Nokuba okanye ukuthenga eerandi ngoku, okanye Indlela ukugcina imali yakho kwamaxabiso?

Imeko yezopolitiko namhlanje yenza ukucinga nzulu ngekamva. Kunzima nje kuphela ezizezabo-ntle yabo, kodwa ubomi. Ukanti enye miba ibalulekileyo kuba imali. Nokuba okanye ukuthenga eerandi kwi okungazinzi ngeranti ngoku okanye bakhetha imali wesizwe? Le ngxaki kukhathaza kuphela bezimali kunye ngengqondo analytical, kodwa umntu zesiqhelo. Nangona abanini yokonga ezincinane ngenkankulu kukwazi ukwenza imali eninzi kwi ukuhla kwireyithi yexesha elifutshane okanye ukwenza imali kwi imali eninzi, kodwa notyekelo kutyalo inzuzo kunye notshintsho nangokuvulelekileyo enobuchule kumazinga exchange kuza kunceda ukuba wonge imali yakho kwamaxabiso kunye kuseza ezisenokubakho.

Kutheni uchulumanco kakhulu malunga nokuthengwa imali yelinye ilizwe?

Nabani wanomdla kancinane iindaba uze ugcine umkhondo utshintsho amazinga otshintshiselwano, uphawula ukuba kwiminyaka yakutshanje, ezi ukuhla kwenzeka rhoqo. Yonke isenzo phezu inxalenye amagunya elihamba ukuba bawaphikise yokutshintsha khosi. Ezi ziganeko kumbindi ingqalelo inani elikhulu kwamajelo Russian.

Ukuze depreciate imali kazwelonke waqala ubukhulu becala nangona ngo-2012. iimali urhwebo Professional nezibambiso imarike kubandakanya engozini enkulu kunye nokuxhomekeka ukungalingani encinane iindaba, kodwa ukuthenga iidola kuba umsebenzi eziyingozi ebomini. Ekubeni ixabiso namhlanje kwintengiso kunokuba kuba amaxesha amaninzi ngaphezu iya kuba ngomso.

Ukuze kuthenga lwemali amazwe ukuba unandipha intembelo ethile amancedo yokuthengisa kwakhe olulandelayo. An siqinisekiso ingundoqo ukubonelela oku kungenzeka umntu akakwazi, eyenza kube lula ukunika inkcazelo elula neqondakalayo le engange ngokuchasene US dollar, ikakhulu ixhomekeke kumaxabiso oyile. Qaphela ukuba Umphanda "igolide black" ingangabinako ukufika ukhululeke ngengqondo kuqoqosho Russian kwamanye amazwe $ 100, ngoxa ukuhla kwamaxabiso ezizizembiwa akakwazi kuhlala ngonaphakade.
NaseRussia njengohlobo igunya emhlabeni zokuxhathisa ezisebenzayo ezifumanekayo onke amazwe oyile ekhobokisayo, esebenzisa ongayi ngokuyinxenye ukulawula imeko kwiimalike zemali.

bokuqonda ukusebenza

Xa izandla zakho zibe isixa esikhulu semali, kunokwenzeka kusoloko ukuguqulela zibe imali yelinye ilizwe. Kodwa ke, kufanele kuphawulwe ukuba ukuze ukuhlawula iindleko zemali kufuneka silinde umahluko kakhulu kumazinga exchange. Ukuba kukho amathandabuzo ukuba kakuhle kuthenga eerandi ngoku, kungcono ukuba ulinde, njengoko namhlanje lwemali US usebenzise amathuba okukhula.

Kuba kutyalo ungasoloko ufumana iindlela ngempumelelo ngakumbi. Umzekelo, phantse 11 iminyaka kwabakho ukunyuka kancinane ixabiso wegolide, nto leyo ke ngoko indawo kukwehla kancinane kwamaxabiso. Kodwa mkhanya kufutshane kwi iintsimbi singakwazi sonke isixa omkhulu ngakumbi lwemali kunye noninzi. Ukuba, ohlala e-Russia, kunye nokufumana intlawulo ngomsebenzi kwi elingana engange, bezibuza ukuba athenge zeerandi namhlanje, uqonde kwangoko kufuneka ukuba oku akuthethi kwingeniso zezilwanyana eze. Kodwa ke iqondo lonaniso eliphezulu ye US dollar inika amathuba oshishino mda kwi ukuthunyelwa kwempahla Russian. Ukongeza, ukuba kukho ithuba lokuba kuguqula nemali ulwazi elilingana kunye nezakhono eziqulethwe kuMgaqo-Internet, uze ufumane intlawulo imali yelinye ilizwe. Ngoko ke, umbuzo wokuba ingaba okanye ukuthenga eerandi ngoku kufuneka sicinge nzulu.

Crisis Financial: inkathazo okanye luck?

Enyanisweni, isigqibo malunga ukuba benze ntoni na imali yabo - ukuba ubomi yabucala, umgaqo-nkqubo wakhe zemali kunye nesiphumo lweengcinga yayo, nekufuneka ukuba kungakhokelela kwilahleko-mali. Ezi okuwisa kwabonakala emva kokuvela yeengxaki zemali ehlabathini jikelele unefuthe kuqoqosho Russian. Le ntlekele akukho yintlekele kuqoqosho. Kunoko, wokulungisa enobuchule kunye nokucoca kulo lonke ezingeyomfuneko. Ngamanye amazwi, ubume ukuya kuphuhliso ngempumelelo ngakumbi loqoqosho. Kodwa ngenxa omhle ingxaki oqaphelekayo kuphela kurhulumente, yaye hayi townsfolk ezilula, ngubani na isigqibo sokuba ukuthenga ngoku okanye dollar naxa ingumbandela ozaliswe ziziphumo ezimbi. Yintoni ukwenza ntoni?

Ngoko ngaba isengqiqweni ukuthenga eerandi, banikwa imeko kweli lizwe nakwihlabathi?

Ngokuqinisekileyo kufuneka bacwangcise imali, kwaye yonge, edulusele phantsi umatrasi, ixabiso kwanciphisa nje. Ukuba ngeniso nenkcitho kwi lwemali kazwelonke, ngoko ke akukho mfuneko ukuguqulela. Kodwa ukuba imali efunyenweyo, nekuyeyona namhlanje hayi zibaluleke kakhulu, ukuba aguqulelwe elilingana dollar kwaye ufake kwi yokonga ezifanelekileyo akhawunti. Kodwa akukho namhlanje umntu akakwazi ngokuchanekileyo ukuqikelela ekuhambeni iziganeko kurhwebo exchange angaphandle. Ngoko ke, kwinyanga edlulileyo iye yaba intsingiselo ecacileyo malunga cheapening le engange nxamnye dollar kanye euro. Kodwa ngoku esiwa ngxi. Le imali engange yaqala level off. Nokuba ukuthenga eerandi ngoku? Kuyinto kunokwenzeka, ingakumbi xa bekhululekile kunye neengozi hayi ukwakha phezu okukhawulezayo izicwangciso zophuculo.

Yenzeka njani le nto?

Ukushwankathela ingxoxo yethu. Ukuba ucinga ukuba okanye hayi ukuthenga eerandi ngoku, uze ubale imali iyonke imali yakho uze ucinge elide kangakanani na ungaya ngaphandle kwazo. Ukuba gama kuyaphawuleka, njengoko ibhajethi engundoqo oluqhutywa lwemali kazwelonke, kunokwenzeka ukuba kunikezelwe imali enze amaxesha ngcono. Kufuneka kuqatshelwe ukuba mboleko kunye nezinye mboleko baxabisa ngokuthatha ngohlobo lwemali apho aphethwe ngayo imali. Bekuya kuba bubulumko ukuba 'ukugcina onke amaqanda akho ngobozini-nye ", njengendlela uwahlule ube zahlulo ezimalini ezahlukeneyo ukuze kulwenza kwi efanayo kokufumana intlawulo kwenye.