Iindleko emali. ubungozi

Imiphumo neendleko kwamaxabiso abe omabini amacala akhabayo kunye navumelanayo. I-HIV ukuba eliphezulu izinga lokukhula kwamaxabiso zonke iintlobo zemveliso ukubonisa uphuhliso olukhawulezayo kwezoqoqosho emva kwexesha elide kungekho kukhula. Imiphumo engachananga enxulumene becala lizoqala imarike basekhaya umngcipheko kwamanani oluntu. Nangona kunjalo, kunye noqoqosho lusekiwe, ezinzile imeko yentlalo nezopolitiko lizolile kakhulu eliphantsi inflation phezulu / - yi "ububi" into kakubi kuchaphazela indawo zombini abavelisi basekhaya kunye nabatyali zimali.

Iindleko zoqoqosho kwamaxabiso:

- Ukukhula lwesivumelwano iindleko. Ukunyuka kwamaxabiso ngokwawo luhlobo elikhethekileyo imali yerhafu. Amaxabiso ngokukhawuleza ukuba izinambuzane phezulu, kungona inqanaba kokuthenga izibambiso okanye zemali. Iibhanki nabo isabelo sawo ngeendleko yesibambiso ezintsha. Noko ke, ukuba kozinzo kwimarike yasekhaya - kwimeko yesiqhelo, abemi abaqhelekileyo wonge imali yelinye izinzile kuphela. A Umzekelo classic - zasekhaya dollar bankohranilischa 1990. Abo unxibelelwano etyebile okanye ukulahlwa, Kakade ke, wenza isicelo sokuba imisebenzi ngumyinge nezibambiso. Nakowuphi na umzekelo, i "indlela" sikwanjalo unelungelo lokuba khona, kodwa kuphela kwiimeko uzinzo isalamane.

- Abavelisi njalo nokuhlaziya uluhlu ixabiso lakhe, kwaye ngaxeshanye, ukubandezeleka ilahleko enkulu baprintayo, banyanzeleka ukuba beze nezinto ezintsha iindlela zokuthengisa, intengiso inkanuko. Enye into ecace: iindleko kwamaxabiso kukhokelele kwinto yokuba abantu baphelelwa imali yabo, kodwa ngenxa yokuba osele kwakhona imali yokuthenga impahla ngemihla. ukuthenga Long-term luhlehliswe okwethutyana.

- ezicacileyo emali iindleko. Inyaniso kukuba kwisithuba kwamaxabiso ophezulu, iinkampani ezincinci kodwa inzuzo kakhulu ukutshintsha rhoqo izicelo zabo amaxabiso, kunye umgca imveliso ekubuyekezeni ngakumbi. Bazama ukunciphisa izibonelelo ezongezelelweyo, nokuba ukufumana inzuzo ezincinane, kodwa ngokwenza njalo ukuba lezimali. Noko ke, baba sengozini yokulahlekelwa imarike Yibone: Abadlali komelela na izibonelelo kunye nobuchule ukuhlaziya iimveliso kunye yokwazisa. Ngenxa yoko, iindleko kwamaxabiso kwakhokelela ekuncipheni isabelo amashishini asakhasayo kwezoqoqosho kunye nokudala eminye imiqathango ukuyidibanisa abadlali, ukukhula facts abangenabubele intsebenziswano, kwaye kwezinye iimeko, kwaye lokubanga lweemarike.

- Iindleko kwamaxabiso kwiidipozithi kunye nezinye iidipozithi yebhanki. Kucacile ukuba iibhanki njengoko nezakhiwo yorhwebo awunamdla kwingxelo yayo. Ngaphezu koko, benza inzuzo phantsi kwazo zonke iimeko. Kulo mzekelo, ukunyuka kwamaxabiso kukhokelela ekuncipheni umgangatho inzala, iimali ngamanye ngomyalelo ukufumana inzala ephawulekayo, yaye de facto, kunye ngeniso ombane kwamaxabiso ngaphantsi kwe kuqoqosho oluzinzileyo.

- Iindleko yerhafu kwamaxabiso. Kukho kwakhona zilula: i eliphezulu izinga lokwenyuka kwamaxabiso, amaxabiso aphezulu kunye nerhafu. Ingakumbi kumazwe anoqoqosho abathwele kwezentlalo: ukuncitshiswa kwerhafu unokude bamqumbise nokonyuka kwinqanaba kozinzo lwentlalo.