Personal yerhafu yengeniso: ixesha irhafu, isantya, ixesha ngobhengezo zokuhanjiswa

Irhafu - indima ebalulekileyo kubomi wonke ummi. Nje musa sonke sazi iimpawu ezinxulumene nazo. A indima enkulu kubo bonke abemi eyomeleleyo omdala kudlala irhafu yengeniso. Tax xesha, amanani, iimpawu kunye ngokwemiqathango lokuhanjiswa izibhengezo - bonke ukufunda kuyo. Oku kuya kunceda ukuba siphephe iingxaki ezininzi neengcaciso kwabasemagunyeni werhafu. Oko kufuneka sinikele ingqalelo kwindawo yokuqala?

definition

Kubalulekile kwenkcazo irhafu. intlawulo nganye ebuncwaneni karhulumente ukusuka bahlali into ityala. Yintoni enokuthethwa kulo mba kwi irhafu yengeniso? Le yintlawulo yemali liba- abantu kunye nemibutho abafumene ingeniso.

Kubonakala ukuba enxulumene bonke abarhafi. Ngapha koko, phantse zonke iintlobo iingeniso ukuba zirhafelwe ukuba kutsalwe. Nangona kunjalo, kukho ezinye ngaphandle. Yiphi na? Kwi irhafu yengeniso singabalelwa nayiphi na imali phantsi kwazo naziphi na iimeko zonke?

ekuhlawuleni irhafu

Khumbula, nayiphi na ingeniso efunyenweyo ummi okanye umbutho kuya kuxhomekeka yerhafu yengeniso. Yaye nakanjani. Mhlawumbi ngaphandle kwezinye mathuba. ezizezi:

• Asinto phantsi iintlawulo yerhafu yengeniso efunyanwa ekuthengisweni kweempahla eziphantsi iminyaka engaphezu kwama-3;
• ilifa;
• ingeniso ezuzwe ngesivumelwano lomnikelo azotywe ngowenyama yenyama ommi.

Ngokusisiseko, ukuba zonke ngaphandle. Kwelinye imithombo yengeniso uhlawule irhafu yengeniso. ixesha Tax, amazinga kunye ngokoMthetho nokungeniswa isibhengezo, kwakunye nezinye iinkalo intlawulo kufuneka bazi bonke abarhafi. Kungenjalo, kunye nabasemagunyeni lwerhafu babe neengxaki ezinkulu.

ingxelo

inkqubo yerhafu Modern esoloko ukubandezeleka utshintsho ezithile eRashiya. Ngoko ke, kufuneka sinikele ingqalelo imithetho amatsha, ukusebenza ukususela ngo-2016. Ngoku yonke imibutho kunye noosomashishini ngamnye kufuneka ingxelo yerhafu yengeniso ngekota. Ngaphambili, kwakufuneka ingxelo kube kanye ngonyaka - de Aprili 1.

Kwaye ngo 2016 kuyimfuneko ukuba bazibandakanye ngekota kwisiseko ngaphezulu amaphepha. Ingxelo ngoku befuna ifomu 6-emhadini. Le nto kanye uxwebhu yekota wakhonza kwinkonzo yerhafu. Kodwa yintoni ixesha ufuna ukuhlangabezana? Yintoni ufune?

Ukuba le ngxelo ngekota 1st ka-2016, lo gama ubuninzi lokufaka iifom ezifanelekileyo sihlala kude Meyi 3, 2016, kuba iingxelo yesibini ixesha 'lokuphumla "ekhoyo phambi Agasti 1. Kwiinyanga zokuqala-9 - yi-Oktobha 31, zonyaka - ukuya ku 04.01.2017.

ingaguqukanga

Kodwa loo nto bonke. Ukongezelela i-6-NGOBUCHULE, imibutho kunye amashishini kufuneka angenise ezinye iintlobo ingxelo kwabasemagunyeni werhafu. Nangona nje eqhelekileyo kubonakala. zibizwa-ekuthiwa Kukho reference 2-NGOBUCHULE nemigodi-3 Declaration. Ebudeni bonyaka la maxwebhu, njengokuba ngaphambili, ukuba bakhonza kanye kuphela.

Ukuba yintoni na ixesha? Ekupheleni rhafu thuba. Oko kukuthi, de Aprili 1 wonyaka elandela ingxelo. Ngoko ke akukho lutshintsho kule ndawo. Kunjalo, okwangoku. Ziziphi ezinye iingongoma kufuneka sinikele ingqalelo kuyo?

ezibanjwayo

Ngamanye amaxesha abemi wabeka ezahlukeneyo kokuba kutsalwe irhafu yengeniso. zikholisa ukuba yokwenza labantu abaqeshiweyo abanabantwana abancinane. Njengoko kubanjwe for kwerhafu yengeniso kunokuphunyezwa:

• ukuthengwa izindlu (kuqukwa nezivumelwano zokubambisa);
• unyango;
• uqeqesho.

Ngesiqhelo, xa sukuba nithanda ukufumana i 'ukubuyela' imali evela kwabasemagunyeni serhafu ubungakanani ezithile kufuneka ube yomiselo-NGOBUCHULE 3 iminyaka emi-3. Ngaphandle kwalo, ukuphunyezwa kwenkqubo engenakwenzeka. Ngaphandle inqabile kuphela - xa kuziwa ukuba kutsalwe kwimivuzo abantwana. Kulo mzekelo, nkqubo ezahlukeneyo. Njani na? Kubalulekile ukwazi ngayo yonke into enxulumene nale nkqubo.

Utsalo (unyango, uqeqesho, lokuthenga)

Ngoko ke, ngamanye amaxesha kuyenzeka ukuba wenze ebizwa ngokuba yi-kutsalwe irhafu. Oku kuya kufuna amanye amaxwebhu. Hi ndlela leyi, unako ukubuyisela-13% yesixa bachitha imali. Ukwenza iingcinga zibe bunyaniso kuya kufuna isibhengezo-3-NGOBUCHULE iminyaka emi-3 (ezidlulileyo). Oku kuthetha ukuba nokuzalisekisa ezinye iindleko deduction zingafumaneka ungadlulanga owe kweenyanga-36. Le isibhengezo kusebenza:

• ipaspoti;
• SNILS nensimbi;
• Isiqinisekiso 2-NGOBUCHULE;
• amaxwebhu ukuqinisekisa iindleko zakho;
• Student Uncedo (uqeqesho);
• amaxwebhu izindlu ezithengiswayo (awawuthengayo);
• ukuvuma amaziko (yezikolo eziphakamileyo);
• ilayisensi yokuqhuba (abuyele uqeqesho);
• isicelo yokutsalwa;
• isivumelwano sokubambisa (imali-mboleko);
• isiqinisekiso sokuhlawula kwenzala mortgage.

ukuze abantwana

Ukuba ufuna ukwenza i kutsalwe kubantwana ukuqhakamshelana isicelo efanelekileyo kumqeshi, kunokuba abasemagunyeni irhafu. Irhafu kubanjwa kwimivuzo, zancitshiswa ubukhulu. Emva kokuba kutsalwe for abantwana ukunciphisa isiseko serhafu kusetyenziswa ukubala izohlwayo ingeniso.

imeko olugunyazisiweyo ekufuneka ukuba kuhlangatyezwane - kwixesha lokunika ingxelo yerhafu, wakho umvuzo uwonke kwifomu ingeniso emsebenzini kufuneka mayingagqithi 350 lamawaka engange. Ukuba loku kunje, qhagamshelana kunye nesicelo yokutsalwa abantwana kunye nezatifikethi zokuzalwa abantwana kumqeshi wabo. Oku lixhomekeke ekunciphiseni isiseko serhafu:

• 1 400 engange, ukuba unabantwana-1 okanye ezi-2;
• 3000 ngomhla wesi-3 no zilandelayo;
• 6000 for trustee kunye nakubagcini abantwana abakhubazekileyo;
• 12,000 ukuba umntwana ukhubazekile.

Ubukhulu standard

Ngoku ke kucacile ukuba yokufumana imali ukuze sibe nokuhlawula irhafu yengeniso. Kodwa apha kwi Income Tax Act ayiyazi yonke into. Umzekelo, ingaba kuya kufuneka ahlawule inzuzo eyenziwe ngexesha elinye okanye elinye.

Ngokutsho nemithetho eyamkelekileyo ngokubanzi, eRashiya abantu kufuneka anike-13% yengeniso. Yaye nakanjani. Noko ke, maxa, eli nani lincitshiswe okanye linyuke. Kodwa umthetho, iintlobo ezininzi yengeniso ngokuxhomekeke izohlwayo efikelela kwi% kuphela 13 mali efunyenweyo. Akukho nzima ukuqonda apho.

kubalwa imali yerhafu ilula kakhulu; kuyimfuneko ukuba phinda isiseko irhafu ngomyinge wenzala. Ngenxa yoko, ufumana imali, izibonelelo intlawulo. Zingatshintsha phambi kwabantwana kunye nomsebenzi esemthethweni.

Not ngokwemigangatho

Ingaba yimalini na ixesha irhafu? Unyaka. Kwagqitywa unyaka nje ngaphambili ingxelo kwabasemagunyeni werhafu. ukususela 2016, njengoko kuthiwe ke, kuyimfuneko ukuba enze inkqubo qho ngekota ngaphandle. Ngenxa yolu hlobo NGOBUCHULE 6-wondleke. Ezinye amaxwebhu, njengokuba ngaphambili, bazinikele abasemagunyeni irhafu kanye kuphela qho kwiinyanga ezili-12.

Yintoni na imali yerhafu yengeniso? Ngokwesiqhelo, le-13%. Kodwa kukho ezinye ngaphandle. Ukuba kwenzeka alufane, nangona practice zenzeke. Umzekelo, kunokwenzeka ukuba ingeniso ukuze ahlawule% 9 kuphela ngemali. Njani na? Loo mali eqokelelweyo ingeniso evela nezahlulo ukuya 2015 kwaye ibhondi-backed (de-2007, Januwari 1). kunjalo akuxhaphakanga kakhulu. Ngoko ke, musa ukuthembela kule hlobo isohlwayo.

Kwakhona qaphela - 15% ihlawulwe xa ufumana ingeniso evela nezahlulo ukuba abantu bemvelo evela kwinkampani ezingezizo nabahlali Russian Federation. Sinokuthi kwimibutho amazwe.

Le rhafu inkulu lobuqu ingeniso (ixesha berhafu iinkcukacha zentlawulo kakade) abelibeke win. Ukuba ufumene ibhaso okanye iphumelele into kuya kufuneka ukuba ahlawule abasemagunyeni irhafu malunga nama-35% yenzuzo. Akukhathaliseki imali zinikwe okanye impahla nje. Kuyo nayiphi na imeko, iindleko zalo ukusuka ummi unyanzelekile ukuba ahlawule-35%.

Hi ndlela leyi, hayi kuphela abemi Russian Federation ngokuxhomekeka kwirhafu yengeniso. Ifomu yesi-3-NGOBUCHULE, kunye nentlawulo efanelekileyo inzuzo wabeka non-abahlali. Zihlawula ngaphezu abahlali. Kulo mzekelo, ubukhulu iintlawulo kaNondyebo kaRhulumente liya kuba-30%. Bangabi ngaphantsi. Akukho namnye umntu!

imibutho

Nini na ixesha irhafu? umhla wokuphelelwa we-akhawunti zonyaka - April. Kuxhomekeke 1,04 kuya kufuneka ukuba ingxelo kwabasemagunyeni yerhafu yenzuzo kunyaka odlulileyo (ikhalenda). Kwaye ngokubanzi usebenza abantu nemibutho.

Qaphela: Iinkampani nazo uhlawule irhafu yengeniso. Kodwa kwangaxeshanye, xa isetyenziswa njenge-NGOBUCHULE 3, kubalulekile ukuba bonke abasebenzi ukuze ulungiselele kwaye badlule ireferensi 2-emhadini. Oku kungenziwa kwiphepha okanye nge-elektroniki.

Yintoni egqibayo ukuba indlela yokupha? Kwinani labasebenzi kwi corporation. iingxelo zamaphepha ukuchophela xa kufikwa kumashishini amancinci, abasebenzi abasebenzi engaphantsi kwe-25. Neefom electronic ziyafumaneka phambi kukho inani elikhulu phantsi umqeshi.

Imibutho bahlawula iintlobo ezahlukeneyo irhafu ngokwengeniso ayizuzileyo. Oko kukuthi, kufuneka benze iintlobo ezininzi nezohlwayo. Umzekelo, ambelwe igcinwe ngengeniso zomqeshwa ngamnye kwi-mali ka-13%. Ethetha irhafu ingeniso loshishino, kuya kufuneka ukuba anike imali ethe ngemali. Ezizezi, 20% yenzuzo.

ngqi khowudi

Mhlawumbi, loo nto phantse yonke into ukwazi irhafu yengeniso. ixesha Tax, ingxelo kunye namazinga enzala - konke oku kubaluleke kakhulu. Kodwa akukho izinto ezingabalulekanga ezi khowudi periods irhafu. Bona kucacisiwe kule izibhengezo-3-emhadini. Kunoko, ezi nkcukacha ngaphezu kubalulekile ezimali, abaya ukunika iingxelo. Kodwa ke abantu abaqhelekileyo kufuneka bazazi amaxabiso lwamathuba.

Ngoko ke, umzekelo,-3-umhadi "ukuhlanganiswa" 34. Oku ayonto ibalulekileyo. ixesha irhafu Code NGOBUCHULE kumiselwa ngokungqinelana kwinyanga kwengxelo. ezizezi:

• 1q - 21;
• 2Q - 31;
• iinyanga 9 - 33;
• kunyaka - 34.

Ukuba kukho litsha okanye ukutshona inkampani, ingxelo kuyimfuneko ukuba ngexesha lokugqibela ingxelo ngobukho bayo, siyabonisa ukuba ikhowudi 50 Kwakhona, xa usebenzisa indibaniselwano ingxelo yekota:

• iinyanga ezi-3 - 51;
• iinyanga ezintandathu - 54;
• kwikota yesi-3 - 55;
• kunyaka - 56.

Njengoko ubona, akukho nto nzima ngayo. Kunjalo, ngoku kucacile nje ukuba ucacise ukuba, yintoni ixesha na ingxelo kurhulumente. Ngapha koko, akukho mntu uya kuba yedwa kule dili. Ngoko ke, iikhowudi ixesha irhafu zidlala indima ebalulekileyo yabemi kunye nemibutho.

umhla wentlawulo

Kwaye oko ingongoma kufuneka uhlawule irhafu yengeniso? Kufuneka kubekho eminye imithetho kule nkalo! Ngoko ke. Kuphela kukho izithintelo ezahlukeneyo zemibutho kunye nabantu. Yiphi na?

• abemi abaqhelekileyo ngeholo labo anelungelo ukuhlawula de Julayi 15 ebandakanya bonke abafundi;
• Kwakhona lo mbutho ihlawulwe ungadlulanga umhla wama-28 wenyanga elandelayo xesha lengxelo.

Ethetha ukutsalwa kwerhafu, ungenza ukugxininisa into yokuba unalo zonke unelungelo lokucela imbuyiselo-13% yenkcitho ethile iminyaka emi-3 ukususela kumhla wo yingisela. Isicelo sakho siya kuhlaziywa emva 2 kweenyanga emva kokuba isibheno kwabasemagunyeni yerhafu, kwaye iya kwenza iintlawulo ngqo kwi-akhawunti echaziweyo kwi sicelo, ezinye iinyanga 1.5-2. Imihla ngqo uya kwaziswa xa usenza isicelo nokunye.

Ngoku siyazi sonke malunga irhafu lobuqu ingeniso: ixesha irhafu, ubukhulu add codes, iyalele intlawulo nokwamkelwa ezibanjwayo. werhafu ngamnye kumele bazazi olu lwazi. Ngokuqhelekileyo amaphepha enxulumene irhafu yengeniso, unokukhulula bonke abasebenzi abasebenza ngokusemthethweni. Zonke uxanduva iingxelo (ngemivuzo) ilele emagxeni omqeshi. Kodwa oosomashishini ngamnye kufuneka self-ingxelo ngengeniso yabo.