Ndazi njani engemva kwerente kwi-akhawunti yakho: eziluncedo line eshushu

Inxalenye enkulu ixabiso mandatory wenyanga intlawulo yeenkonzo eluncedo, ngomnxeba, intanethi njalo njalo. D. Inkoliso yabemi ningabaleli yesazela kakhulu, uze wenze intlawulo kwixesha elichaziweyo ngokungqongqo. Kodwa ke ubomi - into engalindelekanga. Ngamanye amaxesha kufuneka ukuba ushiye ngoko nangoko ekhefini okanye i uhambo ishishini okanye irisithi yentlawulo ngesiquphe shwaka kwicala lumbi. Emva kwethutyana, umnini-mhlaba umbuzo yendalo kuvela: "ubungamelwe na into inkampani yolawulo?"

Ndingafumanisa njani engemva kwerente kwi-akhawunti yakho okanye idilesi, yaye apho ufuna ukwenza isicelo kulo mzekelo? Oku koko siza kuxubusha ngayo kweli nqaku.

Iirenti: oko ifakiwe kule mbono

Amaxabiso irenti kummandla ngamnye, yaye kuya kusanda ngokwanda, kwaye kwisixeko nganye zahlukile kakhulu enye kwenye. Ngaphezu koko, imali kuxhomekeka nkqu endlwini ohlala kuyo, enoba concierge kunye nezinye izinto eziluncedo.

Ngokubanzi, abaqeshi bahlawula:

• nokugcinwa indlu kunye zasekuhlaleni;
• ukulungiswa yangoku kwezindlu.

Intlawulo indlu lungabandakanya zinto zilandelayo:

• nokugcinwa kwendlu;
• Ukulungiswa yangoku kwiindawo eziqhelekileyo;
• iinkonzo eziluncedo zoluntu;
• iminikelo ukulungiswa yenkunzi lwezakhiwo.

Kwelinye icala, iinkampani ezinikezela iinkonzo zoluntu, zibandakanya intlawulo ezi zinto zilandelayo:

• umbane;
• amanzi amdaka edolophu;
• gas;
• zokufudumeza;
• ukususwa kwenkunkuma eqinileyo;
• Ukucocwa zindawo angabamelwane;
• phone;
• a radio;
• ikheshi;
• iinkonzo concierge.

Zonke ezi ntlawulo ebizwayo qho ngenyanga, ukuze abanike akukho ithuba. Kakade ke, xa indlu yakho, umzekelo, ilifti, uze uhlawule kuba akuyi kufuneka ukuba. Kuyo nayiphi na enye imeko, ukuba nkonzo inikezelwa, kufuneka ukuba uhlawule ngawo. Intlawulo akuxhomekekanga nokuba nihlala kweli gumbi okanye hayi.

ofisi Housing okanye RC

Eyona ndlela elidala kunawo nazingxaki ukhululekile ukuba ufunde amatyala wakho ngeenyawo kwi-ofisi yezindlu okanye kwinkampani yolawulo.

Kubalulekile ukuphawula ukuba ngenxa yokuba kule minyaka imbalwa idlulileyo ehlabathini ngakumbi ngekhompyutha, ujikele gqitha ngawo kula maziko. Nangona computerization ngokubanzi kuzo zonke iinkalo zobomi bethu, abantu abaninzi bakhetha ukuba bacele kwingxelo akhawunti. Into yokuba i-ofisi yezindlu - indawo kuphela apho alwaneli kuzalisela ukuya penny iya kubizwa ngokuba ityala lakho, kodwa ukuba ndixelele apho avela khona.

Kuba lula usebenziso kukho eziluncedo umgca eshushu. Le nkonzo iyafumaneka kwi EIRTS, ulwazi abangatshatanga kunye neziko lokuhambisa. Le inkonzo iqokelela iinkcukacha oluvela kwiinkampani eluncedo, kudala amaxwebhu yentlawulo yokuhlala ngamnye, aze athumele irisithi ngeposi. Kwakhona kulo mbutho, ungafumana uncedo kwi yokungabikho okanye ubukho angahlawulwanga.

Sisebenzisa i-akhawunti yakho

Ukuze ufumanise ukuba engemva kwerente kwi-akhawunti yakho, ungasebenzisa ngeendlela ezininzi:

1. Qhagamshelana ilungu imeyile Russian. Ukuze ufumane iinkcukacha, kuya kufuneka nje ukufowunela iinombolo-akhawunti, ubukho omnini igatya lawo nawuphi na amaxwebhu kungenzeka ukuba kuyimfuneko.
2. Le ukuphela nayiphi na ibhanki ngumboneleli obonelela ngenkonzo engasebenzi intlawulo "yoluntu".
3. Ibhanki ekufumaneni intlawulo yeenkonzo eluncedo ukuba inombolo akhawunti.
4. Ukubiza kwedesika uncedo lweshishini, ukunikezela ngeenkonzo zikarhulumente: ubonelelo ngombane, irhasi, amanzi. Noko ke, apha kuya kufuneka ukuba kubiza kumbutho ngamnye ngokwahlukeneyo, ekubeni abanalo ulwazi malunga izibalo zemali oogxa babo.

Zonke ezi ndlela babe engxakini omnye. Ulwazi kunikwa ezinxaxhileyo ezincinane. Umzekelo, oku kudla ngokwenzeka ukuba mhla alephuze amagwebu sele kodwa wongezelela ulwazi kwikhompyutha, kunye nokuhlawula ityala ibonakala igcwele, kusenokufuneka ukuba uhlale engange ezimbalwa kunye kopecks. Ukuze siphephe iziganeko ezinjalo, kuyimfuneko ukwazi irente ehlawulwa kwi-akhawunti yakho kwakhona ngeentsuku ezimbini okanye ezintathu emva kokuba intlawulo.

e

Ukuba ugqiba ukuthenga indlu kwaye ufuna ukuqinisekisa ukuba akukho amatyala, indlela elula ukubuza abanini izitatimenti Akhawunti. Kodwa kuthekani ukuba ufumana indlu ngokusebenzisa umthetheli okanye kwamathandabuzo ukuchana kwengcaciso enikiweyo. Kulo mzekelo, unako ukufunda kwi irente. Ungakwenza oku ngeendlela ezininzi:

• Internet-iinkonzo zeenkonzo zoluntu;
• kwi website esemthethweni iinkampani ezinikezela ngeenkonzo eluncedo;
• zokubhalisa i-akhawunti yakho kwi-website ye nkampani yolawulo;
• ziqhagamshelane ebhankini, ukusebenza nge "yoluntu";
• nge-ATM zamaziko zemali.

Ukongeza, kwizixeko ezikhulu badla amaziko umsebenzi kunye indawo, apho unokufumana inkcazelo ngayo nayiphi na into ngokutsalela idilesi yayo.

on the phone

Indlela elula ukufunda ngamatyala, Ukutsalela inombolo yefowuni ezidweliswe kwi irisithi kule nyanga iphelileyo. Kwakhona, ngofumana nganye idla kuboniswe eziluncedo kunye nomgca eshushu, kodwa ukubuyela eseyiphantse ibingakholeleki. Kodwa ke ukuba ngaba kuba nako ukwenza oku iqhinga, iya ingcaciso enikwe ngaphandle kokulibazisa.

Khangela ityala usebenzisa le internet

Njengokuba mhlawumbi sele waqonda, indlela elula ukufunda angekahlawulwa kwerente kwi-akhawunti yakho, usebenzisa i-intanethi kulo. Ulwazi malunga nokufumaneka ityala enikwa amaziko Internet ezininzi ukusuka kwisayithi iinkqubo zentlawulo, le portal esemthethweni kwiinkonzo ezibonelela ngeenkonzo eluncedo.

Ethandwa kakhulu phakathi kwabo amaziko beebhanki kunye neenkampani nolawulo lweempahla. Le ezimbi kuphela ukuba iibhanki abaziswanga kuwiswe yazo kwaye wathembisa ukuba uhlawule kuphela kwelona tyala lakho elingummiselo.

Kulula kakhulu ukuba ukusebenzisa isayithi ilawulwa yinkampani. Ngokuqhelekileyo, kubhaliswe i "Akhawunti Yam", awukwazi ukufunda kuphela ngokufumaneka kwamatyala kunye nobungakanani bayo, kodwa ukudlulisela imitha ukufundwa.

Kuza kwenzeka ntoni ukuba abo kuhlawula i "zoluntu"

intlawulo esifaneleke indawo yokuhlala - kubaluleke kakhulu. Nikela imali kufuneka ngokwesiqhelo ungabi emva kwe-owuva ye-10 okanye we-15 wenyanga elandela zokuhlala.

Ukuba awuzange wenze intlawulo yeenkonzo kudliwe ngaphezulu kweenyanga ezintathu, linda okuthintela iphambili abasebenzi beenkonzo zoluntu. Ukuba ngoyaba khumbuzo, ngoko iinyanga ezintathu kamva umngcipheko ukuba enkundleni ngokwesinyanzeliso ityala.

Amaninzi Izixhobo zikaWonke aluqhubi elinde ixesha elide. Ukuba kunokwenzeka Nngokobuchwepheshe, ikhaya lakho liya kuba nje luqhawulwe enkonzweni. Ngamafutshane, wena vala umbane, irhasi, amanzi iza kuvala okanye kunqunyulwa ukufudumeza. Connect lonke unxibelelwano umva unako ukubuyisela ngokupheleleyo kuphela ityala ngokuhlawula isohlwayo kwaye wonke umsebenzi ekubuyiselweni kwenkqubo.

Eli nyathelo kakhulu ukuba 'knockout' amatyala ukusuka labantu nangoku kokukhutshwa. Nangona kunjalo, oku kulula. Ukuze sikwazi ukuthetha malunga ukurhoxiswa izindlu evela amatyala ezingasetyenziswanga, ubuncinane iimeko ezintathu kufuneka kuhlangatyezwane:

• ityala ngokuhambisana neendleko kwezindlu;
• indlu ayikho abantwana ubhaliswe;
• e kumasango umnini inomnye yokuhlala, efanelekileyo ukuze ubomi.

Kodwa musa ukhululeke. Ukuba ukukhutshwa kunye nokuthengiswa kwempahla intlawulo yetyala - zako dushe ukuchaza kwipropati kunye nexabiso bailiffs ziya kuba nako ngaphandle kobunzima.

Ukuthenga nokuthengisa zokuhlala kunye namatyala

Ngoku uyazi apho ukufumana engemva kwerente, kwaye nje musani angabanjwa "kwi bait" lwabathengisi yokunganyaniseki. Kufuneka wenze ntoni xa ucinga ukuba uthengise indlu engahlawulwanga. Ngaba yenziwe?

ulawulo ngqo yomthetho, othintela umsebenzi onjalo ayikho. Kodwa ukuba awufuni inkathazo elizayo, ukuthengiswa kufuneka athobele imiqathango ezininzi:

• akukho mfuneko ukufihla ubukho ityala;
• ngokuchanileyo khangela isixa ityala umahluko kulo iindleko kwezindlu;
• cela umthengi ukunciphisa inani lemali yetyala ezikhoyo;
• e kokugqitywa intengiselwano ukwenza igatya ukuthenga isivumelwano sentengiso echaza ukuba ubathethele umsebenzi lomthengi ukuhlawula ityala, yaye uyavuma.

Ukuqukwa yale nto kwimvumelwano iya kubophelela umnini entsha ukuhlawula ityala ngenxa 'labahlali' kwakho yaye yayiya kumenza ekunene ukuqaphela intengiselwano olungasebenziyo ngezizathu ukuba akazange azi ngokufumaneka izibophelelo zemali. Ukuba isivumelwano ayithethi ngokucacileyo alingekhankanywa ukutshintshwa ityala, imali ekufuneka ihlawulwe esuka umnini wangaphambili, nokuba emva kwentengiso.