Ibhanki "West": ncomo zabathengi kunye neengcali

Vula Joint Stock Company Bank "Western" i eMoscow umbutho yorhwebo zemali yasungulwa ngo-1993. Nokukhutshwa credit cards kunye mboleko umsebenzisi - cash and non-cash - yinkqubo kakhulu zithandwa wanikela ibhanki "West". Izimvo baninzi abemi Russian nibiza njengenkunkuma iinkonzo zayo, kwaye yokuzisebenzisa. iindawo ezingundoqo zomsebenzi mboleko, imali saver eziqhelekileyo izibambiso zorhwebo. Zeziphi iinkonzo scaring abantu mvakalelo ingxubevange?

Ibhanki "West" - mboleko

iziko Financial ezifundisa abemi Russian isixa esikhulu iinkqubo zeentengo zemboleko ngamazinga ahlukeneyo. Kwezinye mboleko besukelana 70% ngonyaka. Noko ke, ukuze afumane imali phantsi izinga eliphezulu enjalo umboleki kufuneka eze kuphela yokundwendwela. Xa enika iziqinisekiso umbutho uhlobo isiqinisekiso okanye into client akananto indenzele ithuba elihle ukuba ufumane isixa esikhulu semali kwi umdla eliphantsi. Ngoko ke kunokwenzeka ukuba akhuphe yomboleki yeentengo zemboleko, enika ibhanki "West". Izimvo ngale program ezincomekayo, kodwa abasebenzisi abaninzi ngalo sengqondo kubo wabaqokeleli yebhanki. iimeko ezininzi ukungoneliseki ezinxulumene krwada phezu inxalenye kummangali. Abaninzi ukuchaza iinyaniso kakubi ukuya mboleki.

Ibhanki "West" - iminikelo

Xa ubeka imali ekhoyo isibaluli ukuba ukhetho yeziko mali kufuneka ibe phezulu wenzala, njengoko abantu abaninzi becinga, kunye nokuthembeka. Ukuba ibhanki uthembisa izahlulo phezulu kuye nabani na oya kubeka imali yawo kulo, linokuthetha izinto ezininzi:

• Okokuqala: ibhanki esimiyo phezu yayisecicini imilinganiselo kunye banyanzelwa naziphi na iindlela zokunyusa imali. Kulo mzekelo, imali sedipozithi kusenokwenzeka ukuya ukuhlawula amatyala zombutho.
• Okwesibini, ibhanki inxaxheba kwishishini ezinxulumene emngciphekweni omkhulu kakhulu. Kulo mzekelo, ungaphulukana imali yakho ngexesha elifutshane kakhulu ixesha.

Ibhanki "West", izimvo zazo kakhulu ziyaphikisana, inikeza nabathengi ezininzi iinkqubo imali. Nabani na ofuna ukuba ukusebenza kunye neziko-mali, kufanele kukhunjulwe ukuba namhlanje zonke iidipozithi insured ngurhulumente. Le ndlela isebenza zegalelo na lwemali. Umxhamli kuya kufumana imbuyekezo ukuba ibhanki iya yimali. kulindeleke ukuba imali idipozithi ayidluli amawaka 700. Thambisani.

Ukuba umntu wenze iminikelo kwiibhanki eziliqela ezahlukeneyo, imbuyekezo iya kuqwalaselwa kwimeko nganye. Ibhanki "West", nto leyo kwakhona ikhefu zombini ezimbi nezilungileyo, eligunyaziswe ukuba bathathe inxaxheba kwinkqubo inshorensi karhulumente ngo-2003. Ngoku naliphi lomxhasi ludambe ngokupheleleyo ngemali yakho elele ebhankini. Kuyo nayiphi na imeko uya kufumana kuzo umva ukusuka elunxwemeni ekupheleni kwekota kwesivumelwano okanye ukusuka kurhulumente njengoko ipolisi ye-inshorensi.