"PSB": Udluliselo olusuka ikhadi kwikhadi. Imithetho, ingakumbi Commission

Ukususela 2014 PJSC "Promsvyazbank" asirhoxise iintlawulo ethunyelwayo phakathi akhawunti. abathengi iziko Credit akukho ikhomishini okuhlawulela iimpahla ezivenkileni, iinkonzo zoluntu, uthumele imali kwizalamane. Iinkcukhacha ezithe vetshe malunga nendlela ukuphumeza nge Cjsc "Promsvyazbank" utshintsho ikhadi kwikhadi, ufunde.

Ngokufutshane ngale nkonzo

Kuba ukuthunyelwa kwemali phakathi akhawunti zamaziko yokubolekisa sokubiza umrhumo imali engange-10. kwi-2%. imali Small zinokwenzeka ukuba imali encinane imali, kunye nokusebenza lwenziwa nge elunxwemeni Internet. Amanye amaziko ukubonelela le nkonzo phantsi umsebenzi ubuncinane. Umzekelo, Sberbank of Russia ziyabhatalisa engange-30 kuba ukutshintshwa kweemali phakathi amakhadi kwizixeko ezahlukahlukeneyo. Ezibaluleke kakhulu kwakhona uhlobo zeplastiki. ikhadi debit ukuthenga zitshiphu amakhadi ngetyala. Kukho ezinye iinkonzo ezibonelela ngenkonzo mali Vos phakathi amakhadi ebhanki ehlabathini lonke. Commission ngonyaka kwisithuba 1-2%. Ukuba isixa incinane, kunokwenzeka ukuba ukhethe nawuphi na unozakuzaku. Kodwa xa sithetha ukutshintshwa 10 lamawaka. Thambisani. nangaphezulu, kuyimfuneko ukuba ukufunda irhafu.

iinkcukacha zeenkonzo

Cjsc "Promsvyazbank" ugqithiselo ukusuka ikhadi enye kubaxumi zabo simahla. Ukuba umamkeli linike iinkcukacha credit card kwelinye iziko, umthumeli uya kuhlawula ikhomishoni-1% (ubuncinane engange-50.) Kule mali wo yingisela. intlawulo kwi debit card namanye amaziko yi-1.5% (ubuncinane engange-30.). Ngesantya intengiselwano ixhomekeke iziko. Cjsc "Promsvyazbank" utshintsho ikhadi umntu ephethe ngaphandle ngephanyazo. Ukuba iimali ezifunyenwe kwamanye amaziko amatyala, le nkqubo ingathabatha iintsuku 2-4. Intengiselwano wenziwa kuphela engange Russian.

izithintelo

Cjsc "Promsvyazbank" translation ukusuka ikhadi enye ukuya kwenye nge ebhankini Internet ubamba ezingama-70 amawaka. Hlikihla. ngosuku kwaye kungekho ngaphezulu kwama-600 lamawaka. bagcobe. kwinyanga edlulileyo. Nge-akhawunti enye ukuya kwenye, abathengi angathumela ukuya ku-100 lamawaka. Thambisani. Usuku 4, ungathumela intlawulo - kuphela ngaphakathi Russian Federation. Ukungqinwa the transfer lwenziwa ngokusebenzisa 3D-Secure (ngexesha elinye-password).

Ukudluliselwa kwemali evela ikhadi kwikhadi "Promsvyazbank"

Ukwenza imicimbi kwimfuno ibhanki ukuya kwiphepha lasekhaya ukuya kwicandelo le "akhawunti", emva koko kwi "Card-to-card online." Ngendlela ekhethekileyo, faka inani umthumeli ikhadi kumamkeli, isenzo zeplastiki elithi, ikhowudi yokhuseleko, ukucacisa inani yingisela. Xa inyathelo elilandelayo kufuneka ibe ukukhangela ukuchaneka ezi data kwaye uqinisekise intlawulo.

app mobile

Le nkqubo oluhlaziyiweyo abathengi PSB-Mobile "Promsvyazbank" uye waba umsebenzi ezikhoyo translation kuthetha ngaphandle kwesigunyaziso. Ukuze ufake isicelo, nqakraza ngokulula kwi icon kwi home page. Usenakho kanti ukujonga ulwazi malunga nenani leendawo ezigcinwe, ufumane i-akhawunti. ibhonasi ebibekiwe kungenziwa makuchithwe imali ebhankini, amaqabane, eyiguqula ukuba imali. Le app ifumaneka simahla kwiivenkile online Apple Store kunye Google Play.

uthelekiso

Ugqithiselo kwikhadi "PSB" kwikhadi Sberbank iyahlawulwa ngomlinganiselo 1.5% (ubuncinane engange-30.). Aliqela amaziko zizinike aphetheyo umsebenzi omkhulu:

• "Vanguard" - 1% (min 30 miri ..).
• VTB 24 - 1.25% (imiz 30 Hlikihla..).
• "Instabank" - 1,3% (min 50 miri ..).
• "Raiffeisenbank", "phambene" NSR "Unxibelelwano-bank" - 1.5% (min engange-50.).
• "Credit Ekhaya" - 100 engange. kungakhathaliseki mali.

Ungathumela nge "Promsvyazbank" ugqithiselo kwikhadi ka Sberbank. Le khomishini kananjalo iza kuba 1.5% (ubuncinane engange-30.). Cjsc "Alfa-Bank 'ukuze icala intengiselwano efanayo 1,95%, Ke ZAO" Standard Russian "(ubuncinane engange-30.) - 1.9% (ubuncinane engange-50.).

In non-zebhanki iinkonzo abiza Commission. "Centre-Invest" owenza kuyo 0.5% yemali (ubuncinane 10 engange.). irhafu ezifanayo evela FK "Ukuvulwa". Ukuba imali yentlawulo idlula amawaka-50. Thambisani., Kuba imali yenkonzo leyo engange-250. Ngoko ayibizi ukuthunyelwa ukusuka ikhadi omnye ngokusebenzisa "Promsvyazbank".

VMT, MCMS

Iinkonzo ze Visa Money yokuGqithisela ngamazwe, iinkqubo zentlawulo MasterCard MoneySend kuvumela intengiselwano ngaphandle kokufaka iinkcukacha ezongezelelweyo. Ixesha processing intlawulo kuthatha imizuzu eziliqela ukuya kwiintsuku ezi-5. Zingathunyelwa nge Cjsc "Promsvyazbank" utshintsho ikhadi kwikhadi. Le khomishini kananjalo iza kuba 1.5%. I VMT, MCMS kuya kufuneka ukuba uhlawule-2% + 20 engange. Ingxaki yesibini kukuba iinkonzo ezifana eRashiya uxhulumanisa, hayi onke amaziko amatyala: Sberbank, "The Messenger", TCS, yemiqadi yokuhlanganisa, MDM.

Ukudluliswa kwemali

Ukudlulisela imali kwiakhawunti enye ukuya kwenye ngaphakathi ibhanki efanayo ngqo kwi-ATM okanye terminal. Ngokuba transaction ukuya umxhasi kufuneka nje ukuba ufake inombolo akhawunti komamkeli kunye umthumeli, ukucacisa inani nokuthumela eyilwayo semthethweni bill.

phesheya

amaziko Credit ziyayiphumeza iinkonzo ukuze kuphunyezwe intengiselwano ngokusebenzisa smatrfony. Eyona lula zezo zisebenza ngaphandle-kobhaliso pre. Oko kukuthi, inguqulelo inokuthunyelwa ngokukhankanya iinkcukacha kwindlalifa.

Ukulungiselela le njongo "Tinkoff Bank", "Alfa-Bank" yaye "Bank of eMoscow" siye saqulunqa isicelo O! Iphe. ikhomishini inkonzo 0,5-5,9% (kuxhomekeka kuhlobo card). "Bank of eMoscow" ukwandisa nangakumbi ukusebenza isicelo eponymous mobile. Ngoku abathengi angathumela imali yabucala inombolo yomnxeba kwi womnatha lwezentlalo email idilesi-. Intlawulo yenkonzo - 1.5%. Ebusuku ungenza akukho ntlawulo ngaphezu kwemithathu ezinokuthatha kungekho ngaphezulu kwama-45 000 ngexesha. Iireyithi efanayo zibonelelwa kwi sicelo "Tinkoff Bank". Le mali iphezulu kuphela 75 000 engange.

Iinkonzo intanethi

Musa ukulibala malunga "Yandex" izicelo «Деньги@Mail.ru» mobile. isigxina abaxazululi 1.9% ne-1.3% ngokulandelelana kwazo. Iintengiselwano kwenziwa engange phakathi amakhadi Visa kunye MasterCard.

Kuba transaction ngokusebenzisa inkonzo Card2card kubathengi, "Bank of eMoscow" kuya kufuneka ukuba uhlawule-1.5%, "Alfa-Bank" - 5,9%, "Standard Russian" - 1.9%, "Tinkoff Bank" - 1.5%. Savings Bank linikeza le nkonzo kubasebenzisi ababhalisileyo kuphela. Iintengiselwano zenziwa ngokusebenzisa amakhadi iinkqubo zentlawulo ngamazwe yeebhanki Russian angaphandle. Ubude liphezulu operation iintsuku ezi-5. Abathengi of JSC "Standard Russian" nako ukutshintshela iimali nge "Unistream 'ukuba iirhafu kwiziko lamatyala. Thatha ithuba inguqulelo nangoko MasterCard bamakhadi ungakwazi ngqo nge kwisiza nkqubo. Kodwa olu khetho ifumaneka kuphela kubasebenzisi ezibhalisiweyo.

inkqubo yentlawulo QIWI, esebenza onke amazwe ico, kunye ukuthunyelwa kwemali evela Russia phesheya ziyabhatalisa-2% + 40 engange. Service Customer "Wallet 'ukuba umsebenzi ofanayo kufuneka ahlawule 2.9% (ubuncinane engange-50.). rates Okuninzi aqotho aye RBK-Imali. Ukuba isixa transfer ayidluli amawaka 10. Engange. ngenyanga nganye, ngoko bethenga simahla. Kuzo zonke ezinye iimeko kuza kufuneka uhlawule 2,95%. Abasebenzisi ababhalisileyo kuphela Ungasebenzisa iinkonzo yenkonzo.

Apho kukulungele?

Iibhanki zinika iinkonzo ukutshintshela iimali 1-2% ye-mali. Iinkonzo Internet ngaphezulu kwaye iKomishini yi-avareji ye 2-3%. Ukuba isixa ukutshintshwa, okanye umxhasi encinci ukulinda ixesha elide, kuyafuneka ukuba ukuthumela imali ngokusebenzisa inkqubo yentlawulo ngamazwe. Enye indlela - sebenzisa imephu i-Savings Bank. transaction ngalinye khomishini-1% kuphela, iintengiselwano .Luqhubekekisiwe ngokukhawuleza - ukusuka kwimizuzu embalwa ukuya ku ngeyure enye. Abo Akukho iimaphu eli ziko ukuze bazame ukudlulisela imali kusetyenziswa ii-ofisi abasebenzi.