I-Alfa-Bank: amakhadi enkoleko, ukuphononongwa, izimvo

Ukuba sele usenomkhuba wokufumana umvuzo kwikhadi, ke kuwe-ikhadi lekhredithi ye-Alfa-Bank. Ubungqina bathengi bubonisa ukuba ngamava okusebenzisa i-debit card, "umlutha" kumveliso webhanki weebhanki efanelekileyo ngokukhawuleza. Ukuya kwisinyathelo esinjalo kunengqiqo, umzekelo, ukwenzela ukuthenga intsapho enkulu. Akufuneki ukuqokelela umvuzo omude, ukuqokelela inani elifanelekileyo kwikharityhulam yomvuzo. Kwinkonzo yakho yinkonzo ye-intanethi ye-Alfa-Bank. Ukwenza oku, kufuneka usebenzise imenyu: Imveliso ye-Alfa-Bank / amakhadi enkolo. Iingcamango zabathengi bebhanki bathetha ngokulungelelaniswa kwenkonzo. Ukongezelela, ngoncedo kwesi sixhobo, unethuba lokuboleka imali ebhanki kungekudala, ukuhlawula "iintsuku ezingenakuvelisa", kunye nangoko ngaphambi kokufumana. Ukuba awuhlawulanga ngekheshi, uhoxiswe kwikhadi kwi-ATM, kodwa ngokuzuza, ngoko wenze ngokucacileyo, ukonga kwikhomishini yebhanki yokurhoxisa imali kwiakhawunti yakho yekhadi.

Enye into ekukhethiweyo yinkqubo ye-ATM eyenziwe yenkampani, ekhonza amakhadi enkredithi kwi-Alfa-Bank. Ingxelo yomthengi nayo iya kukuqinisekisa ngokuthembeka kwayo. Ukususela kumava ekufumene umvuzo umhlobo osekudala unolwazi oluqhelekileyo lwekhadi: inombolo yekhadi elinama-16, inombolo yeakhadi yekhadi eyi-10. Kodwa, njengokuba uyayazi, umgca wesikweletu uya kuhlanganiswa kunye nekhadi elitsha lekhredithi.

Xa ufikile kwibhankini, kufuneka uchithe ixesha lokubhalisa. Kule meko, akufanele uphathe iipasipoti yakho kunye nenombolo yokuchonga, kodwa ububungqina bendlela yokufumana ingeniso-isatifiketi sentela ye-2-NDFL. Ukuba inani lemali-mboleko liyimfuneko, ke isatifikethi sebhanki semoto, ipaspoti (ukuba uye waya kwelinye ilizwe kwiinyanga ezili-12 ezidlulileyo), umgaqo-nkqubo womshuwalense wokuzithandela uya kunceda ukunciphisa inzala yebhanki . Isebe, apho ufaka isicelo, lenza ipakethe ekhethekileyo yamaxwebhu-isicelo sokuboleka imali. Xa uzalisekile, kuya kufuneka ukuba ulinde ukuqwalaselwa kwekomiti yekredithi, ukuze uthole amakhadi wesikweleti evela kwinkampani ye-Alfa-Bank eneempembelelo ezilungileyo. Iingqinisiso zibonisa ukuba kwindlela yokuvuma izicelo zokubolekwa kwemali mboleko i-Alfa-Bank, eyamkelwa ngokubanzi ngamabhanki asekhaya, iyakhawuleza.

Qinisekisa ukuba yintoni imali ebolekwa ngayo imali iya kuba yinzuzo kuwe. Ukuba uthenge emakethe yasekhaya - kwiiruble, xa uhamba eYurophu - nge-euro, ukuba ilizwe lokuhlala lilawulwa yiintlawulo zeedola, ngoko kwiidola. Nangona, ngokusemgangathweni, amakhadi asemhlabeni jikelele, kodwa, njengokuba uyazi, ukuthenga isitorethi sasekhaya nge-dollar yekhadi lesikweletu kuya kubandakanya ikhomishini eyongezelelweyo yokuguqulwa, okuya kugwenywa ngokuvula ikhefu kwi-ruble.

Kunengqiqo ukubonisana nabasebenzi beSebe malunga nemigangatho ephezulu yokurhoxisa imali, ingakumbi ukuba le khadi lekhredithi iyadingeka ukuba isebenze ngaphandle. Iipesenti ze "Alfa-Bank" zithatha i-moderation, kule akhawunti ayikho imfuneko yokukhathazeka. Umda wesikweletu kubantu ngabanye uvela kwi-ruble eyi-10.8 ukuya ku-450 zamawaka. Umyinge wexabiso lomrhumo we-ruble loan 17.99 / 28.99, ngohlobo olufanayo - 15.99 / 26.99. Ixesha lokurhoxisa imali kwikhadi lekhredithi ngaphandle kokuba nomdla kubo (ixesha lobabalo) liintsuku ezingama-60. Kodwa kwimeko yezabelo, linyuka kwiintsuku ezili-100! Okokuthi, ngeli xesha umboleki kufanele akhokhe ngeBhanki.

Unokukhetha njani amakhadi esikwereti e-Alfa-Bank? Ukuphonononga kubonakala kungekho mqondo, yonke into iyimilinganiselo. Kukho ukhetho phakathi kweVisa, MasterCard, MasterCard PayPass, Visa PayWave. Umgca ongundoqo kukuba ukuba kukho konke oku ngasentla, umda we-"classic" u-ruble eziyi-150, ama-dollar ayi-5 000, ama-euro ayi-3.8.

Ukuba ingeniso yakho iwela phantsi kwinqanaba lekhadi le-"golide", ngoko unokukhetha kwiklasi "premium". Amakhadi e-GOLD ayatholakala kuwe, ukuvula amalungelo enkonzo akhethekileyo kunye neenkonzo kwiehotele xa uhamba. Kule meko, imilinganiselo yemboleko iya kubakho ngokuphindaphindiweyo i-ruble ezingama-300., Ii-dollar ezili-10, i-7.6 zamawaka zama-euro. Ukuhamba kwezoshishino ngaphandle kwelinye ilizwe, abemi abacebileyo baxabisa intuthuzelo kunye nenkonzo yekhwalithi, amakhadi e-PLATINUM isigaba esifanelekileyo. Ukubongwa kule klasi yamakhadi kubandakanya imigca yemali: ii-ruble eziyi-750 zamawaka.

Ixesha lokuqwalasela isicelo sakho semali mboleko ngu-1-5 iintsuku. Inhlanhla!