Ukunyamekela umntu omdala iminyaka engaphezu 80 ubudala. Ingakumbi ukunakekela iimveliso khehla

Ukunyamekela umntu omdala kweminyaka 80 ubudala kunzima kakhulu. Umntu othatha imbopheleleko ebalulekileyo enjalo eselugcinweni umhlala kufuneka babe kuphela izakhono ezifanelekileyo emzimbeni kunye nolwazi, kodwa isibindi nokunyamezela yokuziphatha. Makhe sithethe kanye ngayo zenziwe lobudlelwane, naziphi eyimbophelelo kule nkqubo.

Ngubani na ukwenza care?

Okokuqala makhe kuthi uya sixoxe ngubani na ngokukodwa ukuze anyamekele umntu omdala iminyaka engaphezu 80 ubudala. Kunceda ukusombulula izalamane kufutshane nje kuphela, kodwa kwabo abangenazo naluphi na ulwalamano nentsapho anokubanakho iintlawulo. Ziintoni ezifunekayo imithetho esebenzayo ilizwe lethu kubantu abanjalo? Iimpawu eziphambili ekufuneka babe umkhathaleli, zezi zilandelayo:

• yobudala ukusebenza;
• kungekho nawuphi na umsebenzi substantive (unonophelo kuba umhlala kuthatha ixesha elide yaye ufuna ukwenza njalo);
• kungekho naziphi na iintlawulo ukusuka kurhulumente (umzekelo, iinzuzo ngqesho, ihlawulwe kwi exchange yabasebenzi).

Nceda uqaphele ukuba i-sikhokelo esemthethweni yelizwe lethu akakwaleli zokukhathalela abantu ezininzi kufuneka oko, kodwa amanyathelo ekufuneka athathwe kufuneka kube neziphumo ezibi ngalinye enye.

Yintoni unengelosi?

Kuluntu kaninzi kukho uluvo lokuba abantu ukunyamekela umntu omdala kweminyaka engama-80 ngenxa ukukhangela inzuzo yabo. Enyanisweni, naziphi na izibonelelo ezibalulekileyo iingenelo umsebenzi enjalo ngaba akaniki. amathuba ngaphandle ingqiqo owanelisayo umsebenzi yokuziphatha:

• accrual of yezikhundla ;
• ukufumana imbuyekezo iintlawulo.

Ubungakanani imbuyekezo iintlawulo kunye nemithetho ukubala kwabo

Isixa-mali karhulumente ethe kumntu lowo ukunyamekela umhlalaphantsi, incinane kakhulu, baphila oko akwenzeki. Okwangoku, ukukhathalela abantu abakhulileyo uthelekelelwa engange-1200 ngenyanga nganye. Lo mzobo okufanayo lonke elo lizwe, kodwa kunokwahluka ngokuxhomekeka imiba ethile yengingqi. Kwakhona, xa usenza isigqibo ukukhangela abantu abaninzi, esi sixa siya liphindaphindwe ngenani iiwadi.

Ukuba ugqiba ukuba zilungiselele ukuba unonophelo ngumntu osele ekhulile, qiniseka ukuba ingqalelo into yokuba imali osityala kwenu engekawungenisi ngaphandle, baya kugqithiselwa njengenxenye eyongezelelweyo imali ye pension. Fumana imali ukuze bazisebenzise kuya kwenzeka kuphela emva kokuba umfundi uya kufumana imali etyalwa kuye abanike inxalenye yabo (1,200 engange) ukuya umncedisi wakhe.

Imigaqo nokuqwalaselwa kwezibheno

Isigqibo emihle imbuyekezo yenziwe kwisithuba seminyaka elishumi enye (iintsuku ezilishumi), ukwala ukuhlawula wagwetyelwa ngexesha elifutshane, abameli Pension Fund banyanzelekile ukuba ingxelo izinqumo kwiintsuku nje ezintlanu zokusebenza. Qaphela ukuba ubume abaqeshwa bakarhulumente kuphela ingxelo ukusilela, kodwa achaze, ngokunxulumene ngayo isigqibo kufuneka ukuba athathwe ukuba ukuyitshintsha.

Esineendawo kusafuneka ukuba anyamekele?

Care kubantu engasese abalupheleyo yenziwa kuphela xa bafikelele kwiminyaka engama-80 ubudala kunye nokungakwazi ukunika ngokuzimeleyo iimeko zokuphila eziqhelekileyo. uncedo kunokwenzeka ukuba umntu ongamaziyo kuyafuneka iindidi zilandelayo bamntu;

• invalids eqela lokuqala;
• abantwana abangaphantsi kweminyaka eli-18 ubudala abakhubazeke zalo naliphina iqela;
• umhlala phantsi, ukufumana izimvo lukagqirha ezifuna uncedo engaphezulu.

Akukho umba udidi lwabantu imele kwiwadi yakho, ubudlelwane uyilo, kuquka iintlawulo zemali, yenziwa imodeli, eli cebo zoqobo.

Amaxwebhu kungeniswa kwi Pension Fund

Makhe sithethe ngoko kufuneka kuthathwe amanyathelo, ukuba ugqibe ukuba uza khathalela umntu omdala abadala ngaphezu kweminyaka engama-80. Inyathelo lokuqala kukuba ukusebenzisa kwi Pension Fund. Sokubhalisa zonke bokuqonda ingenalo novelwano ziya kuba ubukho ngokwaneleyo ubuncinane omnye umntu ochaphazelekayo, kwiimeko ezininzi nokungeniswa kwamaxwebhu ikhutshwa phandle umntu oya kukhathalela umhlalaphansi. Ngoko ke, Amaxwebhu kufuneka ukuba angenise ukuze anyamekele abantu ulilolo abalupheleyo? Xa uluhlu lwamaphepha mandatory ziquka:

• iwadi yokundwendwela (original kunye nefotokopi wephepha lokuqala);
• yokundwendwela umntu uceba ukunyamekela (njengoko original kunye ifotokopi);
• Imbali yengqesho umntu ojonge ukunika ukhathalelo (original, iikopi zamaphepha kunye ngokubhala, ingakumbi abanomdla amagosa karhulumente ulwazi malunga kwindawo yokugqibela lomsebenzi);
• iingxelo ezibhaliweyo kule mali emibini, omnye kwiwadi, kwaye ukusuka omkhathalelayo yabantu (ebesiqulunqwe ngokutsho model);
• iziqinisekiso inshorensi - 2-PC. (Enye ukusuka kwicala ngalinye);
• uxwebhu engqina ukuba umntu khathalela, akukho mfuneko kwi exchange yabasebenzi, aze angawamkeli nokungasebenzi.

iimeko ubuhlobo ukupheliswa

Yintoni isizathu imbuyekezo nesibonelelo lokukhathalela umntu abakhulileyo ogulayo singamiswa? Eneneni, izizathu oku, kukho into eninzi, ukuthelekelela malunga ngemiphumo ukuba bazise, kunokwenzeka ngaphandle ulwazi olukhethekileyo. Ezi zinto zifuneka kuqala ukuze ukupheliswa ubudlelwane phakathi kwamaqela ingaba:

• ukufa kwiwadi okanye umntu obonisa inkathalo;
• zokufumana ingeniso evela kurhulumente (umhlala-phantsi, naziphi na izibonelelo);
• ulwalathiso lewadi ngendlela ekhethekileyo kwiziko lonyango, nto leyo iya kuthathwa nokondla;
• okufumana ingqesho emihle yomnye amaqela;
• ku khathalela abantwana abakhubazekileyo njengoko ngenxa ukuhluthwa amalungelo lobuzali, abameli kwezomthetho / usapho lwabo;
• Ngokuphelisa izinto ukuba ukujikelezisa imfuneko unonophelo eyongezelelweyo (ekuzuzeni yobudala abakhubazekileyo umntwana, ukuphucula imeko ebonakalayo lewadi, kokuphela ukukhubazeka non-nokuvuselelwa wayo).

Ziziphi izenzo kufuneka lwenziwe kwinkqubo-sikhokelo ye nokuyiqonda into enjalo?

Ukongezelela ukuqonda ulwalamano nezivumelwano kunye nenani kujonge izinto ngokwemimiselo kufuneka bazi ukuba ezinye iimpawu ezithile yokhathalelo abantu abadala babe. kakhulu yobudala ezifanelekileyo ludodobalisa amandla zabo kwaye kaninzi nefuthe kakhulu elibi empilweni. It igunya lokugcina akhulise becala ibandakanya umongikazi nenkathalo. Uya kufuna oku:

• ukuncedisa ekwenzeni iinkqubo yezempilo;
• uthenge nokulungisa ukutya, iziselo;
• bafumane amayeza iliso neewadi zabo reception ngokungqinelana unyango olucetywayo scheme specialist;
• ukuqhuba inkqubo yonyango ezilula (umlinganiselo nokurekhoda iqondo lobushushu, ukubetha kwentliziyo, uxinzelelo lwegazi);
• ukwenza imisebenzi yasekhaya lwesiqhelo (ukucoca, ukuhlamba kunye ayina ukuba kuyimfuneko);
• inqwenela ukwenza kwiwadi minor (umzekelo, ngokuthumela zihambisana);
• ukubamba imisebenzi ezincinane yenkcubeko kunye nexesha lokuphola (umzekelo, ukufunda ngokuvakalayo).

Kuthethwa ukuba unonophelo abadala kunye nabakhubazekileyo

Ingaba kuyimfuneko ukuba imfundo lonyango ukuze anyamekele kwiwadi yakho? Loo imfuneko ayenziwanga kuMgaqo-mthetho, yaye ngoko bangadlulela imisebenzi ungakwazi ngokupheleleyo nabani. Kufuneka kukhunjulwe ukuba ulwazi nezakhono ezithile kokuba uyifuna ngokwenene. Kubomi bemihla ngemihla, umntu owenza elugcinweni hlobo, kuya kuba yimfuneko ukuba ingcamango kwaye ukuba bafumane iindlela ezinjalo ukunyamekela abakhulileyo, ezifana:

• amanabukeni abadala kunye amanabukeni ezilahlwayo;
• iziyobisi babe ntsholongwane kunye anti-ukudumba imiphumela;
• kuthetha ukuba kwenqubo yezempilo;
• nqanawa kunye nezinye inkqubo injongo efanayo (ilungiselelwe izigulane elele);
• iindlela kunye isixhobo ukulungiselela ukuncitshiswa kunye nokuthintela izilonda uxinzelelo (yaceba ukuba izigulane ngumlwelwe).

ubuhlobo zezivumelwano

Njengoko ubona, ukuthatha unonophelo udidi oluthile lwabantu kufuna umgudu omkhulu. Sithetha wavala-in, abantu kusenokufuneka uncedo umgcini nangaliphi na ixesha. Asinguye wonke umntu uyavuma Assistant ngokusisigxina ukuhlala kwiiwadi zabo, nto leyo esisizathu sokuba iintsapho ezininzi ukhetha ukungena kwimvumelwano lonakekelo ukuba umntu osele ekhulile, baqesha nabongikazi abaqeqeshiweyo. Imvumelwano phakathi kwamaqela zingenziwa kuphela kule meko. umhlalaphansi abaninzi ukugqiba isivumelwano sakhe abancedisi ukuhlala okanye irenti, nto leyo eqinisekisa yena Ezecala lesibini nayiphi majeure amandla. Amatyala xa umntu owalupheleyo kugqitywa ngomhla wokutyikitywa kwesivumelwano kwerente, wathembisa ukuba adlulisele ilifa labo yokwenene (emva kokufa) kumntu oya awugcine.