Bangaphi ikhefu lokubeleka? Ixesha lekhefu lokubeleka. Ngaba ikhefu lokubeleka liye kwirekhodi?

Isiphetho sokubethwa kwemiba emibini kunye nesigqibo segazi sesigqiba sokuthi ukukhulelwa akusiyo nje injabulo kwintsapho, kodwa kwakhona ukubonakala kwimiba eyahlukahlukeneyo enxulumene nokuhlawulwa kwemali kumama ozayo. Umbuzo oyintloko apho iintlawulo kumyalelo zifunwa ngumthetho kunye nokuba ngabafazi abasetyhini bafuna ukwazi ngamalungelo abo. Okokuqala, umntu kufuneka aqaphele ukuba igama eliqhelekileyo eliye lamkelwa "ikhefu lokubeleka", apho sithetha ukuba ibhinqa ayisebenzi ixesha elithile ngenxa yokunyamekelwa komntwana, ayikho emthethweni. Ngako oko, ukuze uqonde indlela umyalelo ohlawulwa ngayo, kufuneka ukwazi ukuba yonke eli xesha elide, ukususela kwiiveki ezingama-30 zokukhulelwa nokuphela komntwana ekufikelele kwiminyaka emithathu, ihlukaniswe zibe ziinxalenye ezininzi, enye leyo ixhaswa ngokwahlukileyo.

Iyiphi ikhefu lokubeleka

Okokuqala, mawahlule "ummiselo" kwiindawo ezimbini:

• Hlalani esibhedlele, ngokuphathelele ukukhulelwa, ukubeletha kunye nexesha lokuzalwa emva kokuzalwa;
• Ukunyamekela umntwana ukususela ekuzaleni ukuya kwiminyaka emithathu.

Inxalenye yokuqala ilawulwa nguMthetho we-Federal No. 255 RF "Kwizentlalo ezinyanzelekileyo. I-inshurensi ngenxa yokungahambi kancinci emsebenzini kunye nxamnye nokubeleka ", apho kucaciswe ngokucacileyo xa kufuneka ukuba uye kwikhefu lokugula kunye nokuba lide ixesha elingakanani. Kodwa imibuzo malunga nokuba bahlawula ixesha elingakanani ngelikhefu lokubeleka lichazwe nguMyalelo weSebe lezeMpilo kunye noPhuhliso loLuntu lweRussia Federation No. 1012 ngoDisemba 23, 2009, ebizwa ngokuba "Inkqubo kunye nemimiselo yokumisela nokuhlawula inzuzo kubemi kubantwana."

Ukunikezelwa bani

Ngokusekelwe kwezi zinto, kunye nezinye izenzo zomthetho, ngamnye umfazi osebenzayo unelungelo lokufumana izibonelelo ze-BR (ukukhulelwa nokubeletha). Ngexesha elifanayo, ubude bengqesho abuchaphazeli inyaniso yokufumana intlawulo, kodwa ichaphazela ubukhulu bayo kuphela.

Kwakhona kuyafaneleka ukuba wazi ukuba ezinye iintlawulo "kummiselo" azifumaneki kuphela ngumama, kodwa kunye noyise okanye ugogo (umkhulu) womntwana. Ngokuqinisekileyo, oku kusebenza kuphela kwinxalenye yeentlawulo ezifunekayo zokunyamekela umntwana, kunye nenzuzo yenkxaso-mali eyodwa ngexesha lokuzalwa. Kodwa uyise akanako ukufumana iintlawulo zemali ngokukhulelwa nokuzala, okwenjenjalo, ukuba ngaba umama ozayo akayi kusebenza, ngoko ayiyi kubakho inzuzo enjalo, kuba ibelwe kuphela kubafazi (abaqeshwe ngokusemthethweni).

Nangona kunjalo, kwezinye iimeko, abafazi abangenayo imisebenzi esemthethweni banokufumana izibonelelo ezinjalo, umzekelo:

• Abasetyhini ababandakanyeka kwingqesho (i-IP) bangayifumana intlawulo yesibhedlele sangaphambili nangemva kokubeletha ukuba bazinikele ngokuzithandela iminikelo yabo kwi-FSS ubuncinane kwiinyanga ezili-6, isixa semali siya kuxhomekeka kwisixa semali;
• Abasetyhini abaxhomekeke ekuxothweni kunye nokuhluthwa (ukulungiswa kwakhona) kweshishini kwaye kubhaliswe kwiziko lokuqeshwa bangafumana inzuzo encinci (515.32 ruble) ngenyanga ngenyanga;
• Abafundi beSebe lezonyango, kungakhathaliseki uhlobo lokuqeqeshwa (ukuhlawulwa / ukukhululeka), banelungelo lokuhlawula isibhedlele kwindawo yokufunda.

Kodwa kwimeko xa umama ozayo engasebenzi kwaye engabhaliswanga neCentral Organ, ukuhlawulwa kwekhefu lokubeleka akukwenziwanga.

Ukuya nini kumyalelo

Ixesha lekhefu lokubeleka likwahlukana ngamacandelo amabini: ngaphambi nangemva, kwaye kwiimeko zokuqala neyesibini ziyakwazi ukuhluka. Ukufumanisa ukuba zingaphi iintsuku zesibhedlele sokubeletha nguwe, ukutyelela ugqirha kuya kunceda:

• Iintsuku ezingama-70 zekhalenda unelungelo lokuba ukhulelwe;
• Ukuba nge-ultrasound ujolise ngamawele, kathathu, njl., Iklinikhi yakho yokubeletha iya kuba iintsuku ezingama-84;

Umthetho unika ukuba ukuba ukuzalwa kwenzeka kancinci kunomhla obekulindelekileyo, iintsuku ezingasetyenziswanga kwizibhedlele zihlehliselwe ixesha lokuzalwa emva kokubeletha (kwongezwa kuyo).

Ixesha lekhefu lokubeleka kwixesha lokugqibela eliya kubakho liza kunceda ekugqibeleni isiphelo sesigqirha sabantwana:

• Ekuzalweni (ngaphandle kwengxaki) yomntwana omnye - iintsuku ezingama-70;
• Ukuba uvavanyo luye lwadlula kunye neengxaki (pathologia) - iintsuku eziyi-86;
• Ngokuzalwa okufanayo kwimizuzu engama-2 okanye ngaphezulu (ukukhulelwa okuphindaphindiweyo), isibhedlele sakho siya kuba neentsuku eziyi-110 (ikhalenda).

Indlela yokufaka ngokuchanekileyo

Ukuze kwenziwe iintlawulo kummiselo ngaphandle kokulibaziseka, kufuneka zenziwe ngokusemthethweni. Kule nto kufuneka ukwazi ezinye iziqhenqa:

• Ikhefu lokugula likhutshwa liziko lezonyango apho ibhinqa elikhulelweyo libhaliswe kwaye linikezelwa kwindawo yomsebenzi;
• Ukuba ngethuba lokugqibela umama ozayo uguqule imisebenzi emininzi, iintlawulo ziya kwenziwa kwindawo yokugqibela yokuqeshwa, kwaye isatifikethi sisenokufuneka ukuba ukuhlawulwa kunye nokuhlawulwa kwezibonelelo akuzange kwenziwe ngaphambili;
• Ukuba ngaba ishishini liye lahlanjululwa (lihlelwe kwakhona) kwaye ngenxa yolu bhinqa elikhulelwe lahlekelwa ngumsebenzi, kufuneka ibhalise kwiziko lokuqeshwa ngokukhawuleza, ngelixa ukuhlawulwa kokuncediswa kwangaphambili nangemva kokuzalwa kuza kunikwa liSebe lezokukhuseleko loluntu;
• Ukuba ngenxa yesizathu esithile umqeshi akakwazi ukwenza iintlawulo, kufuneka uqhagamshelane nenkampani yomshuwalense, igama eliboniswe kumgaqo we-MHI;
• Kwaye, ke, kufuneka ubhale ingxelo malunga nesidingo sokunika izibonelelo.

Ngokwakhe konke oku ngasentla, inkampani ibangela umyalelo ngendlela ye-T-6 "Ekunikezeni ikhefu lokubeletha." Ukuba emva koko kuvela ukuba ukubeletha kwenzeka ngeengxaki, ngoko ke iphepha lokushiya eligulayo kufuneka linyuswe, umama omncinci uya kufuneka abhale isicelo kwakhona kwaye abonise isatifiketi esiqinisekisa eso lungelo.

Amava kulo myalelo. Imithetho kunye nomyalelo wokuhlawula

Omnye umbuzo othandwa kakhulu: "Ngaba ukubeleka kushiye inxaxheba kwimeko yamava?" Impendulo ayinakucacile - ifakiwe. Ekubeni ikhefu ukuya kumfazi okhulelweyo kwixesha langaphambi kwexesha lokubeletha libhekwa njengesiqhelo sesibhedlele esihlala ixesha elide, kunyanzelekile ukuba kufakwe kulo lonke irekhodi lomsebenzi .

Ngakolunye uhlangothi, kunokuthiwa ikhefu lokubeleka liyingxenye yobude benkonzo. Oku kungenxa yecandelo elithembela kwelinye labazali ukuba banakekele umntwana ongeke afinyelele kwiminyaka ethile. Ngaloo ndlela, i-FZ No. 11 "Kwiipensheni zabasebenzi" ithi ubude bentengo yenkonzo (inshuwalense) ibandakanya ixesha lokunyamekela umntwana ngamnye ongaphantsi kweminyaka kunye nesiqingatha iminyaka, kodwa eli lilonke eli xesha alikwazi ukudlula iminyaka emithathu. Oku kuthetha ukuba, umzekelo, isibini esitshatileyo sinabantwana abathathu, ke ushiye ukunyamekela umntwana wokuqala kunye nowesibili ukuya kwisinye seminyaka nesiqingatha kuya kufakwa ubude benkonzo kumama, kodwa ixesha elichithwe kunye nosana lwesithathu aluyi kuhamba khona. Kule meko, uyihlo angasebenzisa uyise (ugogo, utata) kwaye ulungiselele ikhefu ukuba uzikhathalele.

Intlawulo efanelekileyo - siya kubala ngokuchanekileyo

Bala ukuba bahlawula ixesha elingakanani ngelikhefu lokubeleka, wena ngokwakho, kufuneka nje ukwazi ezinye zezinto:

D = Cs x Yenza

• D - ukubeleka;
• Сз - imivuzo yemihla ngemihla;
• Yenza - kubala - kwiintsuku zekhefu, uthembele kwintombi.

Ukuze ubale umvuzo wemihla ngemihla, kufuneka usebenzise ifom elandelayo:

Cs = Sum / 730 - Cd

• I-Sum - inani elipheleleyo leentlawulo zeminyaka emi-2 engaphambi komzuzu wokufumana izibonelelo;
• 730 - inani leekhalenda zeli xesha, ngamanye amaxesha kukho i-731, ukuba umntu uthatha inxaxheba ekupheleni konyaka ;
• I-Cd inani leentsuku ezingakhange ziqwalaselwe kubalo, umzekelo, ixesha elichithwe esibhedlele.

Ukuba umama ozayo uhlala kwimimandla apho umvuzo omncinci unikwa khona, izibalo kufuneka zilungiswe kancane:

D = Cs x I-coefficient i-MROT x Yenza

Isimiselo esincinci, iintlawulo zabangasebenzi

Kungakhathaliseki ukuba umama ozayo uza kuhlawula, inani elincinci "lokubeleka" alinakubalwa ukusuka kumlinganiselo ophantsi kunomvuzo omncinci. Ngako ke, inani elincinci lokuthembela ngokubeletha lingabalwa ngolu hlobo:

Дм = (5 965 ± 12/365) х До

• Dm - ubuncinane ubuncinane besibhedlele esibhedlele;
• 5 965r. - umvuzo omncinci ngo-2015;
• Yenza - ubale iintsuku zesibhedlele (ukubeleka).

Kwakhona kubalulekile ukwazi ukuba umvuzo ongenakusebenza kwikhefu lokubeletha. Ngelishwa - akunjalo. Inyaniso kukuba iintlawulo zokukhulelwa nokubeletha ziqhutywa yiNgxowa-mali ye-Intshurensi yengxowa-mali ngenxa yokunciphisa umqeshi owenziwe ngumqeshi kumvuzo womama ozayo. Ngoko ke, akukho ntlawulo-mali ayikho inkokhelo yokubeletha.

Imiba embalwa

Njengoko unokwazi ukubona, ukubhaliswa kwekhefu lokubeleka kunye nokubala okufanelekileyo kwezibonelelo akulula, ngakumbi kuba kukho imiba ethile:

• Ukuba ibhinqa isebenze (ngokusemthethweni) kunye nabaqeshi ababini okanye ngaphezulu kwiminyaka emibini ngaphambi kokuba ihambe ngomyalelo, ngoko kubalwa kweentlawulo zokubeletha kwenziwa ngabanye ngokuzimela;
• Ukuba ngexesha owenza inkokhelo ushiye ikhefu ukunyamekela umntwana ukuya kwi-1.5 okanye kwiminyaka emithathu (ukusuka komnye umyalelo ukuya kwelinye), ngoko unokutshintsha omnye okanye zombini iminyaka esetyenzisiweyo ukubala iintlawulo zangaphambili (ngaphambi komyalelo wokuqala) .

Iintlawulo zokunyamekela umntwana ukuya kwiminyaka eyi-1.5

Ngoku ke makhe sithethe malunga nendlela yokuhlawula umyalelo, mhlawumbi, shiya ukunyamekela umntwana ukuya kwiminyaka eyi-1.5 ubudala. Olu hlobo lwenzuzo lunikezelwa kubo bonke oomama (ooyise) kungakhathaliseki ukuba kutholakala umsebenzi oqeshwe ngokusemthethweni. Isixa saloo nzuzo sinama-40% emyingenelo yenyanga yenyanga, kodwa ayikwazi ukuba ngaphantsi kwama-ruble angama-2718 ekuzalweni komntwana wokuqala okanye ii-ruble ezingama-5436 zabafundi abesibini nabantwana abalandelayo.

Isibonelelo sabantwana abangaphantsi kweminyaka emithathu ubudala

Ukubeleka kwabantwana ukuya kwi-3 kwiminyaka kubandakanya ukuhlawulwa kweenzuzo zemali, kodwa ubungakanani babo buncinane kunabo bonke abadlulileyo. Inzuzo enjalo ihlawulwa kwindawo yokuqeshwa komnye wabazali kwaye kuxhomekeke ekufumanekeni (kunye nemali) yabanye abantwana kwintsapho, kunye nomgangatho oqhelekileyo wokuhlawula ummandla.

Ngoko, uhlawula phi ixesha lokubeleka kwabantwana abangaphantsi kwe-3? Ekuqaleni, isixa singama-ruble angamashumi amahlanu (50) ngenyanga. Ukuqhubela phambili, kwandiswe yi-"coefficient yesithili" - ipharamitha yendawo nganye, ongayifumana ngokutyelela urhulumente wengingqi. Le coefficient ingaba phezulu. Kwaye ke i-ruble engama-50 ayimfuneko. Kuya kuba yi-ruble ka-2000 ebonakalayo, njengomzekelo, eMoscow.