Njani mna ndiyazi tin lombutho-akhawunti yangoku: inyathelo imiyalelo step, iimpawu kunye neziphakamiso

Wonke umntu banamhlanje azotywe ngokuqhubekekayo okanye nqapha kumaziko zebhanki ukuqhuba imicimbi yemali kufuneka i-akhawunti ekuhloleni. Oku kunokuba umntu wendalo okanye osemthethweni. Ziziphi iingenelo kunye nemfuneko yale bill? Ukuba ngaba kukho rhoqo umthengi ngaseludinini, ubukho-akhawunti yangoku lula kwaye ibalekisa inkqubo yoncedo lwabathengi. Ukuba sithethe amaqumrhu asemthethweni, kuba irhafu ubhaliso nakanjani kuyimfuneko ukuvula i-akhawunti ekhoyo ebhankini. Ngokuba umntu avareji asifuneki, kodwa ukuba wenza imicimbi yemali ebhankini, uyacebiswa ukuba uqinisekise ukuba uvula i-akhawunti ukutshekisha.

Yintoni i-akhawunti yangoku?

akhawunti zangoku linani ukuba wabelwa kubathengi ebhankini, ukuba wahlukile. Ukuba onjalo akhawunti umthengi nebhanki ukuqhuba imicimbi ngekheshi okanye usebenzisa isiphelo sendlela ikhadi ukubala okanye imali. ukuchongwa Customer kuyinto nje ngephanyazo. Ngelo xesha, ukuba aqhube naliphi na imisebenzi ibhanki lifinyele.

Xa uvula i-akhawunti ekuhloleni Bank rhoqo libeka imeko ezingundoqo, oko kukuthi ukuba imali eza-akhawunti alumelanga intlawulo yenkonzo okanye imveliso leyo akuyona uhlobo yorhwebo. Kuyinto imali yayo umxhasi ezinokuthi zisetyenziswe nguye ngokungqinelana nemiqathango yesivumelwano.

Imfuneko ukuba i akhawunti ukuhlola

Kuba imivuzo, imivuzo, imihlala-phantsi kunye nentlawulo zentlalo ebusweni akhawunti yangoku iyafuneka. Umxhasi we ibhanka kuba akhawunti zebhanki ezininzi, ukuba co-usebenza nge kwiziko elinye zemali, umzekelo, imivuzo kunye neemali zomhlala-phantsi. Ukuze wenze oku, kufuneka ube akhawunti ezimbini ezahlukeneyo ngokupheleleyo izakhiwo zisetyenziselwa ezinye iinjongo. Ukuqokelelela imali ebhankini kunye onokuvula kuzo i-akhawunti ukuhlola kwaye usebenzise imali zabo iimeko, ezo zichazwe kwi contract.

ukuba amaqumrhu asemthethweni

Ziziphi amaqumrhu Ungasebenzisa-akhawunti yakho ekhoyo? Naluphi na uhlobo lomsebenzi zorhwebo sikhatshwa ekubaleni kunye nokuhlawulwa iintlobo ezahlukeneyo. Oku kukwasebenza kwintlawulo umvuzo ukuze abasebenzi iintlobo ezahlukeneyo kwemivuzo kunye neebhonasi, ixesha lokugula kunye iholide, kwakunye neentlawulo kwabasemagunyeni irhafu, ingxowa-mali yomhlalaphantsi, ingxowa-mali yokhuseleko loluntu, njalo-njalo. Zonke ezi imisebenzi yenziwa nge ebhankini, nto leyo uvule i-akhawunti. Neentlawulo iikontraki, nokwenza iintlawulo kwi-mboleko. abantu Legal ekuqhubeni iintengiselwano ezininzi zemali musa ukuba zokuhlala imali, ukuba kukho imali kwi-akhawunti, kuya kuba lula yaye ngokukhawuleza kakhulu msebenzi kwenziwa transfer bank.

indoda Modern ayikwazi kulinandipha iinkonzo ebhankini, kuba kwanabantu ahlawule imali yezinkonzo, afumana iintlawulo kunye nemivuzo, iidiphozithi avuleka ukuqokelelela mali, njalo njalo.

Yintoni na le OOO-akhawunti yangoku?

akhawunti zangoku ibandakanya amanani-20, yaye akukho nje isethi. Ngamnye kubo ithwala ezinye inkcukacha, leyo ukusa kumkhamo othile ubonakalise uhlobo akhawunti. Nanku umzekelo: 40702840100010000456.

Imivo Abathathu bokuqala abasebenzi akhawunti yangoku zithi ukuba uhlobo lombutho: karhulumente, non-urhulumente njalo njalo. Xa sicinga umzekelo ethile, inombolo 407 ibonisa ukuba eli ziko non-governmental.

Amanani amabini elandelayo akhawunti ukusa kumkhamo othile abonakalisa uhlobo yentlangano; kulo mzekelo, 02 nqwelo for "umbutho commercial".

Imivo emithathu elandelayo ukuguqula uhlobo lwe akhawunti, okanye ngaphezulu ncam, lwemali apho ivuliwe. Kumzekelo wethu, 840 - oku kuthetha ukuba i-akhawunti eerandi.

Inombolo akhawunti elandelayo ngendlela ethile isitshixo ofuna iziko yezimali ukuba ibhanki, ukuze yesazisi.

Imivo ezine elandelayo i-akhawunti sibalule indawo ukufunyanwa yayo, oko kukuthi, ukuba ibhange amasebe eziliqela, la manani qiniseka ukwalatha oko kwezinye kubo wayivula akhawunti. Ukuba iziko zemali ayinalo isebe, la manani le fom 0000, njengoko kumzekelo wethu.

zenombolo yokugqibela 7 akhawunti - i ngeendleko Rule yale Company.

Kuba reference kwaye umbutho we-akhawunti ye-akhawunti yangoku enikiweyo itshati ye-akhawunti, njengako apho le ikhutshwa phandle neerekhodi. Uyakwazi kuyifumana kwindawo ye-Central Bank. Ndazi njani tin umbutho akhawunti ngoku, siza kuqwalasela ngakumbi.

Ukuba inkampani - angabi

Ukuba umntu onetyala yinkampani, kunye neenkcukacha zawo akunakwenzeka ukufumana wedwa, kukho iindlela ezininzi esisiseko yokufumana njani isigqibo seengcinga ekhoyo yo- mbutho. Ngokuqhelekileyo, ekulungiseleleni isivumelwano intsebenziswano Bonduluka iinkcukacha zamaqela, eziqulathe ulwazi ngokupheleleyo kwi-Company. Le yabahambi yaye, enyanisweni, ngokujonga-akhawunti yakhe.

Ukuze siqonde indlela yokukhangela-akhawunti zokusonjululwa lombutho VAT, kubalulekile ukujonga ulwazi malunga unetyala kwi-Internet. Kukho zingafakwa data kwi website ye nkampani, ukuba likhona, okanye amaqela e networks zentlalo, abameli iNkampani naye post le ngcaciso kwi-network.

Ndazi njani i-akhawunti yangoku lo mbutho?

Ngaba yenziwe? Umthetho "On Iinkqubo Ukunyanzeliswa" iqulethe ulwazi ngendlela yokufumana akhawunti ukusonjululwa mbutho. Kukho iindlela ezimbini eziphambili.

Ukuba unayo ulwazi malunga umsebenzi, ngokuqinisekileyo kufuneka amanye amacebiso apho iziko lamatyala angaba nolwazi malunga unetyala. Ukuba ubhekisela, akusayi kuba nako ukunika ulwazi, kodwa kubonelelo ubungqina bokuba inkampani inkxaso - onetyala yakho, iziko yesikweliti, aya kuba nelungelo sitsale, inkampani kuthetha ngenxa yokuba sematyaleni.

Ukuba olu khetho akuthethi lulungele wena ngesizathu esithile, unelungelo lokubhena ukuba igosa lezomthetho ukuze ahlawule ityala. Kulo mzekelo, i igosa lezomthetho uya kuthumela izicelo ezininzi kumaziko zemali, apho kunyanzelekileyo ukuba ukunika kuye impendulo ebhaliweyo. Umntu ogunyazisiweyo linyanzelekile ukuba ukunika ingcaciso kwi sicelo.

Ngokutsho komthetho kwiibhanki kunye nemicimbi yemali olo lwazi alukwazi kunikwa kowokuqala awileyo, kodwa ukuba le nkcazelo icela weNkundla, iNkundla Auditors kunye neNkonzo Irhafu kunye namanye amagunya abanobuchule, ulwazi kunikwa.

ulwazi oluyimfihlo malunga unetyala

umbutho akhawunti yangoku eyimfihlo, nto leyo uvaliwe ukuba bonke abanye abasebenzisi, Noko ke, inkampani enomda kubutyala lisenokupapasha ngokuzithandela ulwazi data. Emva koko kwiziko mali ityala ngenxa ukuxelwa kolwazi mfihlakalo. Ukuba LLC abanamatyala yakho, ngoko uya kuba nomdla ulwazi ngendlela yokufumana akhawunti zokuhlala lombutho ukuba ahlawule ityala. Kuyaqondakala ukuba olu lwazi kufuneka saziswe kuphela kubantu abagunyazisiweyo, ngubani na le nto kufuneka an lokubulawa. Unako kwakhona ufunde umbutho we-akhawunti zokuhlala.

Isikhalazo Federal Tax Service

wazi njani na ii-akhawunti lombutho onetyala? Ukuze ufumane iinkcukacha zamaqela, kusenokwenzeka ukuba isicelo Federal Tax Service. akunike ntoni le nto? Ungafumana akhawunti ezivulekileyo intlangano na ityala lakho. Ukuba unayo i an lokubulawa, ngoko ukuze unelungelo kule nkonzo kunye nesicelo ukubonelela le datha ilandelayo:

• inani akhawunti zokuhlala lombutho;
• iibhanki apho avuleka;
• amanani akhawunti;
• isixa semali phezu kwabo;
• ingxelo yokungena nokuphuma kwemali

Ukuba ugqiba ekubeni wenze isicelo, kufuneka ihambelane nemithetho ethile kunye neemfuno kubo. Jonga ukuba isicelo esinjalo kunokuba umzimba ekufutshane ye-Federal Tax Service.

Ngoko ke sigqiba kwelithi, ngomnqweno omkhulu unalo ithuba lokufumana ingcaciso ukuvumela ukuba kwakhona amatyala amabi.