngazo namhlanje.

Njengoko usazi, iimeko zobomi babantu abahlala Sochi kunye, umzekelo, e Irkutsk, zahluke kakhulu enye kwenye. Kufuneka iimali ezahlukeneyo iimpahla zobusika, kuye kunyanzeleke ukuba uhlawule iimali ezahlukeneyo ukufudumeza lwezindlu. Iindleko zokutya ngabo nalo ezahlukeneyo. Ngoko ke, xa ugqirha umvuzo efanayo okanye umgangatho injineli bobomi iya kuba ngokupheleleyo ezahlukeneyo.

Ukuze yokungenelela lo mahluko kwimimandla neemeko zokuphila ezinzima, siye zaqaliswa okuza zengingqi kunye nezibonelelo. imali ingqalelo olongezelelweyo kujongwe ukuba axolelanise abantu kunye neemeko kakhulu zobomi kunye nomsebenzi. Izinto lwengingqi - index lwamanani, nto leyo ebonisa izinga ukwandiswa ntlawulo emali, kuxhomekeka kwindawo yomsebenzi neyokuhlala amalungelo. Kuphi lo mbono?

kuphambuko kuso zembali

Kuba okokuqala inkcazelo enjalo wabonakala ngo-1964. Kwindawo eyayisakuba yiSoviet Union eli nani kusetyenziswa ukubala umvuzo abantu abaqeshwe kushishino oyile negesi. okuza kunye nezibonelelo zengingqi ziye zasasazwa ikakhulu nabemi bommandla Yamal-Nenets. nabo bafumana iigranti abahlali kummandla Khanty-Mansiysk.

Ukuza kuthi ga ngoku, noluhlu kwiindawo kuwa phantsi yintshukumo ratio inyathelo-up, liye landa kakhulu. Ukongeza iindawo eFar North, uluhlu iquka abaninzi iingingqi Urals, eSiberia, East Far kunye nezinye iinxalenye kwimimandla esemantla eRashiya. Kule akhawunti ye lomlingani ye nganye kwezi lwenziwa kwi ngereyithi ngamnye. Malunga kwabo siya sithethe kancinane.

Ukumisela ubungakanani weRiphabliki Kazakhstan

Ngokubanzi, uluhlu kuba ukubala yahluka ukusuka 1.1 ukuya 2. mba ubalulekileyo lwabasebenzi kwemivuzo zommandla sinokulindela ukuba amashishini ebekwe kummandla Arctic Ocean, abemi Yakutia kunye Chukotka. lomlingani "2" kubonelelwe kuwo.

Uninzi amazwe osemantla aseYurophu Russia unezinga ukusuka 1.15 ukuya 1.4. Oku kuthetha ukuba abemi le mimandla ahlawulwa, ukwanda kwe-15 ekhulwini-40 ekhulwini, ngokulandelelana kwazo.

Ukubalwa 'ngumlingani yommandla inika umlinganiselo othile kobunzima zemozulu, ubukho (okanye ukungabikho) of a links elungileyo izithuthi zikawonke. Kwakhona ithatha ingqalelo impembelelo yohlobo ubunzima kunye nengozi yomsebenzi owenziwa. izikhombisi zinto zangoku zaye zavunywa umva ngo-2011 kwaye unanamhla.

Xa icala RK

Ukubalwa 'ngumlingani lwengingqi - into elula. Kufuneka nje ukwazi ukuba kungenelwa njani yeyethu, yaye iyintoni engasebenziyo.

Isixa-mali eyandisiweyo iintlawulo phantsi kwemithetho enxulumene:

• yomvuzo ukusukela kumhla werisithi yokugqibela ukuya kwishishini;
• imali iyonke kweerhafu kumvuzo, kuquka "Iminyaka yenkonzo" oko kukuthi, iimali ezihlawulelwa zenkonzo eqhubekayo ukusebenza;
• izibonelelo ezahlukeneyo izidanga zemfundo, izakhono kumsebenzi kunye namanye amalungelo;
• imbuyekezo iimeko zokusebenza eyingozi eyingozi;
• "Night" iibhonasi;
• ngexesha elinye-intlawulo yonyaka yokusebenza ( "umvuzo 13");
• intlawulo ngomsebenzi ngamaxesha athile okanye okwethutyana;
• esibhedlele;
• izibalo kuhlawulelwa part-time umsebenzi okanye inxalenye-time.

Kwi intlawulo weRiphabliki Kazakhstan ezingabandakanywayo

Le factor lwengingqi - kuba sisalathisi ebalwa akukho kuzo zonke iimali ekufuneka zihlawulwe. Engazange zezi yokubala ezifana:

• bethengisa, ukusukela ukuba kubalwa ukusuka kwimali esele ukwanda umvuzo;
• nayiphi na into iibhonasi ixesha elinye kunye nemivuzo, iimiba isivumelwano sengqesho, kwaye ikhutshwa kuphela xa isicelo yolawulo yenkampani;
• Northern premium ekhulwini ukusebenza phantsi kweemeko ezinzima.

Abadla umhlala-phantsi kunye ukulwa

Lwesithili kwimimandla factor ikwachaphazela lokusekwa pension. Nangona kunjalo, kukho ezinye ubuqili kulo mbandela. Isenzo lo mba kuqhubeka kuphela logama nje umhlala abahlala kwintsimi. Kwimeko lokuhamba yokuhlala isigxina kummandla kunye isimo sivune ngakumbi imali yezibonelelo ukuba zitshintshwe okanye irhoxisiwe ngokupheleleyo.

Kwaye apha lomlingani yesithili emkhosini ngokwengingqi ngokubanzi. Uluhlu ngakumbi kuquka weentaba, ebharhileyo okanye iindawo entlango. A umba supplementary kuluhlu iintlawulo zibalwe ngokutsha, wongezelela ibhonasi eya kunikwa ilifa iimfihlakalo karhulumente.

Ixabiso le okuza nemimandla

Ngoku makhe sikhangele ukuba yintoni ratio mmandla zingacwangciswa kuxhomekeke kummandla apho umsebenzi umsebenzi. Ngokubanzi, esi sixa ingahluka malunga ngqo apho indawo uchaphazelekayo.

Eyona nto inkulu - 2. inika:

• ngokuba uninzi kwiziqithi Arctic Ocean, kwakunye ilizwe akhiwe imila- kweelwandle yayo;
• Ena, ummandla Sakhalin;
• Chukotka nemimandla ezikufutshane;
• kuba inkoliso Kuril Islands;
• ukuba imimandla industrial ezinxulumene Yakutia, kunye namashishini extractive nobukrelekrele iqhele khona.

ixabiso rate yoMmandla 1.8. Ubonelela:

• zezithili ezisemaphandleni le Krasnoyarsk Territory;
• kwamanye amazwe kummandla Murmansk.

lomlingani Ixabiso Regional 1.7 enikwa:

• umhlaba Southern Yakutia.
• indawo Murmansk;
• kummandla Magadan.

ixabiso Bet ka 1.6 isetyenziswa:

• kwimimandla kumntla Krasnoyarsk Territory;
• kwezinye United zommandla Taimyr;
• kwiindawo ezininzi weRiphabliki Komi;
• yonke ubude kummandla eKamchatka.

Izinga 1.5 isetyenziselwa:

• Nenets District Ukuzilawula;
• Mansiysk kummandla yommandla osemantla;
• amanye amaziko engingqi ye- Tyumen.

Ukuphucula ixabiso lommandla lomlingani 1.4 inikwa:

• kummandla zeAltai;
• kwi ekuMmandla Primorsky, Tyva kunye Republic of Karelia;
• kwezinye iindawo zaloo mmandla Arkhangelsk.

Olubalo lwenziwa ngesantya 1.3:

• Tomsk, Bodaibo, Severobaikalsk;
• Bratsk, Irkutsk, Krasnoyarsk, Ust-Ilimsk, Evenki;
• kwezinye kwimimandla kummandla Buryatia kunye Amur.

Le into efanayo sidlalwa kumhlaba Irkutsk kunye kummandla Tomsk, District Ukuzilawula Khanty-Mansi kwaye kwezinye iindawo weRiphabliki Komi.

into Regional ka 1.2 isetyenziswa:

• Iyavuma, Perm, Primorye Territory;
• phantse kulo lonke elo kummandla Arkhangelsk kunye kummandla Buryatia.

1.15 bid kuba bhetele ukusetyenziswa Karelia.

Uluhlu olupheleleyo ngakumbi kwiindawo kunye nezithili kunye nelungelo zabo okuza ingakhangelwa kwi-website ye-Pension Fund.

Umzekelo yokubala

Njengoko ubona, ombane lwengingqi - elinexabiso kuxhomekeke ngqo kanye apho ibekwe khona lweshishini. Ngokuzimeleyo ukubala umvuzo wabo, kuthathelwa ingqalelo ratio ngasentla ilula. Ukuze wenze oku, nje phinda kumaxabiso ahambelanayo. Umzekelo, ukuba umvuzo womsebenzi lweshishini, apho ibekwe, into engange 28 000 kwisithili Okhotsk of the iyavuma Territory, kuyimfuneko ukuba ukusizalisa;

- 28 000 x 1.6 ( 'ngumlingani ka kulo mmandla) = 44 800 engange Russian.

Kakade ke, lo "izandla" iya kufumana eninzi, kuba irhafu iza kutsalwa kuyo yonke imali ethe.

Ndingenza ukurhoxisa inomlingani lwengingqi?

Abantu abaninzi kwiindawo ezikude of Russia unomdla kakhulu umbuzo wokuba ingaba okanye rhoxisa ukuba xa iintlawulo zengingqi kwixesha elizayo. Emva kokuba yonke intetho malunga nale sele kuqhubeka ixesha elide. Kwakhona siwagxobhagxobhe abemi kwaye ubungakanani ingumlingani lwengingqi. Ngeke sinciphise nto? Impendulo kule mibuzo zicwadi kunzima kakhulu ukuba ukunika.

Sinako uqaphele kuphela eyafika ukusebenza umthetho phezu ukusekwa kwiMpuma Ekude ukususela ngasemthonjeni kunyaka ophelileyo, ukuba imimandla yophuhliso ephambili. TOP Companies baxolelwe kumqathango ayeke ukukhwezela zinto. Ukuze wenze oku, kufuneka ukuba agcine inani iimeko:

• indawo RK ukuba imbuyekezo yemali, yaye oku replacement kufuneka ziboniswe kwi isivumelwano sokusebenza esithe sathatyathwa;
• afumane imvume yomqeshwa;
• ukuhlawula imivuzo zokugqibela ngaphezu iindleko zokuphila.

Kufuneka kuqatshelwe ukuba zonke ezi zindululo zisebenza kuphela kumashishini ngamashishini akhutshelwe kwaye awusebenzi kwimibutho kamasipala kunye karhulumente. Kwenzeka ntoni emva koko? Siza kubona.