Indlela ukuchitha imali womama lommandla

Ekuqaleni, le nkxaso karhulumente wakhawulwa njengendlela ukwandisa izinga ukuzalwa eRashiya wayisa ukusebenzisa ekujoliswe. Ngamanye amazwi, a capital lokuya kubeleka zengingqi yabonelelwa hayi kuphela umntwana, indlela kakhulu ukuba uncedo lwemali ukuze iintsapho. Okwangoku ke ingqiqo lotyalo-mali kunye nemali "elide", leyo esokuphucula isimo zemali kweli lizwe. Ukuthengwa kwezindlu mortgage ixhasa icandelo zokwakha kuqoqosho, bahlawule umntwana imfundo - imfundo, isiqinisekiso zotyalo- mali yomhlala-phantsi inika inkxaso kwezentlalo -inshorensi kunye pension.

Ilungelo le zommandla capital lokubeleka wafumana umama, ababambelela wemvula yesibini zosapho umntwana ukususela ekuqaleni kuka-2007. Ixesha le program iya kuhlala de-2016, kwaye ngoku kukho mpikiswano kwi iipaseji igunya malunga nokwenzeka uze umisele into efanayo. Kodwa xa uvumela ukusetyenziswa MSCs-mali ayikho indlela yokuzalisa imali, yaye iimfuno zemihla ngemihla, ngaloo ndlela kuloo kunjalo kubhetele ukuba usebenzise indlela ezahlukeneyo iintlawulo-mali. Ngapha koko, akukho namnye unako ukuqinisekisa ukuba le mali iya nje akayi kuba yinkcitho abazali ngokungakhathali.

capital kubeleka. nemiqathango yokufumana

Ukususela ngo-2007, kwenziwa iintlawulo ezinkulu kubeleka, imali leyo kuxhomekeke isalathiso yonyaka. Kwaye namhlanje kuyinto 408 amawaka. Thambisani. Ukuqinisekisa, banikwa imeko uxwebhu isampuli kukuba ilungelo ukulahla wamcacisela, ebizwa ngokuba yi-isatifikethi. Noko ke, le mali ukuba bachitha bonke. eyinkunzi kubeleka Malunga uya ulwazi ngokwaneleyo, kodwa ndifuna ukuba uqaphele kwakhona - ezandleni eziinkozo, akayi kukhutshwa. Koko uvunyelwe ukusebenzisa?

Ukuphucula umgangatho izindlu neemeko

- ukuthengwa okanye ukwakhiwa kwezindlu;

- ukuvuselelwa ndlu, noko ngoku ekhaya kusapho;

- ukwenza intlawulo yokuqala mortgage ngemali;

- uhlawule mboleko mboleko.

imfundo yomntwana

- intlawulo iinkonzo ezibonelelwa kwiziko lemfundo;

- intlawulo yokuhlala kule yokulala;

- intlawulo ngeenkonzo umntwana kusetyenziswa.

Pension Savings System

Ngesicelo umfazi ukuba ezingqinisisiweyo, oko zingasetyenziswa Inkqubo exhaswa ngemali i -inshorensi pension. Kulo mzekelo, kufuneka ubhale isicelo kwiqumrhu lwengingqi RF Pension Fund kwindawo lobhaliso. Ngaphezu koko, ngokutsho isicelo we Pension Fund, isixa-mali idluliselwa ukuya oyilwayo mali federal.

capital lokubeleka Regional into subordinated ukuba uza kulawula ethile, nto leyo evumela ukusetyenziswa siqinisekiso kuphela emva kokuba umntwana efikelela kwiminyaka emithathu. Le Okungumahluko kwintlawulo yentengo kwezindlu, ukwakha kwesibonelelo yokuhlala, kwakunye intlawulo yetyala kwi-mboleko.

capital lokubeleka Regional akavumelekanga ukuba zisetyenziswe idipozithi ebhankini, kwakunye lokuhlawula ityala ngoku kwi-mboleko okanye intlawulo yabo imali yezinkonzo.