I-Gazprombank: mboleko mboleki ngaphandle kokulahlekelwa

Imali ekhishwe isisombululo semfuno zabathengi iiprogram eziqhelekileyo zemboleko zemibutho yemali. Inkonzo enjalo ingasetyenziselwa ukufumana imfundo, yenza izilungiso ezinkulu, izixhobo zokuthenga okanye izithuthi. Imali yokuhlangabezana nale mifuno inikwe iGazprombank. Imboleko yemboleko yabathengi ekhutshwe liziko lemali liya kunceda ukuxazulula iingxaki ezininzi zobomi.

Nangona zininzi iinkqubo ezahlukeneyo, lolu hlobo lwemali-mboleko lunokulwa ngokwahlulo ezimbini:

1. Inkokhelo yokuTyala - xa kukho into enkontileka ekugqityiweyo eyenza injongo yokufumana imali. Oku kunokuba ukufumana imfundo ephakamileyo, imfuno yokunonyango, ukuphumla, ukuthenga izixhobo zendlu kunye njalo. Ukuba uthetha imali mboleko kumthengi kwi-Gazprombank ngenjongo ethile, unokufumana imimiselo yemboleko emncinci kunye nomyinge ophantsi. Inkcitho ebalulekileyo yenkqubo ekujoliswe kuyo kukuba i-financial organization ingakwazi ukulawula inkcitho yemali. Kwezinye iimeko, umntu obolekayo akanakuze abone imali efunyenweyo, kuba ibhanki ngokukhawuleza iwadlulisela kwi-akhawunti yomnikezeli wesevisi.

2. Ukungabalulekanga-ngaphakathi kwesikhokelo semboleko-mali kuthethwa ukuba kufumane inani elithile lemali ukwanelisa iingxaki zokuxinzelela. Enye yemibutho enenzuzo kakhulu yokwenza inkqubo enjalo yiGazprombank. Izibophezelo zabathengi ngeenjongo ezingapheliyo zikhutshwa kubo kwi-16% ngonyaka kwi-ruble kunye ne-12% kwiidola.

Xa wenza imali mboleko, unokufumana imali yekhadi lesikredithi yebhanki. Njengekhonkco, umntu obolekayo unokunika umbutho naliphi na ilungelo okanye ipropati ekhoyo. Ukufumana imali mboleko, umxhasi kufuneka anelise iimfuno ezithile zebhanki:

1. Udidi lwamaxesha. Ubani ubuncinane ubuncinane bomthengi onokucela uncedo kwiGazprombank? Imboleko mboleko yabathengi ayikwazi ukukhutshwa xa umbolekeki engaphenduki iminyaka engama-20 ubudala, nangona ukuba umthetho okhoyo ungancikiyo kwiminyaka eyi-18. Kukho ubukhulu obude: umboleki makangabi ngaphezu kweminyaka engama-65 ubudala.

2. Ukubhaliswa. Umxhasi kufuneka abhaliswe kummandla omnye apho iofisi enkulu okanye enye yamasebe asebhanki ikhona.

3. Inani leentlawulo. Umlinganiselo omncinci obolekayo angayifumana phantsi kweprogram yeebredari i-ruble ezingama-30 000, kwaye inani elikhulu li-ruble eziyi-1.5 yezigidi.

Imoto njengento yokubambisa

Imoto namhlanje yenye yezona zinto ezidumileyo. Kule meko, isikhungo semali sinika inani lomdla ngamnye . I-Gazprombank, umboleko wabo umboleki ekhutshwe kumdla ophantsi kakhulu, unikezela ngesantya se-13 ukuya kwe-15% ngonyaka xa kuthengiswa i-carlater ngendlela yemoto. Nangona kunjalo, xa ufumana mboleko enjalo, kufuneka uqaphele ezinye zeengqungquthela ezikhoyo kwisivumelwano sokuba iGazprombank inikezele. Imboleko yomboleki ingakhutshwa kuphela xa uhlawula ikhomishini yexesha elilodwa umboleki we $ 100 . Ukongeza, umthengi akayi kukwazi ukufaka isalathisi se-GPS kwimoto yakhe kwaye uqhubeke ukuyisebenzisa. Uya kufuneka abeke indawo yakhe kwindawo yokupaka, apho iya kuhlala khona ukubolekwa kwemali mboleko.