Imephu "Youth" (Savings Bank): iimpawu, nemiqathango yokufumana, ncomo

Sberbank of Russia ibandakanyeka rhoqo kuphuhliso ezintsha iimveliso zebhanki, zenzelwe ukuba ukuhlangabezana neemfuno iindidi ezahlukeneyo abemi, nokuba ubudala kunye nobume. Le imveliso khadi, ikhadi le "loLutsha", Sberbank ukhululiwe ngokukodwa kubaxhasi babo.

Enye inzuzo ukusebenzisa ikhadi kukuba ekubaleni lokulondoloza iimpahla okanye iinkonzo, 10 ekhulwini isixa itshekhi emva imali eseleyo khadi, njengoko ibhonasi evela ebhankini, apho kubakho kwixesha elizayo zihlawule ezinye iimveliso. Ukongeza, umnini ikhadi nga ngokukhawuleza nangokulula ukuhlawulela iinkonzo mobile ngokuthumela umyalezo SMS libelinani elifutshane. Kwakhona imali komnye umntu ngokuthi ukwazi inani kuphela yefowuni yakhe, ahlawule ukuthenga kwi-intanethi, kunye nezinye iinkalo eziya kuba kulahlwe umsebenzisi imveliso iyingenelo enjalo, njengoko ikhadi "loLutsha" (Sberbank). Iimpendulo ngayo anokufunyanwa kuzo ebezintle nezo zingentle, kodwa ezintle kunjalo ngakumbi.

iimpawu ikhadi

• Ikhadi ingaba kuphela Ruble, ngamanye engange zakhe kuphela Russian zingagcinwa.
• A kwisithuba seminyaka emithathu-lokubalwa kwekhadi unalo "Youth" (Sberbank).
• Intlawulo yenkonzo ngonyaka engange-150.
• Ingasetyenziswa intlawulo kwi-Internet.
• Iibhonasi bethenga.
• Wekhadi Kucetywa ukumisela isicelo eyodwa mobile for free.
• Kwiinyanga ezimbini lweenkonzo emgceni "Banking Mobile" ifumaneka simahla.

Iimfuno lebhanki ikhadi le

Ukuze kunikwa ikhadi debit "Youth"? Sberbank of Russia ibonelela ukuba abantu kwiminyaka eyi-14 ukuya kwengama-25 ubudala kunye yokundwendwela ngummi Russian Federation nabhaliswe kule ngingqi, apho kukhutshwe khona ikhadi.

Ukuba abantu abaselula isigqibo ukufumana ulutsha ngecredit card, kulo mzekelo, lo umda ubudala baya kuba ukususela kwiminyaka eli-18 ukuya kwengama-30, kwaye kananjalo yokundwendwela kunye nobhaliso isatifikethi kufuneka zingeniswe kwi ebhankini, ubungqina bengeniso kubaboleki ezinokwenzeka. Loo uxwebhu zingafumaneka kumqeshi, kule meko mboleki ukusebenza kufuneka kubekho ubuncinane iinyanga ezintandathu. Abafundi bexesha elizeleyo ubungqina bengeniso inokuba isiqinisekiso ngokwezifundo.

Unako kwakhona angenise ebhankini isiqinisekiso ngokwezifundo, kunye nesiqinisekiso esivela kumqeshi, kulo mzekelo, ubude kwenkonzo kwi lomsebenzi lokugqibela ukuze ungabi ngaphantsi kweenyanga ezintathu.

Ungayifumana njani le ikhadi yolutsha?

Yenza isicelo ikhadi ubutsha isenokuba ngqo kwisayithi ye-Savings Bank. Kule fomu langoku kufuneka ukuba ufake iinkcukacha zakho ezifana igama elipheleleyo, idilesi ye-mvume lokuhlala, ulwazi kwindawo yomsebenzi, iinkcukacha zoqhagamshelwano. Emva koko ke kufuneka ukhethe i parameters ofanele ukuba ikhadi lakho, yaye iCandelo yebhanki apho uya konwaba ukuba ukufumana izandla zakhe.

Kukho elinye ikhadi "iqhinga" - oku kulukhetho loyilo yayo. Savings Bank unika iindidi ezimbini zoyilo - mnye standard yaye omnye. Xa ukhetha look eqhelekileyo nemvakalelo ikhadi iplastiki, ikamva umnini wayo ungalayisha ifoto yakho okanye khetha ukusuka imizobo, nelinika Sberbank. Kodwa kubalulekile egxininisa ukuba kuyilo ngamnye kuya kufuneka ukuba uhlawule ezinye i engange-500.

Ngoko uzalise imfuno. Ngoku ke kufuneka ukuba ulinde impendulo esuka ebhankini zeengcali, leyo uya kungqinisisa ulwazi olunikiweyo.

Fumana imephu, unako kwakhona isicelo naliphi na isebe le-Savings Bank, kodwa kuphela kummandla apho unayo imvume yokuhlala. Kufuneka ube uxwebhu ezingqina yesazisi yakho.

Usenokuba babe nomdla yenziwe ikhadi kangakanani Sberbank? Youth ikhadi debit ziya seyilungile kwiiveki 2-3, ukuba isebe ukuba elikhankanyiweyo lemibuzo uyakwazi ndibuthabathe. Musa ukulibala ukuba yakho yokundwendwela okanye naluphi na olunye uxwebhu ukuba ukuqinisekisa isazisi sakho.

A ulutsha Sberbank ikhadi lamatyala akayi kukhutshwa ukude nge Internet. Kuya kufuneka ukuba isicelo kabini isebe lebhanki: ixesha lokuqala nokungeniswa kwamaxwebhu kunye ngokuzalisa le khweshine, yaye okwesibini - ukufumana ikhadi. Isigqibo ukunikezela obolekayo ikhadi lamatyala yamkelwe Sberbank leentsuku zokusebenza hayi ngaphezulu kwe ezintathu.

Imigaqo kunye neerhafu kwi mephu

ikhadi debit loLutsha "Sberbank of Russia" Kuya kukubiza imali engange 150 ngonyaka ngamnye, kwaye ngetyala - 750 engange. Imiqathango ikhadi ngetyala kunye neemeko zinika ixesha ubabalo, oko kukuthi iintsuku ezingamashumi amahlanu, oko kukuthi, ngeli xesha inzala akayi kuhlawuliswa. Xa ikhadi lamatyala emithathu ukuya amabini anamanci amawaka engange, izinga lenzala kwi yemalimboleko - 24% ngonyaka. Kwimeko apho umboleki kufuneka ukurhoxisa imali kunye ikhadi lamatyala "loLutsha", ukuba le nkonzo ibhanki iya ikhomishoni-3%.

Indlela ukugcwala ikhadi "Youth"?

Kukho iindlela ezininzi esenzela ukuba azalise ikhadi evela Savings Bank:

1. Ikheshi nge iMobile Bank, inkonzo Sberbank Oylayn, a mobile isicelo kunye SMS inkonzo ekhethekileyo.
2. Imali nge-ATM kunye ezinjengeetheminali self-nkonzo.
3. Iiofisi itikiti kwamanye amaziko zebhanki - kuyimfuneko ukwazi iinkcukacha ikhadi;
4. I-ofisi Ibhokisi yamasebe Savings Bank.

Ukuphonononga abanini card "Youth"

Amalungu imveliso enjalo, njengoko ikhadi "loLutsha" (Savings Bank) ukunika iimpendulo ezahlukeneyo. Abanye Ugxininise nento yokuba inkqubo sobhaliso ikhadi lamatyala akukho mgaqweni, ekubeni kukho umyalelo phambili ngakumbi zifunyenwe. Ngoko ke, ungenza kube lula ukuba isicelo kude ebhankini ukusuka isigqibo yokuqala lokunikeza imali. Enye ingongoma ezimbi, osiwuvelisileyo abaxhasi ye-Savings Bank - kukuba iimeko ikhadi lamatyala akaqhotyoshelwanga discounted kwaye musa yahluka ukusuka meko credit cards for ezinye iindidi iinkonzo ze Sberbank.

Kodwa izinto ezintle kuqatshelwe ngakumbi. Eyona esisiseko - kukunika abafundi ithuba lokufumana i-mboleko ngaphandle engqesho. Enye inkalo olumnandi lwalo imveliso khadi - ubukho kwenkqubo bonus. Ngoko ke, xa uzithengela amakhadi abo ukuthenga "loLutsha", abantu abaselula baziqwebele iibhonasi, ezo ke ungachitha nokuthengwa kwezinye iimpahla. Kukho eziluncedo ezininzi le mveliso, nto leyo eyenza kube lula ukuba abantu abatsha.