Yintoni ireyithi kwamaxabiso kunye nendlela ukubala

Phantsi emali ukuqaphela ukunyuka kakhulu kule ubonelelo ngemali, niphuphuma imijelo ejikeleza emali iindlela kunye ezikhokelela amaxabiso aphezulu yempahla kunye neenkonzo. Ukususela kwikota Latin "kwamaxabiso" lithetha "ukudumba". kanye umqondo yavela ngenkulungwane XX ngenxa neenguqu ezinkulu kwezoqoqosho ehlabathini, yaye ekuqaleni kwakuthetha komsebenzi imali yephepha unikezelo.

Ekuhambeni kwexesha lethu, ukunyuka kwamaxabiso - ihlupha kurhwebo kwezoqoqosho. Oku kungenxa yokuba ukukhula ngokukhawuleza kwemveliso kwempahla, yokwanda ukuntsonkotha nesakhiwo sayo, neenguquko kwizenzo namaxabiso. Ukutshintsha Dynamics amaxabiso phezulu lo efunekayo esisiseko kwamaxabiso. Kwakhona, isizathu le mali Intsilelo karhulumente ngenxa yokukhula kwinkcitho-mali karhulumente.

Eyona uphawu nokunyuka kwamaxabiso - ixabiso layo. I aphezulu na, ukuba kubi kuqoqosho. Nangokobungakanani ebonakala Iimpawu ixabiso lentengo ezifana izinga lokukhula kwamaxabiso, t. E. Speed yenkqubo yayo yophuhliso.

Izinga lokwenyuka ixhomekeke izinga kokunyuka kwamaxabiso. Kukho iintlobo ezintathu ezingundoqo:

1. njengezinambuzane (okanye ukumodareyitha) ukunyuka kwamaxabiso, ukunyuka kwamaxabiso xa oko iphantsi kakhulu. Ukwanda ayikho ngaphezu kwe-10% ngonyaka ngamnye. Olu hlobo kwamaxabiso uphawu yamazwe aphuhlileyo kwaye akubonakalisi ingxaki enkulu kuqoqosho zabo. Ngaphezu koko, ezinye iingcali zoqoqosho bekubona kuyimfuneko ukumodareyitha nokunyuka kwamaxabiso kunye factor nempilo-ukuphucula ukuzinzisa ixabiso lemali.

2. liphala emali, xa ukunyuka kwamaxabiso yabo ku-20% ukuya 200% ngonyaka ngamnye. Eli zinga sele ngumba omkhulu ukungazinzi kuba uqoqosho adale imimoya ngakumbi eluntwini. In isanda, ukunyuka ngokukhawuleza ubonelelo ngemali, kunene kakhulu kokunyuka kwamaxabiso. Inqanaba engundoqo a spike elibukhali kuzo. Eli nqanaba libizwa zibandakanya ukwanda kwinani zentengiselwano unaniselwano, yenguqu buso ukuba yanane urhwebo. Nangona kunjalo, ngeli izinga lokukhula kwamaxabiso abangaphilanga sinikezele ukuqikelela.

3. Le izinga lokukhula kwamaxabiso apho amaxabiso enyuka ngonyaka ngokukhawuleza kwe-200%, into uphawu emali. Xa imali yakhe uphelelwa umlinganiselo walo umsebenzi yexabiso kunye nolondolozo, imeko yezoqoqosho ukuba unganweni yaye ungaxaki kwaye akukho kuphinda sinikezele ukuqikelela. Ngokukhula amanani amahlanu ekhulwini ngenyanga sithetha super-emali, kodwa kumda.

Ukubalwa izinga lokukhula kwamaxabiso lusetyenziswa ukuvavanya amandla inkqubo yayo kwaye iyafuneka xa ungena nezahlulo ixesha elide. Njengomthetho jikelele, ufuna ukubala eqikelelweyo kwamaxabiso ngonyaka, nto leyo ebalwa ngokungqinelana kulindeleke avareji yenyanga izinga lokukhula. Ezi uqikelelo zithathwa ukusuka kwimithombo lwaseburhulumenteni, upapasha projections kophuhliso loqoqosho ukuba urhulumente elandelayo, amaxesha ezikude.

Xa kusetyenziswa ekubaleni ifomula izinga kwangaphambili ngalo naliphi na ixesha apho kulindeleke umyinge avareji kwamaxabiso ixesha olifunayo bavuselwa igunya lilingane inani lenyanga yothuba elithile.

Ngenxa yale yesalkathisi eqikelelweyo kwaye yonyaka izinga lokwenyuka kwamaxabiso. Ezi nkcukacha zisetyenziselwa evusa umdla kurhwebo ngemali, leyo kubonakaliswe ixabiso lezivumelwano stock exchange.

Ubuya agcwele njani izinga langoku kwamaxabiso eRashiya? Ngokutsho kweengcali, nemiba lokukhula kakhulu eliphezulu. Ukuba le kuqhubeka, ekupheleni amanani kwamaxabiso ngonyaka ngaphaya onke amanani ngumlomo. Xa inqanaba amaxabiso uqikelelo lokuqala% iingcali 6 ngokuba ngemfano malunga 9% namhlanje, lo gama uninzi kwiingingqi apho nobushushu yigesi, izinga lokukhula kucwangciswe 12-15% nangaphezulu.