Eyona engundoqo imiba yeenkqubo emali: iintlobo ezimali kunye rates zabo

Inkqubo yemali nawuphi na ilizwe luhlobo ngokwembali lusekiwe kwaye esiqingqiweyo se imithetho ejikeleza imali esetyenziswa kwintsimi nokumkani kweli lizwe. Iintlobo iinkqubo emali ukwahlula ngokwesiseko nohlobo imali leyo Nomlinganiso ixabiso. Ngokusekelwe kule njengenqobo yokugweba, kukho ityala, imali iphepha kunye neenkqubo netyhidiweyo.

Iziqalelo ezichaza imilo ejikeleza wemali kweli lizwe ziquka:

1. kwizimali;
2. ukuma kwawo;
3. ngerandi.

Le mbono "imali" lulodwa nje yodwa, kwaye iintsingiselo ezintathu. Okokuqala, lo ngowona lwemali kazwelonke kwilizwe ngalinye. Okwesibini, le yunithi ze akhawunti kunye imali yamazwe angaphandle. Okwesithathu, asimele silibale malunga iyunithi lwemali ihlabathi ezifana euro. Ekwimo yakhe eyiyeyona jikelele, oku kulandelayo iintlobo rates:

1. SLE (ngokukhululeka imali zijikwe), nto leyo lubonakala ngokuba convertibility ngokupheleleyo lwangaphandle nangaphakathi, njengoko kuchaziwe kumthetho yelizwe othi a wesizwe. Umzekelo, i-US dollar, British imina omhle, le franc Swiss.
2. PCI (currency ngokuyinxenye-zijikwe), nto leyo zibe nokutshintshanisa ngaphandle lizwe kunye imiqathango ethile.
3. IEC (hayi ukuguqulelwa). Ukuba ezinye iintlobo lwemali unako ukusebenza ngaphandle karhulumente, leyo zikhutshwa, i-IEC zaba imali angaphandle kuphela kwimarike yesizwe.

Kwakhona kuqoqosho lwehlabathi kukho ingqiqo ukususwa egciniweyo lwemali. Ezi ntlobo ze iimali kumsebenzi wabo ezinxulumene neenkqubo wobumbano yaye omhlaba kuqoqosho. Ukuvula lwemali ikhona kuphela ikheshi kwaye mazisetyenziselwe kuphela qwaba izibalo ngaphakathi lombutho ethile uhlanganiso. Ke imali Reserve, indima wayo ekubaleni lwemisebenzi kurhwebo lwangaphandle kunye nokusekwa ixabiso yehlabathi. Ukuza kuthi ga ngoku, esi umsebenzi US dollar.

A nefuthe elikhulu kurhwebo lwamazwe ngamazwe babe iintlobo rates exchange. Urhulumente umisa kakhulu ngenxa yokuthembeka kwalo basekhaya angaphandle-nkqubo, ukubeka indlela yayo: esisigxina, adadayo okanye "lwemali inyoba". Eyona elula ngolawulo kunye nolawulo, Kakade ke, likhulu izinga elimisiweyo. Le ikharensi ayikho phantsi kwamandla emali, kodwa kwelinye icala, yena modem utshintsho emarikeni. A phenyane izinga lotshintshiselwano, kwelinye icala, uzimisele ngokupheleleyo ngenxa yonikezelo kunye nemfuneko, kwaye urhulumente nempembelelo kuphela ngoncedo ngoncedo exchange angaphandle. "Umgudu lwemali" imele indawo ephakathi phakathi iindlela lwemali ngasentla, edibanisa iingenelo zazo eziphambili kunye nobubi. Noko ke, iintlobo ezahlukeneyo imali abadinga ngendlela eyahlukileyo ekumiseleni kwikhondo labo, kungenjalo uya ubunzima ubudlelwane lwangaphandle noqoqosho lweli lizwe, yaye ekugqibeleni - kunye nempilo-ntle abemi balo.