Equity nenxaxheba ekwakhiweni kwezindlu

inxaxheba Ubulungisa ekwakhiweni kwezindlu eRashiya lu dityanisiwe nomngcipheko obhekiselele kubathengi. badla Siva ukufunda abatyali sandilukuhla, ukwakhiwa ixesha elide, i ngumkhenkce yokwakha, ephule zokugcina kunye. Ukuze ukuba kuwa ngenxa maqhinga oko ithiyelwe ngako, abaphuhlisi abanganyanisekanga, musa ukuthenga izindlu kumakhaya nekungenakwenzeka ukuba ningayekeleli kwexesha, bayamenywa ukuba adibane umbandela echazwe ngezantsi.

Ukuze kukhuselwe amalungelo zabelo wadlula umthetho inxaxheba equity ekwakhiweni (№ uMthetho Federal 214), ngokutsho kwakhe, kukho iindlela ezintathu yokufumana yepropati wesakhiwo:

1. Ukusayinwa izivumelwano ngolwahlulelwano (DDU).
2. Ukungena izindlu kunye isakhiwo okanye izindlu accumulator lwentsebenziswano (HBC kunye WNC).
3. Ukuthengwa iziqinisekiso lwezindlu.

Kwakhona ngokusemthethweni kuqwalaselwa waqukumbela umphuhlisi kwisivumelwano utyalo-mali, kodwa oko kuyingozi kakhulu kubanini equity. Isibakala sokuba isivumelwano utyalo-mali kugqitywa nangaliphi na ixesha ukwakha, nokuba kwinqanaba le projekthi kunye nokugrunjwa ngaphandle mvume. Ukongeza, kule meko, ukuthengisa sidle yokuhlala (ukuba zinyule ekunene ukuya kuyo) ayiyi kusebenza - lo mthetho uyakwalela kuyo.

Eyona ndlela inokuthenjwa yokuthenga izindlu kurhwebo lokuqala equkumbela inxaxheba kwezengqesho mvumelwano wokwakha. Ukuba umphuhlisi inikela ezinye iinketho, ngoko ke abathile ubunzima kunye iingxaki.

Kutheni ukhetha ukuthatha inxaxheba equity ekwakhiweni scheme DDU?

• Okokuqala, umphuhlisi unokuliphakamisa ikomkhulu (oko kukuthi, ukuthengisa indlu kwindlu elisanda kwakhiwa) kwi-PO kuphela emva kokufumana imvume, kubandakanywa imvume yokwakha, amaxwebhu umhlaba sisephantsi kolwakhiwo. Ukongeza, umphuhlisi kufuneka apapashe isibhengezo projekthi kwi iincwadi ezisemthethweni kunye / okanye kwi-Internet.
• Okwesibini, zonke iimvumelwano kugqitywe kufuneka zibhalwe Rosreestra ukuba umatshini yokuthengisa kabini.
• Okwesithathu, xa abanini umdla banethuba nangaliphi na ixesha abele indlu yam kwaye ufumane imali yam back.

Ukuthatha inxaxheba equity ekwakhiweni kunye kokusayina isivumelwano, nceda qaphela ukuba kufuneka ziqulathe:

• ndawo, umgangatho, inombolo igumbi, izinto indlu yakhiwe apho, kunye nezinye Ipharamitha lwezindlu kwamaxwebhu yoyilo;
• unikezelo ekhaya elithi;
• ixabiso kokuthenga yokuhlala;
• isiqinisekiso (iminyaka emihlanu ubuncinane kuba yonke indlu hayi ngaphantsi kweminyaka emithathu kwi eziluncedo).

Ukuba isivumelwano ayikho ubuncinane omnye umba ezine ngasentla, ngoko ke isivumelwano akujongwa ukuba agqitywe.

Ukuba umphuhlisi yephule imigomo unikezelo ekhaya, ubophelelekile ukuhlawula komthengi isohlwayo ngomlinganiselo 1/300 le CBR. Ukuba umthengi na umntu, isohlwayo uhlawule kubungakanani kabini.

Umthengi uya kwala ukuthobela imiqathango DDU, ukuba umphuhlisi akabekwa ukusebenza indlu zingaphelanga iinyanga ezimbini emva kwexesha elibekiweyo, kwaye ukuba umgangatho lwezindlu ayithethi kakhulu ukuthobela imiqathango nemigangatho zokwakha.

Kungasisalathisi esibalulekileyo sokuba kuyasondelwa yokuba inxaxheba equity ekwakhiweni umthetho 214-th i enokuthenjwa kakhulu - iibhanki banike nezivumelwano zokubambisa kwi izindlu kwezi zinto.

Kakade ke, kuphela into yokuba umbhekisi phambili isebenzela ngokwenani komthetho 214, akuqinisekisi ukuba akuyi ukulahlekiswa. Ngaphambi ukuthatha inxaxheba equity ekwakheni indlu ethile ixabisa ngokupheleleyo khangela umphuhlisi, kufuneka uyazi - nokuba yinto eninzi izindlu yakhiwe kwaye ufake ukusebenza ukuba yephule imigomo. kuluncedo kakhulu ukuphendla ubukho Internet lezimangalo kwi developer (umzekelo, kwi website weNkundla yoLamlo).